Table I.D.3(2008) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 27.6%    20.1%    31.8%    35.1%    31.1%    25.6%    29.6%    27.3%   
Industry group **
Agric., fish., forest. 23.4%    --    --    --    --    --    19.1%    26.1%   
Mining and manufacturing 22.2%    18.9%    34.1%    29.2%    23.8%    20.1%    29.8%    21.6%   
Construction 29.9%    22.6%    33.7%    32.4%    28.9%    29.0%    29.8%    30.0%   
Utilities and transp. 25.3%    27.6%    36.6%    28.1%    26.7%    24.2%    32.0%    24.7%   
Wholesale trade 28.0%    13.2%    31.4%    37.8%    34.8%    21.8%    31.0%    27.2%   
Fin. svs. and real estate 27.6%    17.5%    36.1%    35.4%    29.2%    26.9%    28.9%    27.5%   
Retail trade 34.1%    23.0%    34.1%    48.9%    45.9%    30.3%    37.2%    33.3%   
Professional services 27.1%    20.9%    31.1%    37.1%    33.5%    24.3%    29.8%    26.7%   
Other services 33.4%    19.7%    25.5%    34.5%    38.5%    34.6%    24.6%    35.4%   
Ownership
For profit, incorporated 28.1%    20.5%    33.3%    35.2%    31.7%    26.1%    30.7%    27.7%   
For profit, unincorporated 28.0%    20.4%    30.9%    38.5%    33.0%    25.3%    29.0%    27.7%   
Nonprofit 24.8%    15.2%    19.9%    30.5%    27.8%    23.5%    21.4%    25.1%   
Age of firm
Less than 5 years 28.1%    25.7%    29.1%    32.7%    27.7%    23.4%    28.3%    27.8%   
5-9 years 31.7%    20.9%    32.3%    37.5%    34.6%    30.7%    30.4%    33.0%   
10-19 years 34.1%    19.8%    36.6%    43.2%    39.3%    29.2%    33.2%    34.6%   
20 or more years 27.3%    18.5%    29.9%    33.1%    29.7%    24.9%    28.2%    27.1%   
Unknown 25.9%    33.7%    8.8% * 29.4%    28.3%    25.8%    16.9%    25.9%   
Multi/single status
2 or more locations 26.6%    19.5% * 33.3%    36.6%    30.6%    25.5%    36.7%    26.4%   
1 location only 30.4%    20.1%    31.7%    34.7%    31.9%    28.6%    29.1%    31.6%   
Percent full-time employees
Less than 25% 26.8%    27.4%    11.2% * 28.6%    38.1%    26.0%    21.8%    27.9%   
25-49 % 33.8%    23.7%    24.4%    38.5%    38.4%    33.6%    26.6%    35.2%   
50-74 % 28.0%    20.1%    31.8%    34.2%    35.4%    26.0%    27.6%    28.1%   
75% or more 27.4%    19.8%    32.4%    35.1%    30.4%    25.3%    30.1%    26.9%   
Union presence
No union employees 29.7%    20.3%    32.5%    37.4%    32.4%    27.3%    30.6%    29.5%   
Has union employees 21.2%    17.5%    20.8%    19.4%    24.6%    20.7%    18.1%    21.3%   
Unknown 27.3%    10.7% * 14.1% * 20.4% * 32.4%    27.2%    14.4% * 27.4%   
Percent low wage employees
50% or more low wage 32.0%    23.2%    28.8%    41.5%    35.2%    30.6%    32.5%    31.9%   
Less than 50% low wage 27.0%    19.7%    32.1%    34.4%    30.6%    24.9%    29.3%    26.6%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.3(2008) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.40%    1.00%    1.61%    1.50%    0.81%    0.61%    0.90%    0.41%   
Industry group **
Agric., fish., forest. 4.23%    --    --    --    --    --    3.69%    5.64%   
Mining and manufacturing 0.74%    2.90%    3.96%    1.32%    1.98%    0.69%    1.84%    0.76%   
Construction 1.36%    1.96%    2.98%    3.27%    3.46%    2.79%    1.82%    1.61%   
Utilities and transp. 1.19%    7.52%    4.49%    3.87%    2.37%    1.57%    4.54%    1.26%   
Wholesale trade 1.29%    2.05%    2.46%    3.38%    3.83%    1.53%    2.73%    1.84%   
Fin. svs. and real estate 0.97%    2.46%    4.61%    2.94%    1.09%    1.30%    1.59%    1.04%   
Retail trade 0.93%    4.86%    3.70%    3.03%    3.15%    0.77%    2.15%    0.79%   
Professional services 0.64%    1.64%    1.93%    2.12%    1.51%    0.85%    0.90%    0.70%   
Other services 0.74%    2.17%    3.38%    2.55%    3.01%    1.03%    1.60%    0.86%   
Ownership
For profit, incorporated 0.48%    1.31%    1.37%    1.82%    0.80%    0.65%    1.17%    0.44%   
For profit, unincorporated 0.90%    2.14%    3.74%    2.59%    2.61%    1.13%    1.45%    0.98%   
Nonprofit 0.51%    1.77%    3.33%    2.55%    1.56%    0.47%    2.39%    0.50%   
Age of firm
Less than 5 years 1.56%    2.47%    4.48%    2.80%    4.51%    3.72%    2.18%    2.68%   
5-9 years 1.26%    2.21%    3.24%    3.74%    5.75%    3.04%    2.08%    1.71%   
10-19 years 1.47%    1.61%    4.39%    3.28%    2.25%    2.41%    1.88%    1.91%   
20 or more years 0.41%    1.56%    1.30%    1.48%    0.95%    0.70%    1.10%    0.42%   
Unknown 0.76%    10.12%    2.78% * 5.60%    3.21%    0.73%    4.96%    0.76%   
Multi/single status
2 or more locations 0.55%    6.24% * 4.65%    2.13%    0.80%    0.63%    3.44%    0.54%   
1 location only 0.61%    1.01%    1.65%    1.72%    1.21%    1.79%    0.86%    0.66%   
Percent full-time employees
Less than 25% 1.47%    7.95%    4.49% * 4.67%    4.67%    1.85%    4.91%    1.68%   
25-49 % 1.37%    3.90%    5.83%    5.73%    2.94%    1.98%    2.28%    1.92%   
50-74 % 0.52%    2.24%    4.07%    2.41%    1.87%    1.10%    2.42%    0.96%   
75% or more 0.39%    0.97%    1.70%    1.51%    0.85%    0.61%    1.00%    0.37%   
Union presence
No union employees 0.59%    1.06%    1.61%    1.42%    0.76%    0.85%    0.79%    0.59%   
Has union employees 0.43%    3.83%    6.06%    3.14%    2.23%    0.52%    2.37%    0.47%   
Unknown 1.37%    7.06% * 12.19% * 8.07% * 3.24%    1.38%    9.54% * 1.41%   
Percent low wage employees
50% or more low wage 0.90%    2.78%    3.04%    2.63%    1.71%    1.01%    2.00%    0.90%   
Less than 50% low wage 0.39%    0.94%    1.73%    1.51%    0.87%    0.58%    0.98%    0.40%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.