Table I.A.2.a(2008) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 34.2%    13.1%    29.2%    81.8%    13.0%    62.7%   
Industry group **
Agric., fish., forest. 15.1%    12.1%    12.5% * 71.9%    11.7%    33.6%   
Mining and manufacturing 25.5%    9.9%    41.6%    84.8%    9.1%    52.4%   
Construction 17.5%    14.6%    39.1%    76.2%    14.5%    39.8%   
Utilities and transp. 41.5%    9.3%    26.7% * 87.3%    9.0%    69.3%   
Wholesale trade 28.8%    9.3%    42.9%    86.1%    9.0%    63.6%   
Fin. svs. and real estate 46.5%    10.5%    29.7%    85.5%    10.1%    71.1%   
Retail trade 53.7%    12.6%    31.3%    89.4%    12.7%    77.9%   
Professional services 26.3%    14.3%    23.2%    74.6%    14.7%    49.9%   
Other services 31.4%    14.9%    24.2%    71.2%    14.6%    54.5%   
Ownership
For profit, incorporated 37.6%    12.9%    31.7%    84.1%    12.8%    67.3%   
For profit, unincorporated 25.0%    11.8%    28.2%    78.3%    11.7%    57.6%   
Nonprofit 23.1%    17.2%    20.9%    50.8%    17.9%    30.1%   
Age of firm
Less than 5 years 16.1%    14.9%    17.9%    54.6%    15.1%    24.6%   
5-9 years 15.3%    14.1%    20.5%    44.7%    14.3%    22.6%   
10-19 years 16.3%    12.1%    22.4%    63.0%    12.2%    34.0%   
20 or more years 33.0%    12.8%    29.7%    82.0%    12.6%    57.8%   
Unknown 82.3%    28.6% * 48.5%    84.5%    27.6% * 82.8%   
Multi/single status
2 or more locations 63.5%    11.0%    30.3%    82.0%    9.8%    68.3%   
1 location only 13.6%    13.3%    24.1%    38.8%    13.2%    17.9%   
Percent full-time employees
Less than 25% 39.2%    18.7%    12.2% * 76.1%    19.5%    55.7%   
25-49 % 44.7%    13.7%    18.3%    84.2%    13.1%    68.7%   
50-74 % 32.8%    11.8%    23.8%    83.7%    11.9%    62.7%   
75% or more 33.0%    13.0%    32.8%    81.5%    13.0%    62.4%   
Union presence
No union employees 27.9%    12.4%    27.6%    77.6%    12.4%    55.0%   
Has union employees 72.5%    32.4%    44.3%    92.3%    32.6%    84.8%   
Unknown 81.2%    25.3% * 50.7%    87.7%    25.8% * 85.8%   
Percent low wage employees
50% or more low wage 43.0%    13.8%    25.3%    80.7%    13.8%    63.4%   
Less than 50% low wage 31.3%    12.9%    31.1%    82.4%    12.9%    62.3%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2008) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.44%    0.53%    1.65%    0.56%    0.57%    0.62%   
Industry group **
Agric., fish., forest. 3.57%    2.98%    10.11% * 19.28%    3.37%    9.38%   
Mining and manufacturing 1.36%    1.16%    4.12%    1.49%    1.57%    1.68%   
Construction 1.97%    1.87%    4.17%    5.25%    2.00%    3.29%   
Utilities and transp. 2.68%    2.23%    8.82% * 2.92%    2.38%    2.82%   
Wholesale trade 1.33%    1.37%    3.39%    2.07%    1.42%    2.26%   
Fin. svs. and real estate 1.16%    1.16%    2.67%    1.25%    1.32%    1.63%   
Retail trade 1.22%    1.29%    5.33%    0.74%    1.41%    1.01%   
Professional services 1.09%    0.86%    2.96%    2.18%    0.90%    1.85%   
Other services 1.25%    0.91%    3.01%    1.97%    1.13%    1.72%   
Ownership
For profit, incorporated 0.69%    0.61%    1.71%    0.66%    0.63%    0.67%   
For profit, unincorporated 1.33%    1.51%    2.80%    1.93%    1.72%    0.90%   
Nonprofit 1.07%    1.22%    3.60%    2.84%    1.42%    2.27%   
Age of firm
Less than 5 years 2.28%    2.27%    5.23%    7.60%    2.44%    3.61%   
5-9 years 0.93%    1.03%    5.71%    9.24%    0.97%    3.45%   
10-19 years 0.79%    0.71%    2.72%    4.80%    0.81%    2.56%   
20 or more years 0.66%    0.61%    2.12%    0.88%    0.72%    1.10%   
Unknown 0.97%    9.13% * 4.81%    0.87%    12.22% * 1.00%   
Multi/single status
2 or more locations 0.87%    0.76%    2.11%    0.55%    1.23%    0.75%   
1 location only 0.56%    0.56%    1.91%    3.43%    0.59%    0.94%   
Percent full-time employees
Less than 25% 1.69%    2.17%    4.57% * 2.12%    2.73%    2.92%   
25-49 % 1.83%    2.17%    3.53%    1.59%    2.27%    1.96%   
50-74 % 1.62%    0.83%    3.67%    1.81%    0.78%    2.13%   
75% or more 0.82%    0.64%    1.95%    0.87%    0.69%    0.95%   
Union presence
No union employees 0.40%    0.53%    1.86%    0.54%    0.59%    0.86%   
Has union employees 2.34%    3.68%    5.10%    1.64%    4.51%    1.59%   
Unknown 1.65%    7.72% * 9.05%    1.44%    8.78% * 1.51%   
Percent low wage employees
50% or more low wage 1.04%    1.37%    2.44%    0.76%    1.48%    1.10%   
Less than 50% low wage 0.54%    0.41%    1.98%    0.73%    0.47%    0.79%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.