Table I.D.3.b(2005) Percent of total premiums for mixed-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 23.6% |
19.5% |
26.5% |
32.6% |
24.9% |
22.0% |
26.0% |
23.3% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 23.5% |
* | 34.3% |
* | 9.7% |
* | 40.0% |
14.7% |
19.7% |
29.1% |
20.0% |
|||||
Mining and manufacturing | 19.6% |
28.8% |
33.4% |
26.7% |
18.9% |
18.7% |
30.0% |
19.0% |
||||||||
Construction | 19.1% |
18.3% |
14.2% |
31.4% |
12.0% |
* | 23.7% |
18.2% |
19.5% |
|||||||
Utilities and transp. | 22.9% |
36.9% |
44.2% |
30.7% |
26.8% |
19.5% |
36.9% |
20.9% |
||||||||
Wholesale trade | 22.7% |
12.6% |
31.2% |
35.7% |
25.5% |
17.9% |
22.9% |
22.7% |
||||||||
Fin. svs. and real estate | 21.6% |
12.4% |
18.3% |
24.3% |
24.0% |
21.5% |
16.6% |
22.2% |
||||||||
Retail trade | 29.6% |
22.5% |
32.5% |
37.9% |
40.7% |
26.0% |
31.3% |
29.4% |
||||||||
Professional services | 25.1% |
19.7% |
29.7% |
38.9% |
30.1% |
21.6% |
29.2% |
24.4% |
||||||||
Other services | 29.5% |
23.9% |
23.8% |
29.8% |
29.9% |
30.4% |
27.7% |
29.9% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 23.3% |
17.7% |
25.2% |
33.3% |
24.0% |
21.9% |
25.1% |
23.0% |
||||||||
For profit, unincorporated | 27.2% |
28.7% |
37.1% |
35.5% |
30.0% |
22.8% |
33.2% |
25.6% |
||||||||
Nonprofit | 23.1% |
13.5% |
20.5% |
25.8% |
26.1% |
22.0% |
22.0% |
23.3% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 18.4% |
28.9% |
34.7% |
37.0% |
8.9% |
* | 20.2% |
31.8% |
13.2% |
* | ||||||
5-9 years | 27.8% |
18.5% |
29.5% |
29.8% |
35.7% |
27.6% |
21.0% |
33.4% |
||||||||
10-19 years | 27.4% |
18.2% |
27.4% |
35.1% |
29.0% |
24.3% |
25.5% |
28.6% |
||||||||
20 or more years | 23.9% |
19.1% |
25.2% |
32.1% |
24.9% |
21.6% |
26.7% |
23.4% |
||||||||
Unknown | 22.2% |
. |
6.2% |
* | 31.6% |
25.2% |
22.1% |
25.8% |
* | 22.2% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 22.5% |
13.3% |
* | 15.6% |
* | 31.9% |
23.3% |
22.0% |
23.5% |
22.5% |
||||||
1 location only | 27.6% |
19.7% |
27.6% |
32.8% |
29.1% |
21.6% |
26.3% |
29.1% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 29.4% |
31.6% |
26.6% |
* | 33.6% |
40.9% |
24.8% |
29.5% |
29.4% |
|||||||
25-49 % | 26.6% |
14.4% |
* | 19.5% |
29.1% |
35.8% |
26.0% |
21.4% |
27.5% |
|||||||
50-74 % | 27.1% |
25.8% |
18.5% |
* | 41.9% |
30.8% |
25.8% |
27.0% |
27.1% |
|||||||
75% or more | 23.2% |
18.6% |
27.5% |
32.1% |
24.2% |
21.4% |
26.0% |
22.7% |
||||||||
Union presence | ||||||||||||||||
No union employees | 25.2% |
20.1% |
29.1% |
34.0% |
25.9% |
23.0% |
27.7% |
24.7% |
||||||||
Has union employees | 18.9% |
14.6% |
9.6% |
23.5% |
18.0% |
19.2% |
11.8% |
19.4% |
||||||||
Unknown | 24.2% |
7.3% |
* | 41.2% |
33.1% |
32.8% |
23.7% |
33.1% |
24.0% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 29.9% |
21.6% |
35.1% |
43.9% |
30.9% |
28.3% |
32.7% |
29.5% |
||||||||
Less than 50% low wage | 22.9% |
19.3% |
25.7% |
31.6% |
24.4% |
21.2% |
25.3% |
