Table I.D.3.a(2005) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 25.0% |
22.0% |
37.2% |
34.4% |
30.7% |
20.2% |
31.8% |
23.5% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 32.8% |
48.0% |
29.4% |
* | 30.3% |
* | 41.8% |
* | 25.0% |
34.6% |
* | 23.9% |
||||
Mining and manufacturing | 22.6% |
16.1% |
* | 29.7% |
32.0% |
26.6% |
18.8% |
27.0% |
22.1% |
|||||||
Construction | 35.1% |
22.3% |
46.1% |
36.8% |
32.5% |
32.3% |
39.9% |
28.0% |
||||||||
Utilities and transp. | 16.6% |
13.0% |
* | 36.3% |
31.6% |
25.0% |
13.6% |
25.1% |
* | 15.5% |
||||||
Wholesale trade | 26.7% |
20.7% |
* | 32.3% |
35.0% |
23.9% |
22.8% |
30.8% |
24.8% |
|||||||
Fin. svs. and real estate | 24.1% |
21.2% |
37.9% |
37.1% |
28.2% |
21.7% |
32.7% |
23.1% |
||||||||
Retail trade | 33.5% |
25.3% |
36.6% |
34.1% |
48.3% |
26.5% |
31.8% |
34.3% |
||||||||
Professional services | 21.9% |
26.6% |
28.2% |
34.7% |
32.6% |
17.0% |
29.0% |
21.1% |
||||||||
Other services | 32.0% |
17.4% |
43.1% |
33.0% |
29.9% |
32.6% |
30.6% |
32.6% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 25.3% |
23.6% |
38.3% |
35.4% |
29.8% |
20.1% |
33.9% |
23.2% |
||||||||
For profit, unincorporated | 25.0% |
21.5% |
31.3% |
32.0% |
31.5% |
21.2% |
27.0% |
24.1% |
||||||||
Nonprofit | 24.2% |
7.8% |
* | 36.7% |
30.4% |
32.4% |
20.0% |
24.6% |
24.1% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 28.7% |
16.3% |
30.4% |
35.6% |
36.1% |
20.5% |
* | 25.8% |
32.6% |
|||||||
5-9 years | 30.3% |
24.1% |
30.6% |
37.1% |
34.1% |
23.9% |
28.3% |
33.7% |
||||||||
10-19 years | 31.9% |
24.6% |
38.6% |
36.9% |
32.6% |
26.6% |
33.6% |
30.7% |
||||||||
20 or more years | 25.6% |
20.9% |
38.9% |
33.1% |
29.2% |
20.6% |
32.7% |
24.1% |
||||||||
Unknown | 19.7% |
. |
. |
43.3% |
45.5% |
18.9% |
46.9% |
* | 19.6% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 21.9% |
21.7% |
* | 31.3% |
33.7% |
29.5% |
19.8% |
34.2% |
21.6% |
|||||||
1 location only | 32.0% |
22.0% |
37.5% |
34.6% |
32.2% |
31.7% |
31.5% |
32.5% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 38.3% |
46.6% |
15.0% |
* | 59.6% |
44.7% |
25.2% |
38.3% |
38.2% |
|||||||
25-49 % | 27.3% |
9.5% |
* | 30.6% |
32.4% |
46.8% |
24.9% |
26.2% |
27.9% |
|||||||
50-74 % | 23.6% |
24.4% |
31.7% |
24.8% |
28.9% |
20.7% |
25.4% |
23.3% |
||||||||
75% or more | 25.0% |
21.6% |
38.9% |
34.8% |
30.6% |
20.0% |
32.7% |
23.3% |
||||||||
Union presence | ||||||||||||||||
No union employees | 29.4% |
23.1% |
37.7% |
36.2% |
32.1% |
24.8% |
32.7% |
28.2% |
||||||||
Has union employees | 15.7% |
7.6% |
* | 21.5% |
* | 22.6% |
21.9% |
14.2% |
20.1% |
15.4% |
||||||
Unknown | 24.1% |
5.2% |
* | 78.3% |
34.6% |
* | 47.2% |
21.3% |
44.7% |
23.4% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 33.0% |
25.8% |
38.1% |
33.7% |
39.1% |
31.3% |
33.0% |
33.0% |
||||||||
Less than 50% low wage | 24.2% |
21.7% |
37.1% |
34.4% |
30.0% |
19.0% |
31.7% |
22.6% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3.a(2005) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.58% |
1.96% |
2.35% |
1.32% |
1.41% |
0.47% |
1.47% |
0.69% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 7.92% |
14.27% |
9.02% |
* | 10.02% |
* | 13.20% |
* | 7.03% |
10.71% |
* | 7.10% |
||||
Mining and manufacturing | 1.71% |
6.89% |
* | 6.49% |
4.42% |
2.39% |
1.99% |
5.11% |
1.90% |
|||||||
Construction | 1.91% |
5.79% |
7.12% |
5.66% |
5.82% |
7.69% |
3.26% |
4.87% |
||||||||
Utilities and transp. | 2.97% |
9.96% |
* | 10.04% |
7.47% |
5.94% |
3.19% |
7.64% |
* | 3.50% |
||||||
Wholesale trade | 1.56% |
6.70% |
* | 8.17% |
5.82% |
3.79% |
1.44% |
4.71% |
2.24% |
|||||||
Fin. svs. and real estate | 0.98% |
4.20% |
7.32% |
6.95% |
2.71% |
0.86% |
4.05% |
0.77% |
||||||||
Retail trade | 1.21% |
6.30% |
4.09% |
3.97% |
3.65% |
1.30% |
4.40% |
1.99% |
||||||||
Professional services | 1.05% |
2.73% |
3.80% |
3.00% |
2.34% |
0.60% |
2.64% |
1.12% |
||||||||
Other services | 2.55% |
2.99% |
4.54% |
5.89% |
7.44% |
3.68% |
3.60% |
3.27% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.77% |
2.32% |
2.48% |
1.92% |
1.10% |
0.81% |
1.83% |
0.87% |
||||||||
For profit, unincorporated | 1.92% |
4.73% |
5.02% |
8.24% |
4.18% |
2.24% |
2.82% |
2.14% |
||||||||
Nonprofit | 1.87% |
3.16% |
* | 6.69% |
4.79% |
2.43% |
2.01% |
3.98% |
1.96% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2.60% |
3.63% |
7.45% |
7.38% |
8.61% |
7.54% |
* | 3.22% |
3.48% |
|||||||
5-9 years | 1.82% |
6.04% |
5.60% |
4.79% |
5.51% |
5.09% |
3.37% |
3.41% |
||||||||
10-19 years | 1.44% |
3.08% |
4.58% |
3.25% |
3.39% |
2.23% |
2.70% |
1.80% |
||||||||
20 or more years | 0.94% |
3.23% |
4.10% |
2.09% |
1.30% |
0.74% |
1.81% |
0.95% |
||||||||
Unknown | 0.93% |
. |
. |
11.95% |
7.50% |
0.85% |
15.03% |
* | 0.92% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.58% |
6.89% |
* | 7.43% |
2.81% |
1.38% |
0.47% |
3.98% |
0.54% |
|||||||
1 location only | 1.19% |
2.09% |
2.27% |
1.83% |
2.54% |
3.60% |
1.33% |
2.16% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 6.58% |
13.56% |
5.68% |
* | 10.68% |
10.34% |
6.89% |
9.86% |
5.98% |
|||||||
25-49 % | 1.37% |
4.77% |
* | 6.60% |
7.39% |
8.79% |
2.35% |
3.34% |
2.30% |
|||||||
50-74 % | 1.80% |
3.49% |
5.39% |
6.52% |
2.81% |
2.30% |
3.44% |
2.31% |
||||||||
75% or more | 0.81% |
2.22% |
2.51% |
1.44% |
1.57% |
0.65% |
1.51% |
0.84% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.84% |
2.10% |
2.79% |
1.23% |
1.37% |
1.13% |
1.32% |
0.82% |
||||||||
Has union employees | 1.11% |
3.70% |
* | 6.52% |
* | 4.41% |
3.34% |
0.92% |
5.73% |
1.06% |
||||||
Unknown | 3.73% |
3.98% |
* | 22.70% |
10.70% |
* | 9.87% |
2.56% |
12.22% |
3.28% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 3.25% |
5.89% |
5.90% |
5.74% |
4.54% |
4.85% |
3.16% |
3.95% |
||||||||
Less than 50% low wage | 0.68% |
2.19% |
2.61% |
1.33% |
1.36% |
0.69% |
1.85% |
0.85% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |