Table I.A.2.e(2006) Percent of private-sector establishments that offer health insurance by plan options and insurance offerings to retirees by selected characteristics: United States, 2006
Characteristics Two or more plans Conventional indemnity Any managed care Exclusive provider Mixed provider Insurance to retirees under 65 Insurance to retirees 65 and over With waiting period
United States 35.2%    11.8%    90.9%    35.1%    69.8%    13.0%    12.4%    73.8%   
Firm size
Less than 50 employees 13.6%    15.3%    86.2%    33.6%    57.0%    1.9%    2.9%    65.7%   
50+ employees 64.2%    7.0%    97.2%    37.0%    86.9%    27.9%    25.1%    84.7%   
Less than 10 employees 10.2%    16.7%    84.5%    32.3%    54.9%    1.8%    2.5%    54.4%   
10-24 employees 17.6%    13.5%    88.3%    35.8%    59.2%    1.8%    3.6%    83.8%   
25-99 employees 27.1%    10.7%    92.0%    36.1%    66.3%    2.9%    4.3%    88.8%   
100-999 employees 43.9%    8.4%    94.8%    34.0%    76.6%    8.3%    8.3%    90.6%   
1000+ employees 78.6%    6.0%    98.9%    38.4%    94.3%    40.6%    35.7%    81.4%   
Industry group **
Agric., fish., forest. 6.4%    21.9%    78.9%    20.6%    58.9%    2.7% * 4.1% * 51.9%   
Mining and manufacturing 28.7%    11.0%    91.5%    32.4%    67.7%    8.1%    10.3%    82.0%   
Construction 16.0%    11.4%    89.5%    35.4%    60.1%    2.9%    3.2%    71.7%   
Utilities and transp. 40.3%    10.7%    93.2%    35.6%    75.1%    26.0%    24.2%    77.7%   
Wholesale trade 29.8%    8.6%    92.2%    33.2%    71.2%    12.0%    12.9%    78.4%   
Fin. svs. and real estate 50.4%    10.2%    93.3%    35.4%    77.0%    28.3%    23.9%    73.4%   
Retail trade 41.8%    11.3%    92.4%    35.7%    74.0%    15.6%    14.8%    85.5%   
Professional services 33.8%    13.1%    89.4%    37.2%    68.8%    11.0%    10.3%    66.8%   
Other services 34.1%    12.3%    90.4%    33.7%    66.9%    7.9%    8.4%    71.8%   
Ownership
For profit, incorporated 37.2%    11.3%    91.5%    35.8%    70.8%    14.2%    13.9%    76.4%   
For profit, unincorporated 27.7%    14.1%    87.8%    30.9%    65.6%    10.4%    7.9%    67.8%   
Nonprofit 31.9%    11.0%    91.4%    36.3%    68.6%    7.7%    8.0%    63.5%   
Age of firm
Less than 5 years 15.9%    17.1%    84.4%    33.3%    56.5%    1.4% * 1.5% * 62.5%   
5-9 years 17.0%    15.9%    86.7%    36.0%    56.1%    2.1%    2.0% * 67.1%   
10-19 years 19.5%    12.6%    89.0%    34.5%    61.0%    3.4%    2.9%    70.1%   
20 or more years 36.4%    11.4%    91.4%    35.3%    71.1%    16.2%    15.8%    74.7%   
Unknown 72.9%    6.6%    97.9%    35.2%    92.4%    26.5%    23.9%    85.4%   
Multi/single status
2 or more locations 62.7%    7.1%    97.0%    36.4%    86.7%    27.8%    25.2%    84.3%   
1 location only 14.9%    15.2%    86.4%    34.1%    57.3%    2.1%    2.9%    66.1%   
Percent full-time employees
Less than 25% 33.4%    11.4%    89.0%    29.8%    66.4%    5.7%    6.0%    67.8%   
25-49 % 38.4%    13.3%    90.2%    35.1%    67.9%    8.9%    9.4%    73.9%   
50-74 % 33.6%    12.1%    90.1%    36.5%    66.6%    9.5%    10.9%    75.6%   
75% or more 35.3%    11.6%    91.3%    35.1%    70.8%    14.5%    13.3%    73.9%   
Union presence
No union employees 29.0%    12.4%    89.9%    33.9%    66.5%    8.2%    8.0%    74.1%   
Has union employees 70.0%    7.1%    96.5%    45.5%    89.1%    44.2%    45.5%    69.4%   
Unknown 77.0%    8.7%    97.4%    36.5%    90.6%    38.0%    28.5%    77.3%   
Percent low wage employees
50% or more low wage 39.8%    11.7%    91.2%    32.8%    71.8%    12.8%    12.8%    78.1%   
Less than 50% low wage 33.7%    11.8%    90.8%    35.8%    69.1%    13.0%    12.2%    72.5%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.e(2006) Standard error for percent of private-sector establishments othat offer health insurance by plan options and insurance offerings to retirees by selected characteristics: United States, 2006
Characteristics Two or more plans Conventional indemnity Any managed care Exclusive provider Mixed provider Insurance to retirees under 65 Insurance to retirees 65 and over With waiting period
United States 0.61%    0.46%    0.37%    0.53%    0.49%    0.45%    0.42%    0.43%   
Firm size
Less than 50 employees 0.58%    0.66%    0.57%    0.78%    0.72%    0.15%    0.20%    0.63%   
50+ employees 0.75%    0.47%    0.25%    0.68%    0.43%    0.87%    0.77%    0.75%   
Less than 10 employees 0.69%    0.67%    0.64%    1.08%    0.95%    0.19%    0.33%    0.96%   
10-24 employees 1.07%    0.96%    0.83%    0.81%    1.16%    0.40%    0.51%    0.86%   
25-99 employees 1.29%    0.85%    0.79%    1.54%    1.31%    0.37%    0.44%    0.98%   
100-999 employees 1.56%    0.64%    0.43%    1.04%    0.81%    0.64%    0.92%    1.13%   
1000+ employees 0.94%    0.49%    0.18%    0.94%    0.34%    1.47%    1.11%    1.05%   
Industry group **
Agric., fish., forest. 1.22%    3.79%    3.74%    4.16%    4.80%    0.84% * 1.74% * 2.92%   
Mining and manufacturing 1.58%    1.47%    1.39%    1.87%    2.34%    0.52%    0.66%    1.81%   
Construction 1.47%    1.19%    1.12%    2.34%    2.23%    0.84%    0.66%    1.92%   
Utilities and transp. 3.57%    1.17%    1.00%    2.99%    2.54%    3.33%    2.86%    3.08%   
Wholesale trade 1.77%    1.08%    0.91%    1.89%    1.13%    1.40%    1.76%    1.18%   
Fin. svs. and real estate 1.47%    1.15%    0.84%    1.46%    1.49%    1.76%    1.95%    1.37%   
Retail trade 1.71%    0.79%    0.68%    0.95%    0.84%    1.62%    1.82%    1.07%   
Professional services 1.01%    0.60%    0.67%    0.62%    1.02%    0.96%    1.07%    0.67%   
Other services 0.58%    1.44%    1.06%    1.19%    1.47%    0.68%    0.63%    1.20%   
Ownership
For profit, incorporated 0.64%    0.50%    0.46%    0.39%    0.52%    0.55%    0.49%    0.39%   
For profit, unincorporated 1.16%    0.97%    0.84%    1.63%    1.52%    0.71%    0.95%    1.36%   
Nonprofit 1.52%    1.19%    1.32%    2.06%    1.69%    1.05%    1.06%    1.66%   
Age of firm
Less than 5 years 1.97%    2.35%    2.44%    1.70%    2.49%    0.47% * 0.61% * 2.15%   
5-9 years 1.60%    1.74%    1.55%    1.76%    1.67%    0.60%    0.64% * 1.78%   
10-19 years 1.49%    1.20%    1.11%    1.32%    1.24%    0.42%    0.46%    1.42%   
20 or more years 0.76%    0.43%    0.36%    0.76%    0.47%    0.54%    0.65%    0.53%   
Unknown 1.47%    0.60%    0.28%    1.78%    0.55%    1.21%    0.97%    0.70%   
Multi/single status
2 or more locations 1.00%    0.40%    0.22%    0.70%    0.35%    0.90%    0.73%    0.81%   
1 location only 0.62%    0.66%    0.59%    0.85%    0.70%    0.15%    0.21%    0.69%   
Percent full-time employees
Less than 25% 1.99%    0.91%    1.12%    2.42%    1.47%    1.13%    1.11%    3.18%   
25-49 % 1.70%    1.12%    1.26%    2.11%    1.75%    1.16%    2.10%    2.19%   
50-74 % 1.56%    0.74%    0.81%    1.04%    0.96%    1.08%    1.25%    1.26%   
75% or more 0.70%    0.58%    0.46%    0.56%    0.67%    0.55%    0.51%    0.41%   
Union presence
No union employees 0.41%    0.51%    0.38%    0.50%    0.55%    0.35%    0.37%    0.53%   
Has union employees 2.17%    1.09%    1.14%    2.08%    1.63%    2.58%    2.20%    2.24%   
Unknown 2.94%    1.72%    0.97%    1.99%    1.26%    2.39%    1.95%    1.57%   
Percent low wage employees
50% or more low wage 1.66%    0.89%    0.60%    1.41%    0.97%    0.81%    0.92%    1.06%   
Less than 50% low wage 0.62%    0.53%    0.42%    0.59%    0.77%    0.53%    0.50%    0.54%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.