Table I.F.5

Table I.F.5(2005) Average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2005

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	19	20	21	20	19	18	20	18

Industry group **
Agric., fish., forest.	22	.	.	.	.	.	24	19
Mining and manufacturing	18	.	.	.	.	.	21	18
Construction	20	.	.	.	.	.	21	20
Utilities and transp.	19	.	.	.	.	.	22	19
Wholesale trade	19	.	.	.	.	.	21	19
Fin. svs. and real estate	19	.	.	.	.	.	19	19
Retail trade	20	.	.	.	.	.	20	20
Professional services	18	.	.	.	.	.	20	17
Other services	19	.	.	.	.	.	20	19

Ownership
For profit, incorporated	19	.	.	.	.	.	21	19
For profit, unincorporated	19	.	.	.	.	.	20	19
Nonprofit	17	.	.	.	.	.	19	17

Age of firm
Less than 5 years	21	.	.	.	.	.	22	21
5-9 years	19	.	.	.	.	.	20	19
10-19 years	20	.	.	.	.	.	21	19
20 or more years	19	.	.	.	.	.	20	18
Unknown	18	.	.	.	.	.	17	18

Multi/single status
2 or more locations	18	.	.	.	.	.	19	18
1 location only	20	.	.	.	.	.	21	19

Percent full-time employees
Less than 25%	19	.	.	.	.	.	21	18
25-49 %	19	.	.	.	.	.	20	19
50-74 %	18	.	.	.	.	.	20	18
75% or more	19	.	.	.	.	.	20	18

Union presence
No union employees	19	.	.	.	.	.	20	19
Has union employees	17	.	.	.	.	.	20	17
Unknown	18	.	.	.	.	.	20	18

Percent low wage employees **
50% or more low wage	20	.	.	.	.	.	22	20
Less than 50% low wage	19	.	.	.	.	.	20	18

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.F.5(2005) Standard error for average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2005

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	0.09	0.27	0.24	0.34	0.28	0.11	0.17	0.12

Industry group **
Agric., fish., forest.	2.53	.	.	.	.	.	2.59	1.30
Mining and manufacturing	0.18	.	.	.	.	.	0.58	0.18
Construction	0.59	.	.	.	.	.	0.57	0.79
Utilities and transp.	0.51	.	.	.	.	.	1.26	0.52
Wholesale trade	0.30	.	.	.	.	.	0.92	0.32
Fin. svs. and real estate	0.14	.	.	.	.	.	0.41	0.13
Retail trade	0.31	.	.	.	.	.	0.53	0.38
Professional services	0.16	.	.	.	.	.	0.35	0.20
Other services	0.19	.	.	.	.	.	0.34	0.23

Ownership
For profit, incorporated	0.09	.	.	.	.	.	0.24	0.12
For profit, unincorporated	0.23	.	.	.	.	.	0.46	0.28
Nonprofit	0.24	.	.	.	.	.	0.52	0.29

Age of firm
Less than 5 years	0.76	.	.	.	.	.	0.68	1.28
5-9 years	0.28	.	.	.	.	.	0.33	0.59
10-19 years	0.25	.	.	.	.	.	0.49	0.25
20 or more years	0.12	.	.	.	.	.	0.29	0.12
Unknown	0.16	.	.	.	.	.	4.21	0.16

Multi/single status
2 or more locations	0.13	.	.	.	.	.	0.34	0.14
1 location only	0.09	.	.	.	.	.	0.17	0.19

Percent full-time employees
Less than 25%	0.79	.	.	.	.	.	1.14	0.77
25-49 %	0.44	.	.	.	.	.	0.65	0.54
50-74 %	0.21	.	.	.	.	.	0.49	0.23
75% or more	0.11	.	.	.	.	.	0.21	0.14

Union presence
No union employees	0.10	.	.	.	.	.	0.19	0.16
Has union employees	0.14	.	.	.	.	.	0.86	0.16
Unknown	0.31	.	.	.	.	.	1.02	0.31

Percent low wage employees **
50% or more low wage	0.22	.	.	.	.	.	0.74	0.19
Less than 50% low wage	0.08	.	.	.	.	.	0.20	0.11

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.