22.6% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3.b(2005) Standard error for percent of total premiums for mixed-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.55% |
1.67% |
2.13% |
1.46% |
1.20% |
0.51% |
1.04% |
0.60% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 7.38% |
* | 11.49% |
* | 5.44% |
* | 11.57% |
3.72% |
4.91% |
8.43% |
5.08% |
|||||
Mining and manufacturing | 0.53% |
7.47% |
6.52% |
1.47% |
1.58% |
0.55% |
2.70% |
0.60% |
||||||||
Construction | 2.37% |
3.08% |
3.24% |
6.05% |
4.06% |
* | 2.40% |
2.41% |
2.88% |
|||||||
Utilities and transp. | 1.49% |
7.57% |
9.29% |
5.25% |
2.81% |
1.29% |
5.09% |
1.35% |
||||||||
Wholesale trade | 1.61% |
2.58% |
4.92% |
4.40% |
1.85% |
1.66% |
3.25% |
1.71% |
||||||||
Fin. svs. and real estate | 0.58% |
2.78% |
4.33% |
2.28% |
1.26% |
0.58% |
2.86% |
0.64% |
||||||||
Retail trade | 1.11% |
5.70% |
4.44% |
4.91% |
2.92% |
1.54% |
2.64% |
1.36% |
||||||||
Professional services | 0.73% |
1.30% |
4.37% |
2.40% |
1.46% |
1.31% |
1.59% |
0.91% |
||||||||
Other services | 1.36% |
4.20% |
4.50% |
3.63% |
3.54% |
2.25% |
3.04% |
1.76% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.56% |
1.23% |
2.20% |
1.59% |
1.29% |
0.38% |
1.23% |
0.58% |
||||||||
For profit, unincorporated | 1.09% |
4.40% |
4.64% |
2.65% |
2.96% |
1.52% |
3.23% |
0.84% |
||||||||
Nonprofit | 1.29% |
3.11% |
5.77% |
3.38% |
1.58% |
2.10% |
2.84% |
1.52% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 4.91% |
5.01% |
5.55% |
8.76% |
5.91% |
* | 3.39% |
2.90% |
5.74% |
* | ||||||
5-9 years | 1.40% |
2.45% |
3.84% |
2.57% |
2.47% |
2.37% |
1.95% |
1.62% |
||||||||
10-19 years | 1.23% |
1.99% |
4.46% |
4.13% |
2.18% |
3.35% |
2.08% |
1.36% |
||||||||
20 or more years | 0.36% |
2.05% |
1.76% |
1.64% |
0.92% |
0.42% |
1.42% |
0.48% |
||||||||
Unknown | 0.70% |
. |
1.89% |
* | 7.46% |
2.92% |
0.74% |
10.43% |
* | 0.70% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.61% |
6.03% |
* | 5.36% |
* | 2.03% |
1.42% |
0.56% |
2.60% |
0.63% |
||||||
1 location only | 0.88% |
1.73% |
1.95% |
1.57% |
1.53% |
2.95% |
1.17% |
1.05% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.74% |
7.94% |
8.85% |
* | 5.17% |
7.19% |
1.94% |
4.61% |
2.53% |
|||||||
25-49 % | 1.68% |
6.37% |
* | 3.60% |
7.61% |
3.95% |
1.75% |
3.02% |
1.76% |
|||||||
50-74 % | 1.58% |
4.78% |
6.10% |
* | 4.73% |
3.72% |
1.88% |
3.02% |
1.69% |
|||||||
75% or more | 0.49% |
1.84% |
2.02% |
1.39% |
1.21% |
0.42% |
1.08% |
0.52% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.54% |
1.82% |
2.03% |
1.36% |
1.38% |
0.68% |
1.05% |
0.59% |
||||||||
Has union employees | 1.11% |
3.29% |
2.80% |
4.09% |
2.51% |
1.25% |
1.91% |
1.23% |
||||||||
Unknown | 1.14% |
4.58% |
* | 8.84% |
7.57% |
5.08% |
1.18% |
7.04% |
1.16% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.67% |
4.96% |
5.94% |
3.60% |
2.92% |
1.16% |
3.41% |
0.74% |
||||||||
Less than 50% low wage | 0.56% |
1.67% |
2.05% |
1.42% |
1.25% |
0.60% |
0.95% |
0.65% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |