Table I.F.2(2011) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2011
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,123    1,517    1,511    1,594    1,213    848    1,561    1,010   
Industry group **
Agric., fish., forest. 1,534    1,822    2,108    1,676    1,624    647    2,094    1,216   
Mining and manufacturing 1,008    1,540    1,757    1,542    1,008    715    1,675    882   
Construction 1,466    1,411    1,554    1,686    1,386    807    1,460    1,473   
Utilities and transp. 963    1,979    1,337    1,438    1,300    785    1,517    888   
Wholesale trade 1,164    1,570    1,634    1,687    1,079    667    1,569    995   
Fin. svs. and real estate 1,086    1,406    1,562    1,509    1,189    951    1,532    1,018   
Retail trade 1,289    1,559    1,464    1,759    1,412    1,130    1,539    1,238   
Professional services 1,092    1,573    1,435    1,557    1,277    754    1,602    956   
Other services 1,100    1,408    1,422    1,549    1,202    818    1,471    992   
Ownership
For profit, incorporated 1,130    1,552    1,529    1,591    1,191    875    1,553    1,017   
For profit, unincorporated 1,243    1,472    1,554    1,746    1,126    947    1,710    1,056   
Nonprofit 996    1,287    1,292    1,428    1,323    643    1,331    953   
Age of firm
Less than 5 years 1,432    1,681    1,481    1,461    1,237    704 * 1,576    1,246   
5-9 years 1,446    1,512    1,560    1,652    1,183    925    1,600    1,291   
10-19 years 1,394    1,478    1,507    1,722    1,146    1,062    1,622    1,201   
20 or more years 1,040    1,477    1,505    1,547    1,228    838    1,509    973   
Multi/single status
2 or more locations 952    1,007    1,636    1,486    1,204    849    1,568    938   
1 location only 1,458    1,523    1,505    1,625    1,228    784    1,560    1,327   
Percent full-time employees
Less than 25% 1,081    1,337    1,536    1,203    1,563    790    1,401    1,010   
25-49 % 1,102    1,841    1,345    1,553    1,209    861    1,519    1,015   
50-74 % 1,302    1,494    1,543    1,607    1,469    1,148    1,556    1,254   
75% or more 1,096    1,511    1,515    1,602    1,168    791    1,566    967   
Union presence
No union employees 1,226    1,533    1,523    1,623    1,225    888    1,577    1,096   
Has union employees 761    953    1,153    1,101    1,153    670    1,153    741   
Unknown 952    1,004    1,518    1,689    1,092    929    1,392    946   
Percent low wage employees
50% or more low wage 1,157    1,682    1,552    1,476    1,330    920    1,537    1,091   
Less than 50% low wage 1,116    1,492    1,506    1,616    1,185    832    1,564    992   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2011 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2011) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2011
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 12.50    27.11    44.26    41.77    33.49    13.62    26.01    13.42   
Industry group **
Agric., fish., forest. 211.88    245.41    358.21    393.85    340.31    136.02    207.30    231.40   
Mining and manufacturing 27.82    147.63    160.85    78.98    57.28    40.26    49.49    25.66   
Construction 57.86    52.99    98.17    164.06    202.74    53.13    64.46    102.29   
Utilities and transp. 58.84    249.66    187.04    155.11    182.71    75.31    101.13    63.58   
Wholesale trade 57.78    111.22    199.44    91.07    124.64    49.94    76.01    76.92   
Fin. svs. and real estate 31.62    100.09    145.24    130.98    74.27    44.69    87.16    35.05   
Retail trade 34.59    57.43    138.18    132.43    152.69    35.06    54.33    40.27   
Professional services 31.73    33.66    62.09    105.02    71.79    32.34    63.01    37.85   
Other services 33.69    81.30    130.29    109.45    79.24    12.20    86.77    25.05   
Ownership
For profit, incorporated 15.30    30.38    47.40    49.99    35.13    9.07    29.55    12.87   
For profit, unincorporated 53.12    63.06    112.67    180.60    73.82    58.61    136.67    42.58   
Nonprofit 62.10    110.60    132.98    160.84    87.18    46.19    103.30    56.66   
Age of firm
Less than 5 years 57.28    126.88    72.97    115.86    145.78    299.72 * 49.73    106.33   
5-9 years 58.84    59.48    88.39    135.09    137.14    188.07    38.01    106.13   
10-19 years 51.99    45.68    55.98    141.12    72.40    102.49    75.55    52.72   
20 or more years 15.54    38.29    69.06    41.77    40.44    11.36    36.75    14.19   
Multi/single status
2 or more locations 13.23    192.80    85.28    46.67    34.82    13.34    55.81    13.31   
1 location only 22.41    26.32    48.68    52.83    49.41    101.99    29.51    30.02   
Percent full-time employees
Less than 25% 89.54    212.10    224.66    83.33    185.85    52.85    136.19    112.91   
25-49 % 36.87    191.99    137.59    60.28    110.66    38.42    109.00    33.60   
50-74 % 40.93    70.58    74.75    160.23    92.68    38.92    64.79    40.15   
75% or more 15.99    38.29    52.44    47.58    28.10    18.34    30.08    17.36   
Union presence
No union employees 9.19    28.52    43.79    44.75    33.03    19.82    24.36    11.68   
Has union employees 25.74    190.62    205.35    154.46    114.18    28.96    133.63    27.13   
Unknown 32.79    213.35    255.05    229.49    116.32    34.10    181.25    33.46   
Percent low wage employees
50% or more low wage 25.65    66.58    124.10    75.60    81.67    22.85    54.30    27.35   
Less than 50% low wage 14.64    30.22    46.90    39.11    44.91    16.62    29.69    18.74   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2011 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.