Table I.A.2.a(2006) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2006 |
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Characteristics |
Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
34.4% |
|
13.9% |
|
25.0% |
|
80.5% |
|
13.7% |
|
62.1% |
|
|
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Industry group ** |
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Agric., fish., forest. |
18.5% |
|
15.3% |
|
29.5% |
* |
75.5% |
|
14.8% |
|
49.4% |
|
Mining and manufacturing |
27.0% |
|
11.9% |
|
35.2% |
|
84.1% |
|
10.6% |
|
55.7% |
|
Construction |
16.8% |
|
14.7% |
|
16.9% |
* |
73.5% |
|
14.6% |
|
34.0% |
|
Utilities and transp. |
42.9% |
|
10.9% |
|
31.0% |
* |
83.4% |
|
9.3% |
* |
70.9% |
|
Wholesale trade |
31.5% |
|
11.0% |
|
34.0% |
|
87.0% |
|
11.2% |
|
62.7% |
|
Fin. svs. and real estate |
47.8% |
|
12.6% |
|
31.3% |
|
85.0% |
|
12.4% |
|
71.9% |
|
Retail trade |
49.2% |
|
13.4% |
|
21.6% |
|
83.5% |
|
13.4% |
|
70.7% |
|
Professional services |
28.1% |
|
13.7% |
|
18.3% |
|
78.4% |
|
13.1% |
|
54.7% |
|
Other services |
31.7% |
|
16.3% |
|
23.8% |
|
70.7% |
|
16.6% |
|
54.0% |
|
|
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Ownership |
||||||||||||
For profit, incorporated |
36.4% |
|
12.3% |
|
25.5% |
|
81.8% |
|
12.1% |
|
65.3% |
|
For profit, unincorporated |
30.8% |
|
17.4% |
|
32.6% |
|
80.0% |
|
16.9% |
|
64.4% |
|
Nonprofit |
23.9% |
|
18.5% |
|
19.2% |
|
56.2% |
|
18.7% |
|
31.2% |
|
|
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Age of firm |
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Less than 5 years |
15.2% |
|
14.0% |
|
30.9% |
* |
36.5% |
|
14.1% |
|
26.6% |
|
5-9 years |
14.7% |
|
12.6% |
|
22.3% |
|
55.8% |
|
12.6% |
|
28.5% |
|
10-19 years |
18.8% |
|
14.7% |
|
20.7% |
|
61.3% |
|
14.9% |
|
35.0% |
|
20 or more years |
34.3% |
|
13.5% |
|
25.4% |
|
82.7% |
|
13.1% |
|
59.0% |
|
Unknown |
77.9% |
|
31.2% |
|
31.0% |
|
81.6% |
|
22.0% |
* |
79.8% |
|
|
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Multi/single status |
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2 or more locations |
61.8% |
|
13.6% |
|
25.4% |
|
80.7% |
|
12.6% |
|
66.5% |
|
1 location only |
14.2% |
|
13.9% |
|
22.8% |
|
35.1% |
|
13.7% |
|
19.8% |
|
|
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Percent full-time employees |
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Less than 25% |
36.5% |
|
19.5% |
|
22.6% |
* |
66.8% |
|
20.3% |
|
50.6% |
|
25-49 % |
41.0% |
|
15.0% |
|
26.9% |
|
78.8% |
|
15.7% |
|
64.7% |
|
50-74 % |
32.5% |
|
12.9% |
|
19.7% |
|
81.2% |
|
12.5% |
|
63.4% |
|
75% or more |
34.0% |
|
13.7% |
|
25.8% |
|
81.7% |
|
13.4% |
|
62.6% |
|
|
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Union presence |
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No union employees |
28.1% |
|
13.1% |
|
24.8% |
|
76.3% |
|
12.9% |
|
54.9% |
|
Has union employees |
71.5% |
|
32.8% |
|
22.3% |
|
93.4% |
|
33.6% |
|
82.3% |
|
Unknown |
73.4% |
|
20.0% |
|
47.8% |
|
81.9% |
|
21.5% |
|
80.0% |
|
|
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Percent low wage employees |
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50% or more low wage |
43.0% |
|
16.1% |
|
23.3% |
|
75.9% |
|
15.9% |
|
61.4% |
|
Less than 50% low wage |
31.6% |
|
13.4% |
|
25.7% |
|
83.1% |
|
13.2% |
|
62.6% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.a(2006) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2006 |
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Characteristics |
Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.46% |
|
0.43% |
|
0.98% |
|
0.67% |
|
0.50% |
|
0.53% |
|
|
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Industry group ** |
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Agric., fish., forest. |
2.49% |
|
2.89% |
|
12.00% |
* |
16.28% |
|
3.18% |
|
13.14% |
|
Mining and manufacturing |
1.47% |
|
1.75% |
|
3.00% |
|
2.37% |
|
1.73% |
|
2.17% |
|
Construction |
1.33% |
|
1.63% |
|
6.34% |
* |
7.13% |
|
1.69% |
|
3.82% |
|
Utilities and transp. |
3.21% |
|
2.77% |
|
9.81% |
* |
2.85% |
|
3.11% |
* |
4.06% |
|
Wholesale trade |
1.93% |
|
1.39% |
|
4.30% |
|
2.66% |
|
1.50% |
|
2.35% |
|
Fin. svs. and real estate |
1.57% |
|
1.79% |
|
3.09% |
|
1.66% |
|
1.77% |
|
1.13% |
|
Retail trade |
1.41% |
|
1.19% |
|
2.56% |
|
1.10% |
|
1.25% |
|
1.43% |
|
Professional services |
0.91% |
|
0.87% |
|
1.43% |
|
1.23% |
|
0.89% |
|
1.28% |
|
Other services |
1.12% |
|
1.36% |
|
3.62% |
|
2.38% |
|
1.49% |
|
1.69% |
|
|
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Ownership |
||||||||||||
For profit, incorporated |
0.62% |
|
0.47% |
|
1.57% |
|
0.69% |
|
0.55% |
|
0.52% |
|
For profit, unincorporated |
0.85% |
|
1.09% |
|
3.83% |
|
2.38% |
|
1.07% |
|
2.49% |
|
Nonprofit |
1.61% |
|
2.06% |
|
2.72% |
|
3.09% |
|
2.03% |
|
1.63% |
|
|
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Age of firm |
||||||||||||
Less than 5 years |
1.90% |
|
1.79% |
|
11.88% |
* |
10.21% |
|
1.86% |
|
4.85% |
|
5-9 years |
1.28% |
|
1.03% |
|
4.88% |
|
9.04% |
|
1.06% |
|
4.57% |
|
10-19 years |
0.68% |
|
0.76% |
|
2.80% |
|
4.37% |
|
0.87% |
|
2.44% |
|
20 or more years |
0.57% |
|
0.55% |
|
1.07% |
|
1.03% |
|
0.64% |
|
1.04% |
|
Unknown |
1.16% |
|
7.93% |
|
5.90% |
|
1.04% |
|
7.06% |
* |
1.15% |
|
|
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Multi/single status |
||||||||||||
2 or more locations |
0.67% |
|
1.01% |
|
0.88% |
|
0.65% |
|
1.30% |
|
0.60% |
|
1 location only |
0.51% |
|
0.52% |
|
2.76% |
|
3.60% |
|
0.56% |
|
1.17% |
|
|
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Percent full-time employees |
||||||||||||
Less than 25% |
3.94% |
|
4.83% |
|
7.22% |
* |
3.31% |
|
5.28% |
|
3.75% |
|
25-49 % |
1.92% |
|
1.84% |
|
6.13% |
|
3.43% |
|
2.16% |
|
2.51% |
|
50-74 % |
1.54% |
|
1.23% |
|
3.61% |
|
3.27% |
|
1.31% |
|
2.81% |
|
75% or more |
0.34% |
|
0.45% |
|
1.06% |
|
0.80% |
|
0.54% |
|
0.71% |
|
|
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Union presence |
||||||||||||
No union employees |
0.60% |
|
0.52% |
|
1.12% |
|
0.89% |
|
0.59% |
|
0.72% |
|
Has union employees |
1.54% |
|
3.16% |
|
4.62% |
|
0.72% |
|
3.39% |
|
1.21% |
|
Unknown |
2.47% |
|
5.65% |
|
11.81% |
|
1.78% |
|
5.50% |
|
1.82% |
|
|
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Percent low wage employees |
||||||||||||
50% or more low wage |
1.03% |
|
1.43% |
|
2.55% |
|
1.28% |
|
1.54% |
|
0.99% |
|
Less than 50% low wage |
0.51% |
|
0.46% |
|
1.42% |
|
0.58% |
|
0.51% |
|
0.70% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |