Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
---|---|---|---|---|---|---|---|---|
United States | 35.2% | 11.8% | 90.9% | 35.1% | 69.8% | 13.0% | 12.4% | 73.8% |
Firm size | ||||||||
Less than 50 employees | 13.6% | 15.3% | 86.2% | 33.6% | 57.0% | 1.9% | 2.9% | 65.7% |
50+ employees | 64.2% | 7.0% | 97.2% | 37.0% | 86.9% | 27.9% | 25.1% | 84.7% |
Less than 10 employees | 10.2% | 16.7% | 84.5% | 32.3% | 54.9% | 1.8% | 2.5% | 54.4% |
10-24 employees | 17.6% | 13.5% | 88.3% | 35.8% | 59.2% | 1.8% | 3.6% | 83.8% |
25-99 employees | 27.1% | 10.7% | 92.0% | 36.1% | 66.3% | 2.9% | 4.3% | 88.8% |
100-999 employees | 43.9% | 8.4% | 94.8% | 34.0% | 76.6% | 8.3% | 8.3% | 90.6% |
1000+ employees | 78.6% | 6.0% | 98.9% | 38.4% | 94.3% | 40.6% | 35.7% | 81.4% |
Industry group ** | ||||||||
Agric., fish., forest. | 6.4% | 21.9% | 78.9% | 20.6% | 58.9% | 2.7% * | 4.1% * | 51.9% |
Mining and manufacturing | 28.7% | 11.0% | 91.5% | 32.4% | 67.7% | 8.1% | 10.3% | 82.0% |
Construction | 16.0% | 11.4% | 89.5% | 35.4% | 60.1% | 2.9% | 3.2% | 71.7% |
Utilities and transp. | 40.3% | 10.7% | 93.2% | 35.6% | 75.1% | 26.0% | 24.2% | 77.7% |
Wholesale trade | 29.8% | 8.6% | 92.2% | 33.2% | 71.2% | 12.0% | 12.9% | 78.4% |
Fin. svs. and real estate | 50.4% | 10.2% | 93.3% | 35.4% | 77.0% | 28.3% | 23.9% | 73.4% |
Retail trade | 41.8% | 11.3% | 92.4% | 35.7% | 74.0% | 15.6% | 14.8% | 85.5% |
Professional services | 33.8% | 13.1% | 89.4% | 37.2% | 68.8% | 11.0% | 10.3% | 66.8% |
Other services | 34.1% | 12.3% | 90.4% | 33.7% | 66.9% | 7.9% | 8.4% | 71.8% |
Ownership | ||||||||
For profit, incorporated | 37.2% | 11.3% | 91.5% | 35.8% | 70.8% | 14.2% | 13.9% | 76.4% |
For profit, unincorporated | 27.7% | 14.1% | 87.8% | 30.9% | 65.6% | 10.4% | 7.9% | 67.8% |
Nonprofit | 31.9% | 11.0% | 91.4% | 36.3% | 68.6% | 7.7% | 8.0% | 63.5% |
Age of firm | ||||||||
Less than 5 years | 15.9% | 17.1% | 84.4% | 33.3% | 56.5% | 1.4% * | 1.5% * | 62.5% |
5-9 years | 17.0% | 15.9% | 86.7% | 36.0% | 56.1% | 2.1% | 2.0% * | 67.1% |
10-19 years | 19.5% | 12.6% | 89.0% | 34.5% | 61.0% | 3.4% | 2.9% | 70.1% |
20 or more years | 36.4% | 11.4% | 91.4% | 35.3% | 71.1% | 16.2% | 15.8% | 74.7% |
Unknown | 72.9% | 6.6% | 97.9% | 35.2% | 92.4% | 26.5% | 23.9% | 85.4% |
Multi/single status | ||||||||
2 or more locations | 62.7% | 7.1% | 97.0% | 36.4% | 86.7% | 27.8% | 25.2% | 84.3% |
1 location only | 14.9% | 15.2% | 86.4% | 34.1% | 57.3% | 2.1% | 2.9% | 66.1% |
Percent full-time employees | ||||||||
Less than 25% | 33.4% | 11.4% | 89.0% | 29.8% | 66.4% | 5.7% | 6.0% | 67.8% |
25-49 % | 38.4% | 13.3% | 90.2% | 35.1% | 67.9% | 8.9% | 9.4% | 73.9% |
50-74 % | 33.6% | 12.1% | 90.1% | 36.5% | 66.6% | 9.5% | 10.9% | 75.6% |
75% or more | 35.3% | 11.6% | 91.3% | 35.1% | 70.8% | 14.5% | 13.3% | 73.9% |
Union presence | ||||||||
No union employees | 29.0% | 12.4% | 89.9% | 33.9% | 66.5% | 8.2% | 8.0% | 74.1% |
Has union employees | 70.0% | 7.1% | 96.5% | 45.5% | 89.1% | 44.2% | 45.5% | 69.4% |
Unknown | 77.0% | 8.7% | 97.4% | 36.5% | 90.6% | 38.0% | 28.5% | 77.3% |
Percent low wage employees | ||||||||
50% or more low wage | 39.8% | 11.7% | 91.2% | 32.8% | 71.8% | 12.8% | 12.8% | 78.1% |
Less than 50% low wage | 33.7% | 11.8% | 90.8% | 35.8% | 69.1% | 13.0% | 12.2% | 72.5% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
* Figure does not meet standard of reliability or precision. | ||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
---|---|---|---|---|---|---|---|---|
United States | 0.61% | 0.46% | 0.37% | 0.53% | 0.49% | 0.45% | 0.42% | 0.43% |
Firm size | ||||||||
Less than 50 employees | 0.58% | 0.66% | 0.57% | 0.78% | 0.72% | 0.15% | 0.20% | 0.63% |
50+ employees | 0.75% | 0.47% | 0.25% | 0.68% | 0.43% | 0.87% | 0.77% | 0.75% |
Less than 10 employees | 0.69% | 0.67% | 0.64% | 1.08% | 0.95% | 0.19% | 0.33% | 0.96% |
10-24 employees | 1.07% | 0.96% | 0.83% | 0.81% | 1.16% | 0.40% | 0.51% | 0.86% |
25-99 employees | 1.29% | 0.85% | 0.79% | 1.54% | 1.31% | 0.37% | 0.44% | 0.98% |
100-999 employees | 1.56% | 0.64% | 0.43% | 1.04% | 0.81% | 0.64% | 0.92% | 1.13% |
1000+ employees | 0.94% | 0.49% | 0.18% | 0.94% | 0.34% | 1.47% | 1.11% | 1.05% |
Industry group ** | ||||||||
Agric., fish., forest. | 1.22% | 3.79% | 3.74% | 4.16% | 4.80% | 0.84% * | 1.74% * | 2.92% |
Mining and manufacturing | 1.58% | 1.47% | 1.39% | 1.87% | 2.34% | 0.52% | 0.66% | 1.81% |
Construction | 1.47% | 1.19% | 1.12% | 2.34% | 2.23% | 0.84% | 0.66% | 1.92% |
Utilities and transp. | 3.57% | 1.17% | 1.00% | 2.99% | 2.54% | 3.33% | 2.86% | 3.08% |
Wholesale trade | 1.77% | 1.08% | 0.91% | 1.89% | 1.13% | 1.40% | 1.76% | 1.18% |
Fin. svs. and real estate | 1.47% | 1.15% | 0.84% | 1.46% | 1.49% | 1.76% | 1.95% | 1.37% |
Retail trade | 1.71% | 0.79% | 0.68% | 0.95% | 0.84% | 1.62% | 1.82% | 1.07% |
Professional services | 1.01% | 0.60% | 0.67% | 0.62% | 1.02% | 0.96% | 1.07% | 0.67% |
Other services | 0.58% | 1.44% | 1.06% | 1.19% | 1.47% | 0.68% | 0.63% | 1.20% |
Ownership | ||||||||
For profit, incorporated | 0.64% | 0.50% | 0.46% | 0.39% | 0.52% | 0.55% | 0.49% | 0.39% |
For profit, unincorporated | 1.16% | 0.97% | 0.84% | 1.63% | 1.52% | 0.71% | 0.95% | 1.36% |
Nonprofit | 1.52% | 1.19% | 1.32% | 2.06% | 1.69% | 1.05% | 1.06% | 1.66% |
Age of firm | ||||||||
Less than 5 years | 1.97% | 2.35% | 2.44% | 1.70% | 2.49% | 0.47% * | 0.61% * | 2.15% |
5-9 years | 1.60% | 1.74% | 1.55% | 1.76% | 1.67% | 0.60% | 0.64% * | 1.78% |
10-19 years | 1.49% | 1.20% | 1.11% | 1.32% | 1.24% | 0.42% | 0.46% | 1.42% |
20 or more years | 0.76% | 0.43% | 0.36% | 0.76% | 0.47% | 0.54% | 0.65% | 0.53% |
Unknown | 1.47% | 0.60% | 0.28% | 1.78% | 0.55% | 1.21% | 0.97% | 0.70% |
Multi/single status | ||||||||
2 or more locations | 1.00% | 0.40% | 0.22% | 0.70% | 0.35% | 0.90% | 0.73% | 0.81% |
1 location only | 0.62% | 0.66% | 0.59% | 0.85% | 0.70% | 0.15% | 0.21% | 0.69% |
Percent full-time employees | ||||||||
Less than 25% | 1.99% | 0.91% | 1.12% | 2.42% | 1.47% | 1.13% | 1.11% | 3.18% |
25-49 % | 1.70% | 1.12% | 1.26% | 2.11% | 1.75% | 1.16% | 2.10% | 2.19% |
50-74 % | 1.56% | 0.74% | 0.81% | 1.04% | 0.96% | 1.08% | 1.25% | 1.26% |
75% or more | 0.70% | 0.58% | 0.46% | 0.56% | 0.67% | 0.55% | 0.51% | 0.41% |
Union presence | ||||||||
No union employees | 0.41% | 0.51% | 0.38% | 0.50% | 0.55% | 0.35% | 0.37% | 0.53% |
Has union employees | 2.17% | 1.09% | 1.14% | 2.08% | 1.63% | 2.58% | 2.20% | 2.24% |
Unknown | 2.94% | 1.72% | 0.97% | 1.99% | 1.26% | 2.39% | 1.95% | 1.57% |
Percent low wage employees | ||||||||
50% or more low wage | 1.66% | 0.89% | 0.60% | 1.41% | 0.97% | 0.81% | 0.92% | 1.06% |
Less than 50% low wage | 0.62% | 0.53% | 0.42% | 0.59% | 0.77% | 0.53% | 0.50% | 0.54% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
* Figure does not meet standard of reliability or precision. | ||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |