Table I.D.3(2006) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
25.4% |
|
23.1% |
|
28.2% |
|
32.4% |
|
29.9% |
|
22.6% |
|
28.0% |
|
24.9% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
12.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
15.7% |
|
11.2% |
|
Mining and manufacturing |
22.4% |
|
20.2% |
|
26.5% |
|
32.9% |
|
24.2% |
|
19.7% |
|
30.4% |
|
21.5% |
|
Construction |
26.5% |
|
16.8% |
|
30.6% |
|
23.6% |
|
32.0% |
|
30.1% |
|
24.7% |
|
28.3% |
|
Utilities and transp. |
19.4% |
|
13.7% |
* |
25.7% |
* |
27.7% |
* |
26.7% |
|
17.5% |
|
27.1% |
|
18.6% |
|
Wholesale trade |
25.2% |
|
20.0% |
|
29.1% |
|
31.5% |
|
29.8% |
|
21.2% |
|
28.2% |
|
24.3% |
|
Fin. svs. and real estate |
24.0% |
|
28.9% |
|
19.6% |
|
31.3% |
|
21.8% |
|
23.8% |
|
25.8% |
|
23.8% |
|
Retail trade |
32.6% |
|
20.0% |
|
31.7% |
|
45.5% |
|
43.1% |
|
29.9% |
|
32.1% |
|
32.7% |
|
Professional services |
24.8% |
|
23.8% |
|
31.9% |
|
35.8% |
|
33.0% |
|
20.1% |
|
29.3% |
|
24.0% |
|
Other services |
32.4% |
|
25.4% |
|
25.9% |
|
31.5% |
|
38.8% |
|
32.1% |
|
28.0% |
|
33.8% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
26.0% |
|
22.1% |
|
30.2% |
|
32.0% |
|
30.7% |
|
23.4% |
|
28.5% |
|
25.5% |
|
For profit, unincorporated |
26.1% |
|
28.0% |
|
26.7% |
|
37.1% |
|
25.9% |
|
23.7% |
|
29.3% |
|
25.2% |
|
Nonprofit |
22.0% |
|
17.5% |
|
12.3% |
|
30.8% |
|
29.7% |
|
18.2% |
|
20.8% |
|
22.1% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
36.9% |
|
32.3% |
|
28.7% |
|
46.6% |
|
36.2% |
|
43.1% |
|
32.6% |
|
42.5% |
|
5-9 years |
31.9% |
|
29.2% |
|
28.7% |
|
31.5% |
|
40.3% |
|
21.6% |
|
29.1% |
|
34.5% |
|
10-19 years |
31.0% |
|
22.9% |
|
31.3% |
|
32.9% |
|
40.3% |
|
22.2% |
|
28.4% |
|
32.9% |
|
20 or more years |
24.6% |
|
19.4% |
|
26.7% |
|
31.9% |
|
27.5% |
|
21.6% |
|
27.0% |
|
24.1% |
|
Unknown |
23.5% |
|
26.5% |
|
41.5% |
|
12.2% |
* |
25.7% |
|
23.5% |
|
21.9% |
|
23.5% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
23.7% |
|
14.5% |
* |
23.6% |
|
29.6% |
|
28.2% |
|
22.6% |
|
27.0% |
|
23.6% |
|
1 location only |
29.7% |
|
23.2% |
|
28.6% |
|
33.1% |
|
32.6% |
|
24.2% |
|
28.0% |
|
31.6% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
33.8% |
|
14.3% |
* |
20.7% |
* |
36.9% |
|
54.3% |
|
28.3% |
|
22.1% |
|
36.8% |
|
25-49 % |
24.7% |
|
18.0% |
|
19.9% |
|
47.2% |
|
28.4% |
|
22.7% |
|
28.9% |
|
24.0% |
|
50-74 % |
27.8% |
|
24.7% |
|
22.9% |
|
34.4% |
|
35.5% |
|
25.0% |
|
25.0% |
|
28.5% |
|
75% or more |
25.1% |
|
23.2% |
|
29.2% |
|
31.8% |
|
29.0% |
|
22.3% |
|
28.3% |
|
24.5% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
28.1% |
|
24.0% |
|
29.9% |
|
35.1% |
|
32.4% |
|
24.4% |
|
29.4% |
|
27.8% |
|
Has union employees |
17.9% |
|
5.8% |
* |
9.9% |
* |
15.3% |
|
20.2% |
|
18.0% |
|
10.5% |
|
18.3% |
|
Unknown |
24.4% |
|
18.2% |
* |
13.6% |
* |
29.0% |
|
24.2% |
|
24.5% |
|
24.0% |
* |
24.4% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
29.7% |
|
21.8% |
|
28.8% |
|
39.3% |
|
36.2% |
|
27.5% |
|
31.5% |
|
29.5% |
|
Less than 50% low wage |
24.8% |
|
23.2% |
|
28.2% |
|
31.8% |
|
29.2% |
|
21.9% |
|
27.6% |
|
24.2% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3(2006) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.26% |
|
1.69% |
|
1.28% |
|
1.40% |
|
0.74% |
|
0.21% |
|
0.92% |
|
0.21% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
3.16% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.52% |
|
3.12% |
|
Mining and manufacturing |
0.38% |
|
2.66% |
|
3.25% |
|
1.71% |
|
1.08% |
|
0.43% |
|
1.86% |
|
0.47% |
|
Construction |
1.48% |
|
2.27% |
|
3.35% |
|
2.88% |
|
3.70% |
|
3.40% |
|
2.03% |
|
2.07% |
|
Utilities and transp. |
1.20% |
|
5.20% |
* |
7.71% |
* |
8.73% |
* |
2.57% |
|
0.74% |
|
3.36% |
|
0.81% |
|
Wholesale trade |
1.44% |
|
2.71% |
|
3.89% |
|
5.48% |
|
1.94% |
|
1.46% |
|
2.70% |
|
1.28% |
|
Fin. svs. and real estate |
0.84% |
|
4.58% |
|
4.79% |
|
3.14% |
|
1.99% |
|
0.90% |
|
2.63% |
|
0.88% |
|
Retail trade |
1.12% |
|
2.95% |
|
2.64% |
|
4.82% |
|
3.11% |
|
1.04% |
|
1.88% |
|
1.16% |
|
Professional services |
0.62% |
|
2.12% |
|
2.22% |
|
2.01% |
|
2.01% |
|
0.68% |
|
1.70% |
|
0.71% |
|
Other services |
1.32% |
|
5.32% |
|
2.23% |
|
3.39% |
|
4.01% |
|
1.17% |
|
2.33% |
|
1.40% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.36% |
|
1.63% |
|
1.43% |
|
1.63% |
|
0.74% |
|
0.24% |
|
0.97% |
|
0.31% |
|
For profit, unincorporated |
0.91% |
|
3.12% |
|
3.04% |
|
3.27% |
|
2.75% |
|
1.53% |
|
1.86% |
|
1.17% |
|
Nonprofit |
0.65% |
|
3.90% |
|
2.30% |
|
4.32% |
|
2.29% |
|
0.56% |
|
1.79% |
|
0.79% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
2.37% |
|
3.89% |
|
4.10% |
|
4.58% |
|
3.84% |
|
7.13% |
|
3.20% |
|
4.18% |
|
5-9 years |
2.55% |
|
3.30% |
|
3.09% |
|
3.36% |
|
6.74% |
|
2.60% |
|
1.98% |
|
4.62% |
|
10-19 years |
1.23% |
|
2.03% |
|
2.13% |
|
1.61% |
|
2.29% |
|
1.18% |
|
1.44% |
|
1.63% |
|
20 or more years |
0.35% |
|
1.82% |
|
1.90% |
|
1.65% |
|
1.08% |
|
0.51% |
|
1.42% |
|
0.44% |
|
Unknown |
0.49% |
|
6.89% |
|
11.86% |
|
8.30% |
* |
2.89% |
|
0.47% |
|
4.97% |
|
0.48% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.26% |
|
6.09% |
* |
3.01% |
|
2.33% |
|
0.89% |
|
0.19% |
|
2.50% |
|
0.25% |
|
1 location only |
0.60% |
|
1.72% |
|
1.41% |
|
1.55% |
|
0.86% |
|
2.23% |
|
0.93% |
|
0.93% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
2.60% |
|
6.48% |
* |
6.70% |
* |
7.05% |
|
7.20% |
|
3.04% |
|
4.50% |
|
3.50% |
|
25-49 % |
2.26% |
|
4.13% |
|
3.67% |
|
3.10% |
|
3.32% |
|
2.56% |
|
2.85% |
|
2.27% |
|
50-74 % |
1.06% |
|
2.00% |
|
6.08% |
|
4.94% |
|
3.04% |
|
1.17% |
|
1.94% |
|
1.02% |
|
75% or more |
0.19% |
|
1.70% |
|
1.41% |
|
1.59% |
|
0.64% |
|
0.23% |
|
0.83% |
|
0.18% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.35% |
|
1.72% |
|
1.30% |
|
1.20% |
|
0.96% |
|
0.45% |
|
0.96% |
|
0.43% |
|
Has union employees |
0.46% |
|
2.62% |
* |
8.10% |
* |
4.02% |
|
1.70% |
|
0.61% |
|
2.33% |
|
0.56% |
|
Unknown |
0.59% |
|
7.86% |
* |
12.35% |
* |
7.69% |
|
3.65% |
|
0.64% |
|
7.66% |
* |
0.63% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.80% |
|
2.97% |
|
3.93% |
|
2.97% |
|
3.17% |
|
0.85% |
|
1.84% |
|
0.94% |
|
Less than 50% low wage |
0.29% |
|
1.83% |
|
1.48% |
|
1.40% |
|
0.70% |
|
0.22% |
|
1.02% |
|
0.22% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |