Table I.F.6(2006) Average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
18.5% |
|
20.3% |
|
20.3% |
|
19.6% |
|
18.6% |
|
18.0% |
|
20.2% |
|
18.2% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
20.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.7% |
|
20.5% |
|
Mining and manufacturing |
17.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
21.4% |
|
17.5% |
|
Construction |
19.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.0% |
|
19.5% |
|
Utilities and transp. |
19.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.7% |
|
19.0% |
|
Wholesale trade |
16.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
18.4% |
|
16.5% |
|
Fin. svs. and real estate |
17.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
21.8% |
|
17.3% |
|
Retail trade |
19.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
19.5% |
|
19.3% |
|
Professional services |
18.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.1% |
|
18.3% |
|
Other services |
19.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
19.8% |
|
18.8% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
18.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.1% |
|
17.9% |
|
For profit, unincorporated |
19.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
21.3% |
|
19.0% |
|
Nonprofit |
19.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
19.3% |
|
19.4% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
18.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
19.1% |
|
18.6% |
|
5-9 years |
19.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
19.8% |
|
18.7% |
|
10-19 years |
18.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.3% |
|
18.0% |
|
20 or more years |
18.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.5% |
|
18.2% |
|
Unknown |
18.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
17.7% |
|
18.0% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
18.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.3% |
|
18.0% |
|
1 location only |
19.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.2% |
|
19.1% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
19.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.8% |
|
19.7% |
|
25-49 % |
17.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.2% |
|
17.2% |
|
50-74 % |
19.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
21.4% |
|
19.3% |
|
75% or more |
18.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.1% |
|
18.1% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
18.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.4% |
|
18.1% |
|
Has union employees |
17.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
18.1% |
|
17.9% |
|
Unknown |
18.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.1% |
|
18.6% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
19.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
21.6% |
|
19.0% |
|
Less than 50% low wage |
18.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
20.1% |
|
17.9% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.6(2006) Standard error for average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2006 |
||||||||||||||||
|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.12% |
|
0.34% |
|
0.52% |
|
0.30% |
|
0.55% |
|
0.11% |
|
0.11% |
|
0.13% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
1.47% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.19% |
|
2.91% |
|
Mining and manufacturing |
0.23% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.96% |
|
0.20% |
|
Construction |
0.40% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.75% |
|
0.91% |
|
Utilities and transp. |
0.44% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.09% |
|
0.40% |
|
Wholesale trade |
0.64% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.90% |
|
0.75% |
|
Fin. svs. and real estate |
0.46% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.12% |
|
0.45% |
|
Retail trade |
0.23% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.60% |
|
0.26% |
|
Professional services |
0.34% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.35% |
|
0.46% |
|
Other services |
0.33% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.51% |
|
0.44% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.16% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.23% |
|
0.16% |
|
For profit, unincorporated |
0.31% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.53% |
|
0.35% |
|
Nonprofit |
0.79% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.78% |
|
0.93% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
0.39% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.61% |
|
0.54% |
|
5-9 years |
0.58% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.84% |
|
0.34% |
|
10-19 years |
0.37% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.47% |
|
0.56% |
|
20 or more years |
0.22% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.36% |
|
0.24% |
|
Unknown |
0.23% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.59% |
|
0.23% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.11% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.49% |
|
0.12% |
|
1 location only |
0.27% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.12% |
|
0.53% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
0.59% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.08% |
|
0.62% |
|
25-49 % |
0.52% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.96% |
|
0.63% |
|
50-74 % |
0.67% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.65% |
|
0.78% |
|
75% or more |
0.14% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.15% |
|
0.15% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.21% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.13% |
|
0.25% |
|
Has union employees |
0.34% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.64% |
|
0.35% |
|
Unknown |
0.21% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.16% |
|
0.21% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.31% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.70% |
|
0.29% |
|
Less than 50% low wage |
0.13% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.14% |
|
0.14% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |