Table I.D.3.a(2008) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 28.3%    21.8%    31.3%    34.3%    33.5%    25.4%    29.1%    28.1%   
Industry group **
Agric., fish., forest. 38.2%    --    --    --    --    --    32.7% * 44.8%   
Mining and manufacturing 24.0%    23.1%    39.4%    28.1%    23.5%    21.0%    29.3%    23.1%   
Construction 34.4%    27.5%    36.1%    39.0%    35.7%    27.8%    36.2%    32.2%   
Utilities and transp. 26.6%    43.9%    25.6% * 35.4%    30.1%    23.3%    36.6%    24.7%   
Wholesale trade 25.6%    15.1% * 22.7%    38.9%    26.1%    21.5%    29.2%    24.8%   
Fin. svs. and real estate 28.8%    13.6%    37.9%    44.5%    29.7%    28.1%    30.7%    28.6%   
Retail trade 31.0%    20.8% * 32.8%    43.8%    56.0%    22.6%    30.6%    31.2%   
Professional services 26.8%    21.5%    26.9%    32.9%    35.8%    23.2%    26.5%    26.9%   
Other services 33.6%    19.8%    27.7%    29.8%    50.7%    34.0%    23.5%    36.6%   
Ownership
For profit, incorporated 28.8%    21.0%    31.6%    35.2%    33.6%    26.2%    29.5%    28.6%   
For profit, unincorporated 30.2%    22.4%    38.9%    36.7%    45.6%    25.2%    30.5%    30.1%   
Nonprofit 25.1%    27.8%    16.6% * 28.5%    29.3%    22.7%    23.5%    25.3%   
Age of firm
Less than 5 years 28.1%    17.3%    37.5%    32.4%    43.3%    20.5% * 26.5%    31.7%   
5-9 years 35.6%    22.1%    37.0%    37.7%    55.0%    21.3%    30.7%    40.2%   
10-19 years 33.4%    22.9%    38.6%    41.1%    45.3%    19.3%    33.7%    33.3%   
20 or more years 27.4%    21.8%    26.7%    32.6%    30.3%    25.0%    27.4%    27.4%   
Unknown 26.8%    --    --    22.8% * 26.8%    26.9%    6.5% * 26.9%   
Multi/single status
2 or more locations 26.7%    18.0% * 33.7%    39.8%    31.0%    25.4%    30.2%    26.7%   
1 location only 31.2%    21.8%    31.2%    33.4%    36.6%    26.0%    29.0%    33.6%   
Percent full-time employees
Less than 25% 18.3%    76.4%    19.3% * 29.1% * 32.8%    11.2%    28.6% * 15.4%   
25-49 % 34.4%    38.8%    35.8%    29.1% * 40.7%    32.8%    30.2%    36.1%   
50-74 % 29.8%    27.5%    31.5%    25.3%    39.5%    27.9%    27.1%    30.7%   
75% or more 28.2%    19.6%    31.4%    35.7%    32.7%    25.5%    29.4%    27.9%   
Union presence
No union employees 30.7%    21.4%    32.4%    36.0%    35.9%    27.5%    29.8%    31.0%   
Has union employees 20.8%    32.3% * 14.9% * 25.8%    22.1%    19.9%    24.6%    20.5%   
Unknown 28.8%    --    --    11.2% * 34.1%    29.3%    4.7% * 29.4%   
Percent low wage employees
50% or more low wage 32.3%    25.9%    36.9%    39.9%    35.0%    29.2%    34.7%    31.7%   
Less than 50% low wage 27.8%    21.2%    30.7%    33.7%    33.2%    25.1%    28.4%    27.7%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.3.a(2008) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.75%    1.97%    2.14%    2.85%    1.91%    0.47%    1.69%    0.68%   
Industry group **
Agric., fish., forest. 10.81%    --    --    --    --    --    12.50% * 12.23%   
Mining and manufacturing 1.01%    2.97%    6.49%    1.61%    2.07%    1.00%    3.17%    1.10%   
Construction 3.40%    7.99%    6.47%    5.32%    4.69%    5.16%    4.83%    2.35%   
Utilities and transp. 2.61%    11.34%    7.75% * 6.10%    6.65%    2.00%    5.64%    3.09%   
Wholesale trade 1.91%    6.09% * 5.90%    6.42%    4.68%    2.49%    5.24%    2.24%   
Fin. svs. and real estate 1.05%    3.71%    7.59%    3.83%    2.31%    0.51%    5.33%    0.76%   
Retail trade 2.91%    7.77% * 6.46%    6.26%    3.64%    2.92%    3.08%    3.22%   
Professional services 0.93%    6.21%    2.70%    3.74%    3.70%    0.65%    1.63%    1.04%   
Other services 1.62%    4.42%    5.90%    3.83%    4.56%    2.44%    2.61%    1.99%   
Ownership
For profit, incorporated 0.95%    2.93%    2.38%    3.04%    1.87%    0.53%    2.06%    0.79%   
For profit, unincorporated 1.81%    5.00%    6.63%    3.73%    3.60%    2.22%    2.95%    2.11%   
Nonprofit 1.53%    6.86%    5.83% * 3.60%    3.17%    1.53%    4.15%    1.68%   
Age of firm
Less than 5 years 2.36%    4.60%    7.45%    4.94%    8.00%    7.69% * 3.20%    4.00%   
5-9 years 3.84%    3.20%    5.47%    6.79%    7.52%    6.29%    2.56%    6.27%   
10-19 years 1.98%    3.34%    4.77%    4.66%    3.29%    3.95%    3.06%    2.51%   
20 or more years 0.81%    3.13%    2.69%    3.11%    1.68%    0.81%    1.99%    0.85%   
Unknown 0.76%    --    --    6.98% * 4.98%    0.84%    3.14% * 0.76%   
Multi/single status
2 or more locations 0.58%    6.56% * 7.95%    4.60%    2.31%    0.37%    5.22%    0.55%   
1 location only 1.55%    1.98%    2.23%    2.99%    2.59%    3.07%    1.69%    1.86%   
Percent full-time employees
Less than 25% 3.79%    22.19%    13.00% * 8.75% * 4.84%    3.12%    10.97% * 2.55%   
25-49 % 3.84%    8.09%    7.24%    9.72% * 5.36%    2.12%    4.63%    4.35%   
50-74 % 1.51%    4.82%    6.87%    4.10%    3.24%    1.88%    2.32%    1.67%   
75% or more 0.73%    1.95%    2.32%    2.87%    2.22%    0.36%    1.86%    0.74%   
Union presence
No union employees 0.89%    2.16%    2.10%    2.47%    1.85%    0.60%    1.68%    0.88%   
Has union employees 1.33%    11.41% * 7.07% * 5.77%    4.27%    1.59%    6.12%    1.15%   
Unknown 2.01%    --    --    8.31% * 5.92%    2.22%    1.52% * 2.16%   
Percent low wage employees
50% or more low wage 2.25%    6.77%    4.94%    3.63%    4.55%    1.68%    4.98%    2.60%   
Less than 50% low wage 0.69%    1.89%    2.07%    2.97%    1.63%    0.53%    1.57%    0.62%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.