Table I.D.2.a(2008) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 3,499    2,564    3,692    3,889    3,931    3,323    3,406    3,522   
Industry group **
Agric., fish., forest. 4,163 * --    --    --    --    --    3,939 * 4,377   
Mining and manufacturing 2,769    2,810    4,251    2,928    2,462    2,726    3,240    2,688   
Construction 3,862    3,334    4,088    4,424    3,430    3,557    4,156    3,515   
Utilities and transp. 3,359    4,565    2,764    3,905    3,938    3,062    3,965    3,226   
Wholesale trade 3,158    1,887 * 2,682    4,221    3,342    2,761    3,503    3,070   
Fin. svs. and real estate 3,754    1,607 * 4,370    4,398    3,819    3,796    3,422    3,802   
Retail trade 3,470    2,532 * 3,660    4,779    5,473    2,616    3,503    3,458   
Professional services 3,548    2,631    3,477    4,247    4,694    3,113    3,388    3,577   
Other services 4,035    2,167    3,454    3,411    5,571    4,286    2,678    4,465   
Ownership
For profit, incorporated 3,474    2,441    3,832    3,818    3,781    3,354    3,419    3,489   
For profit, unincorporated 3,785    2,815    3,549    4,238    5,058    3,479    3,395    3,917   
Nonprofit 3,406    3,188    2,253    3,974    3,898    3,105    3,301    3,417   
Age of firm
Less than 5 years 2,950    1,921    3,605    3,193    4,354    2,603 * 2,761    3,361   
5-9 years 4,118    2,421    4,376    4,227    6,288    3,038    3,422    4,801   
10-19 years 3,964    2,685    4,830    4,822    5,001    2,467    4,084    3,886   
20 or more years 3,393    2,690    3,150    3,728    3,591    3,269    3,252    3,427   
Unknown 3,499    --    --    2,989 * 3,427    3,502    841 * 3,499   
Multi/single status
2 or more locations 3,426    1,580 * 4,270    4,312    3,774    3,313    3,293    3,428   
1 location only 3,625    2,567    3,667    3,819    4,111    3,558    3,411    3,856   
Percent full-time employees
Less than 25% 2,067    9,941    2,372 * 4,050    4,147    1,181    3,811 * 1,673   
25-49 % 4,286    4,091    4,702    3,665    4,632    4,357    3,706    4,528   
50-74 % 3,798    3,345    4,244    3,163    4,949    3,590    3,532    3,882   
75% or more 3,485    2,311    3,607    3,967    3,808    3,355    3,363    3,514   
Union presence
No union employees 3,724    2,539    3,831    4,037    4,199    3,555    3,485    3,809   
Has union employees 2,659    3,703    1,758 * 2,972    2,594    2,636    2,871    2,643   
Unknown 3,804    --    --    2,251 * 4,988    3,850    687 * 3,881   
Percent low wage employees
50% or more low wage 3,995    2,769    4,419    4,587    4,439    3,745    3,999    3,994   
Less than 50% low wage 3,444    2,531    3,626    3,816    3,851    3,283    3,338    3,470   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2.a(2008) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 94.33    267.27    285.01    322.06    186.60    77.63    212.17    89.14   
Industry group **
Agric., fish., forest. 1,376.25 * --    --    --    --    --    1,483.66 * 1,155.83   
Mining and manufacturing 135.32    488.99    676.12    142.00    272.13    170.82    316.94    154.74   
Construction 461.37    952.39    670.62    731.61    427.45    721.56    713.49    270.48   
Utilities and transp. 312.66    1,193.94    767.86    812.86    709.67    260.12    555.63    360.50   
Wholesale trade 239.63    727.32 * 675.77    948.04    528.10    292.33    673.91    197.13   
Fin. svs. and real estate 108.54    538.74 * 903.36    555.46    325.40    86.52    540.19    98.84   
Retail trade 383.97    821.35 * 651.74    651.65    397.57    354.14    428.87    379.95   
Professional services 144.51    601.62    405.11    527.70    501.43    122.26    190.11    167.87   
Other services 205.57    494.56    582.19    630.50    537.49    280.37    350.83    232.88   
Ownership
For profit, incorporated 108.54    348.93    306.63    318.99    223.87    68.14    256.76    87.73   
For profit, unincorporated 207.19    728.29    508.58    376.58    450.65    328.61    331.61    247.78   
Nonprofit 201.96    805.97    579.93    620.30    382.94    191.31    592.47    211.71   
Age of firm
Less than 5 years 193.79    546.59    893.69    405.86    1,119.53    1,837.00 * 327.68    481.81   
5-9 years 427.32    374.85    719.41    640.39    816.05    641.96    320.78    647.11   
10-19 years 288.72    473.87    709.20    596.48    244.03    428.19    445.54    251.03   
20 or more years 99.79    372.33    317.87    370.87    166.66    111.51    249.90    112.10   
Unknown 91.44    --    --    907.79 * 749.04    101.92    371.34 * 91.41   
Multi/single status
2 or more locations 85.55    576.87 * 1,082.73    572.47    257.22    69.45    609.34    80.68   
1 location only 210.39    267.96    292.58    339.11    315.39    419.44    217.54    239.85   
Percent full-time employees
Less than 25% 435.76    2,934.26    2,459.86 * 959.67    513.64    318.31    2,143.04 * 271.80   
25-49 % 387.80    902.85    953.62    1,063.61    702.19    215.87    583.71    409.44   
50-74 % 167.36    546.91    601.72    353.53    315.06    236.66    250.18    196.50   
75% or more 93.21    280.87    300.82    338.29    225.74    67.70    228.69    96.85   
Union presence
No union employees 106.87    292.88    278.49    296.17    256.61    80.84    205.85    105.66   
Has union employees 170.21    1,030.31    721.12 * 499.03    437.26    235.17    718.82    164.79   
Unknown 268.69    --    --    1,712.26 * 937.75    282.01    246.87 * 274.69   
Percent low wage employees
50% or more low wage 316.24    777.11    632.83    422.49    609.96    226.26    532.57    353.00   
Less than 50% low wage 89.25    252.19    291.98    318.62    175.67    89.80    190.85    92.48   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.