Table I.F.3(2006) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  

 

United States

1,351

1,940

1,957

1,762

1,245

1,206

1,923

1,243

 

Industry group **

Agric., fish., forest.

1,344

.

.

.

.

.

2,271

1,018

Mining and manufacturing

1,180

.

.

.

.

.

1,966

1,101

Construction

1,514

.

.

.

.

.

1,677

1,379

Utilities and transp.

1,307

.

.

.

.

.

2,408

1,189

Wholesale trade

1,334

.

.

.

.

.

2,109

1,106

Fin. svs. and real estate

1,340

.

.

.

.

.

1,677

1,290

Retail trade

1,646

.

.

.

.

.

2,087

1,593

Professional services

1,383

.

.

.

.

.

2,043

1,251

Other services

1,295

.

.

.

.

.

1,765

1,181

 

Ownership

For profit, incorporated

1,370

.

.

.

.

.

1,961

1,261

For profit, unincorporated

1,398

.

.

.

.

.

1,970

1,232

Nonprofit

1,166

.

.

.

.

.

1,459

1,127

 

Age of firm

Less than 5 years

1,743

.

.

.

.

.

1,953

1,496

5-9 years

1,559

.

.

.

.

.

1,943

1,258

10-19 years

1,553

.

.

.

.

.

2,026

1,246

20 or more years

1,358

.

.

.

.

.

1,877

1,251

Unknown

1,222

.

.

.

.

.

2,061

1,219

 

Multi/single status

2 or more locations

1,236

.

.

.

.

.

1,977

1,223

1 location only

1,663

.

.

.

.

.

1,919

1,358

 

Percent full-time employees

Less than 25%

1,431

.

.

.

.

.

1,789

1,342

25-49 %

1,161

.

.

.

.

.

2,266

1,015

50-74 %

1,423

.

.

.

.

.

2,024

1,289

75% or more

1,351

.

.

.

.

.

1,907

1,246

 

Union presence

No union employees

1,435

.

.

.

.

.

1,993

1,279

Has union employees

1,072

.

.

.

.

.

935

1,080

Unknown

1,331

.

.

.

.

.

1,863

1,326

 

Percent low wage employees

50% or more low wage

1,432

.

.

.

.

.

2,090

1,369

Less than 50% low wage

1,336

.

.

.

.

.

1,908

1,218

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2006) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  

 

United States

13.68

75.40

114.71

66.38

49.02

23.98

57.81

20.41

 

Industry group **

Agric., fish., forest.

330.14

.

.

.

.

.

361.20

253.88

Mining and manufacturing

33.40

.

.

.

.

.

161.65

32.16

Construction

92.11

.

.

.

.

.

133.96

111.86

Utilities and transp.

88.19

.

.

.

.

.

295.08

84.23

Wholesale trade

46.02

.

.

.

.

.

128.58

42.90

Fin. svs. and real estate

54.14

.

.

.

.

.

183.54

56.48

Retail trade

40.23

.

.

.

.

.

137.09

53.68

Professional services

31.91

.

.

.

.

.

31.76

37.17

Other services

86.28

.

.

.

.

.

162.03

99.32

 

Ownership

For profit, incorporated

20.51

.

.

.

.

.

64.72

24.97

For profit, unincorporated

39.02

.

.

.

.

.

62.58

46.73

Nonprofit

61.71

.

.

.

.

.

155.89

67.91

 

Age of firm

Less than 5 years

136.31

.

.

.

.

.

173.38

139.57

5-9 years

62.93

.

.

.

.

.

96.30

81.73

10-19 years

70.62

.

.

.

.

.

86.70

78.06

20 or more years

24.70

.

.

.

.

.

81.75

29.22

Unknown

39.84

.

.

.

.

.

338.46

39.54

 

Multi/single status

2 or more locations

19.58

.

.

.

.

.

198.41

18.92

1 location only

23.27

.

.

.

.

.

62.28

54.43

 

Percent full-time employees

Less than 25%

157.68

.

.

.

.

.

296.92

163.54

25-49 %

77.65

.

.

.

.

.

237.83

84.71

50-74 %

60.55

.

.

.

.

.

146.19

61.36

75% or more

15.03

.

.

.

.

.

55.13

21.10

 

Union presence

No union employees

13.57

.

.

.

.

.

56.90

17.51

Has union employees

45.29

.

.

.

.

.

91.49

46.84

Unknown

60.85

.

.

.

.

.

326.25

59.82

 

Percent low wage employees

50% or more low wage

27.33

.

.

.

.

.

205.68

26.18

Less than 50% low wage

12.76

.

.

.

.

.

58.30

20.70

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.