Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
---|---|---|---|---|---|---|---|---|
United States | 41.4% | 13.0% | 90.9% | 31.2% | 71.9% | 11.6% | 10.8% | 74.6% |
Firm size | ||||||||
Less than 50 employees | 18.3% | 16.4% | 85.9% | 32.1% | 57.9% | 1.9% | 2.3% | 64.7% |
50+ employees | 68.8% | 8.9% | 96.9% | 30.1% | 88.4% | 23.1% | 20.8% | 86.3% |
Less than 10 employees | 13.1% | 17.8% | 84.0% | 31.4% | 55.0% | 2.0% | 2.2% | 54.4% |
10-24 employees | 23.4% | 14.6% | 88.2% | 33.6% | 60.9% | 1.4% | 2.3% | 80.5% |
25-99 employees | 38.1% | 11.4% | 92.3% | 32.5% | 68.9% | 3.0% | 3.3% | 86.5% |
100-999 employees | 52.9% | 9.8% | 94.2% | 27.3% | 81.2% | 6.9% | 7.8% | 90.7% |
1000+ employees | 80.8% | 8.4% | 98.5% | 31.0% | 94.7% | 34.2% | 29.9% | 84.2% |
Industry group ** | ||||||||
Agric., fish., forest. | 15.6% | 20.9% | 80.7% | 15.3% | 67.6% | 2.2% * | 1.5% * | 50.8% |
Mining and manufacturing | 33.8% | 9.3% | 92.7% | 29.8% | 69.8% | 8.4% | 7.9% | 83.3% |
Construction | 20.7% | 15.8% | 87.2% | 31.7% | 59.4% | 1.5% * | 2.0% | 70.2% |
Utilities and transp. | 50.8% | 9.1% | 95.6% | 33.7% | 77.3% | 25.9% | 21.1% | 72.6% |
Wholesale trade | 36.4% | 9.7% | 92.2% | 27.9% | 74.1% | 8.5% | 9.0% | 76.7% |
Fin. svs. and real estate | 53.1% | 9.2% | 94.7% | 30.4% | 80.9% | 26.3% | 21.8% | 75.6% |
Retail trade | 50.1% | 12.7% | 91.7% | 26.5% | 78.0% | 11.9% | 11.3% | 84.9% |
Professional services | 37.4% | 14.1% | 88.7% | 34.0% | 68.2% | 8.7% | 8.7% | 69.4% |
Other services | 41.7% | 15.6% | 90.5% | 33.6% | 68.7% | 8.1% | 8.2% | 72.6% |
Ownership | ||||||||
For profit, incorporated | 43.0% | 12.6% | 91.4% | 31.2% | 73.2% | 13.4% | 12.1% | 76.3% |
For profit, unincorporated | 36.5% | 15.2% | 88.5% | 28.8% | 68.2% | 6.4% | 6.5% | 72.2% |
Nonprofit | 36.6% | 11.9% | 90.9% | 35.2% | 67.5% | 6.6% | 7.9% | 65.1% |
Age of firm | ||||||||
Less than 5 years | 26.1% | 16.5% | 86.3% | 28.8% | 60.3% | 2.0% | 1.1% | 61.1% |
5-9 years | 22.9% | 15.9% | 85.9% | 30.4% | 60.9% | 0.9% | 1.4% | 65.2% |
10-19 years | 27.9% | 14.0% | 89.1% | 31.7% | 63.6% | 2.4% | 2.0% | 71.6% |
20 or more years | 49.0% | 12.0% | 92.5% | 31.4% | 76.7% | 16.5% | 15.4% | 78.0% |
Multi/single status | ||||||||
2 or more locations | 67.2% | 9.5% | 96.2% | 29.6% | 87.5% | 23.2% | 20.9% | 86.1% |
1 location only | 19.4% | 15.9% | 86.4% | 32.6% | 58.5% | 1.8% | 2.2% | 64.8% |
Percent full-time employees | ||||||||
Less than 25% | 37.6% | 17.6% | 86.4% | 31.0% | 65.9% | 4.5% | 3.1% | 70.8% |
25-49 % | 48.1% | 17.4% | 89.6% | 29.4% | 70.7% | 9.9% | 10.0% | 75.3% |
50-74 % | 41.1% | 12.9% | 91.1% | 29.3% | 71.9% | 10.7% | 9.0% | 75.8% |
75% or more | 41.1% | 12.2% | 91.3% | 31.8% | 72.4% | 12.5% | 11.8% | 74.6% |
Union presence | ||||||||
No union employees | 35.8% | 13.4% | 89.8% | 30.7% | 68.7% | 7.6% | 7.1% | 74.0% |
Has union employees | 71.6% | 11.9% | 97.5% | 36.5% | 87.9% | 42.6% | 37.5% | 75.5% |
Unknown | 68.0% | 9.8% | 95.9% | 30.8% | 88.0% | 20.7% | 20.3% | 80.7% |
Percent low wage employees | ||||||||
50% or more low wage | 46.4% | 15.6% | 90.1% | 29.3% | 73.0% | 10.9% | 9.6% | 78.1% |
Less than 50% low wage | 39.5% | 12.0% | 91.2% | 31.9% | 71.4% | 11.9% | 11.2% | 73.3% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2010 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.
Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
---|---|---|---|---|---|---|---|---|
United States | 0.47% | 0.41% | 0.36% | 0.39% | 0.29% | 0.43% | 0.36% | 0.37% |
Firm size | ||||||||
Less than 50 employees | 0.42% | 0.68% | 0.66% | 0.71% | 0.69% | 0.12% | 0.26% | 0.82% |
50+ employees | 0.56% | 0.25% | 0.09% | 0.78% | 0.27% | 0.97% | 0.70% | 0.57% |
Less than 10 employees | 0.36% | 0.81% | 0.86% | 0.95% | 0.85% | 0.23% | 0.30% | 1.31% |
10-24 employees | 1.04% | 1.08% | 1.06% | 0.76% | 1.18% | 0.22% | 0.50% | 1.23% |
25-99 employees | 1.21% | 0.58% | 0.36% | 0.76% | 0.64% | 0.36% | 0.31% | 0.94% |
100-999 employees | 0.64% | 0.33% | 0.30% | 0.80% | 0.84% | 0.63% | 0.43% | 0.70% |
1000+ employees | 0.62% | 0.30% | 0.10% | 1.22% | 0.43% | 1.30% | 1.06% | 0.84% |
Industry group ** | ||||||||
Agric., fish., forest. | 3.14% | 2.18% | 2.08% | 2.40% | 2.49% | 0.97% * | 1.39% * | 6.78% |
Mining and manufacturing | 1.22% | 0.57% | 0.50% | 1.64% | 1.63% | 0.87% | 0.80% | 1.24% |
Construction | 1.99% | 1.13% | 1.20% | 1.49% | 1.69% | 0.50% * | 0.33% | 1.83% |
Utilities and transp. | 2.74% | 1.68% | 0.96% | 1.80% | 2.38% | 1.53% | 1.20% | 2.93% |
Wholesale trade | 1.33% | 1.09% | 1.11% | 1.50% | 1.89% | 0.56% | 1.12% | 1.01% |
Fin. svs. and real estate | 0.76% | 1.06% | 0.70% | 0.91% | 0.83% | 1.62% | 1.37% | 0.97% |
Retail trade | 1.39% | 0.84% | 0.61% | 0.92% | 1.12% | 0.89% | 0.90% | 1.09% |
Professional services | 0.59% | 0.58% | 0.59% | 1.05% | 0.88% | 0.62% | 0.70% | 0.83% |
Other services | 1.10% | 1.10% | 0.94% | 0.79% | 1.01% | 0.89% | 0.84% | 0.93% |
Ownership | ||||||||
For profit, incorporated | 0.64% | 0.40% | 0.34% | 0.51% | 0.37% | 0.56% | 0.43% | 0.49% |
For profit, unincorporated | 1.18% | 1.14% | 0.97% | 0.93% | 0.88% | 0.66% | 0.53% | 1.07% |
Nonprofit | 1.49% | 1.01% | 0.79% | 1.19% | 1.17% | 0.48% | 0.76% | 1.17% |
Age of firm | ||||||||
Less than 5 years | 3.20% | 1.68% | 1.62% | 1.01% | 1.41% | 0.52% | 0.20% | 2.52% |
5-9 years | 0.69% | 1.17% | 1.03% | 1.17% | 1.34% | 0.27% | 0.34% | 1.24% |
10-19 years | 0.92% | 0.94% | 1.14% | 0.94% | 1.12% | 0.35% | 0.30% | 1.36% |
20 or more years | 0.59% | 0.46% | 0.44% | 0.57% | 0.30% | 0.63% | 0.52% | 0.27% |
Multi/single status | ||||||||
2 or more locations | 0.50% | 0.31% | 0.12% | 0.68% | 0.37% | 0.91% | 0.61% | 0.64% |
1 location only | 0.42% | 0.65% | 0.64% | 0.62% | 0.63% | 0.13% | 0.24% | 0.85% |
Percent full-time employees | ||||||||
Less than 25% | 1.84% | 1.18% | 1.49% | 2.81% | 2.79% | 0.75% | 0.65% | 2.04% |
25-49 % | 1.24% | 1.57% | 0.93% | 2.18% | 1.69% | 1.06% | 1.03% | 1.61% |
50-74 % | 1.10% | 0.69% | 0.52% | 1.11% | 0.90% | 0.76% | 0.87% | 1.49% |
75% or more | 0.53% | 0.42% | 0.46% | 0.48% | 0.46% | 0.47% | 0.38% | 0.38% |
Union presence | ||||||||
No union employees | 0.35% | 0.49% | 0.46% | 0.46% | 0.38% | 0.33% | 0.29% | 0.46% |
Has union employees | 2.28% | 1.17% | 0.46% | 1.71% | 1.45% | 2.02% | 1.92% | 1.49% |
Unknown | 1.02% | 1.12% | 0.63% | 1.93% | 1.24% | 1.76% | 1.27% | 1.39% |
Percent low wage employees | ||||||||
50% or more low wage | 0.80% | 0.99% | 0.75% | 0.67% | 0.77% | 0.80% | 0.60% | 0.84% |
Less than 50% low wage | 0.48% | 0.41% | 0.34% | 0.37% | 0.30% | 0.37% | 0.32% | 0.52% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2010 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.