Table I.F.3(2005) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 1,232 |
1,931 |
2,070 |
1,602 |
1,161 |
1,057 |
1,899 |
1,111 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1,563 |
. |
. |
. |
. |
. |
2,017 |
1,031 |
||||||||
Mining and manufacturing | 1,132 |
. |
. |
. |
. |
. |
1,748 |
1,077 |
||||||||
Construction | 1,585 |
. |
. |
. |
. |
. |
2,352 |
1,050 |
||||||||
Utilities and transp. | 1,055 |
. |
. |
. |
. |
. |
1,658 |
993 |
||||||||
Wholesale trade | 1,346 |
. |
. |
. |
. |
. |
2,069 |
1,132 |
||||||||
Fin. svs. and real estate | 1,235 |
. |
. |
. |
. |
. |
1,760 |
1,183 |
||||||||
Retail trade | 1,386 |
. |
. |
. |
. |
. |
1,898 |
1,299 |
||||||||
Professional services | 1,204 |
. |
. |
. |
. |
. |
1,818 |
1,083 |
||||||||
Other services | 1,159 |
. |
. |
. |
. |
. |
1,674 |
1,041 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 1,235 |
. |
. |
. |
. |
. |
1,870 |
1,123 |
||||||||
For profit, unincorporated | 1,339 |
. |
. |
. |
. |
. |
2,228 |
1,051 |
||||||||
Nonprofit | 1,117 |
. |
. |
. |
. |
. |
1,493 |
1,074 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1,308 |
. |
. |
. |
. |
. |
1,892 |
888 |
||||||||
5-9 years | 1,374 |
. |
. |
. |
. |
. |
1,709 |
1,111 |
||||||||
10-19 years | 1,487 |
. |
. |
. |
. |
. |
1,916 |
1,216 |
||||||||
20 or more years | 1,244 |
. |
. |
. |
. |
. |
1,932 |
1,107 |
||||||||
Unknown | 1,106 |
. |
. |
. |
. |
. |
661 |
* | 1,106 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 1,096 |
. |
. |
. |
. |
. |
1,878 |
1,079 |
||||||||
1 location only | 1,645 |
. |
. |
. |
. |
. |
1,901 |
1,323 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1,450 |
. |
. |
. |
. |
. |
1,893 |
1,244 |
||||||||
25-49 % | 1,148 |
. |
. |
. |
. |
. |
1,829 |
1,053 |
||||||||
50-74 % | 1,235 |
. |
. |
. |
. |
. |
1,814 |
1,134 |
||||||||
75% or more | 1,233 |
. |
. |
. |
. |
. |
1,910 |
1,110 |
||||||||
Union presence | ||||||||||||||||
No union employees | 1,306 |
. |
. |
. |
. |
. |
1,872 |
1,160 |
||||||||
Has union employees | 1,109 |
. |
. |
. |
. |
. |
2,143 |
1,030 |
||||||||
Unknown | 1,042 |
. |
. |
. |
. |
. |
1,845 |
1,028 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 1,299 |
. |
. |
. |
. |
. |
1,936 |
1,210 |
||||||||
Less than 50% low wage | 1,222 |
. |
. |
. |
. |
. |
1,895 |
1,096 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.3(2005) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 25.25 |
29.94 |
243.08 |
105.17 |
60.81 |
24.60 |
132.80 |
17.34 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 256.55 |
. |
. |
. |
. |
. |
233.99 |
246.65 |
||||||||
Mining and manufacturing | 22.71 |
. |
. |
. |
. |
. |
178.21 |
20.09 |
||||||||
Construction | 323.76 |
. |
. |
. |
. |
. |
392.36 |
101.69 |
||||||||
Utilities and transp. | 115.14 |
. |
. |
. |
. |
. |
273.28 |
123.83 |
||||||||
Wholesale trade | 47.79 |
. |
. |
. |
. |
. |
117.27 |
38.04 |
||||||||
Fin. svs. and real estate | 43.05 |
. |
. |
. |
. |
. |
93.56 |
48.76 |
||||||||
Retail trade | 63.61 |
. |
. |
. |
. |
. |
152.29 |
59.71 |
||||||||
Professional services | 26.74 |
. |
. |
. |
. |
. |
84.18 |
31.64 |
||||||||
Other services | 60.65 |
. |
. |
. |
. |
. |
88.75 |
68.01 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 19.96 |
. |
. |
. |
. |
. |
80.73 |
19.38 |
||||||||
For profit, unincorporated | 120.23 |
. |
. |
. |
. |
. |
347.13 |
43.42 |
||||||||
Nonprofit | 44.62 |
. |
. |
. |
. |
. |
68.74 |
48.94 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 130.71 |
. |
. |
. |
. |
. |
98.36 |
178.92 |
||||||||
5-9 years | 97.94 |
. |
. |
. |
. |
. |
135.83 |
99.38 |
||||||||
10-19 years | 78.05 |
. |
. |
. |
. |
. |
119.57 |
80.96 |
||||||||
20 or more years | 35.84 |
. |
. |
. |
. |
. |
198.05 |
31.85 |
||||||||
Unknown | 35.86 |
. |
. |
. |
. |
. |
208.83 |
* | 35.88 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 18.45 |
. |
. |
. |
. |
. |
197.35 |
17.78 |
||||||||
1 location only | 96.01 |
. |
. |
. |
. |
. |
134.64 |
65.26 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 117.16 |
. |
. |
. |
. |
. |
169.03 |
115.25 |
||||||||
25-49 % | 99.85 |
. |
. |
. |
. |
. |
192.74 |
111.50 |
||||||||
50-74 % | 56.64 |
. |
. |
. |
. |
. |
135.25 |
56.13 |
||||||||
75% or more | 28.64 |
. |
. |
. |
. |
. |
147.44 |
21.61 |
||||||||
Union presence | ||||||||||||||||
No union employees | 31.18 |
. |
. |
. |
. |
. |
67.32 |
27.51 |
||||||||
Has union employees | 47.65 |
. |
. |
. |
. |
. |
520.15 |
43.62 |
||||||||
Unknown | 65.69 |
. |
. |
. |
. |
. |
420.96 |
61.73 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 41.93 |
. |
. |
. |
. |
. |
123.26 |
43.40 |
||||||||
Less than 50% low wage | 29.52 |
. |
. |
. |
. |
. |
143.73 |
22.82 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |