Table I.F.3(2011) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2011
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,220    3,302    3,196    3,406    2,371    1,834    3,329    2,052   
Industry group **
Agric., fish., forest. 2,809    3,112    3,732    1,900 * 3,410    2,505    3,561    2,412   
Mining and manufacturing 1,937    3,213    3,335    3,211    2,080    1,540    3,388    1,803   
Construction 3,020    2,909    3,279    3,318    3,018    1,900    3,026    3,013   
Utilities and transp. 1,875    3,491    1,719    3,246    2,484    1,662    3,258    1,788   
Wholesale trade 2,244    3,077    3,589    3,436    2,165    1,487    3,278    1,963   
Fin. svs. and real estate 2,148    3,129    3,227    3,255    2,039    2,022    3,255    2,054   
Retail trade 2,855    3,257    3,126    4,283    2,800    2,667    3,517    2,775   
Professional services 2,149    3,746    3,253    3,330    2,616    1,648    3,531    1,941   
Other services 2,298    3,140    2,963    3,649    2,502    1,875    3,173    2,131   
Ownership
For profit, incorporated 2,262    3,323    3,248    3,444    2,338    1,896    3,335    2,093   
For profit, unincorporated 2,420    3,347    3,250    3,191    2,376    2,060    3,433    2,189   
Nonprofit 1,830    2,874    2,572    3,391    2,489    1,337    3,015    1,749   
Age of firm
Less than 5 years 2,836    3,282    2,953    3,497    2,260    1,187 * 3,232    2,430   
5-9 years 3,149    3,539    3,242    3,595    2,578    2,506    3,563    2,783   
10-19 years 2,830    3,291    3,129    3,399    2,302    2,477    3,332    2,544   
20 or more years 2,079    3,187    3,273    3,360    2,371    1,806    3,269    1,983   
Multi/single status
2 or more locations 1,969    2,376 * 3,300    3,287    2,334    1,840    3,600    1,947   
1 location only 2,996    3,316    3,188    3,441    2,434    1,566    3,306    2,687   
Percent full-time employees
Less than 25% 2,329    3,392    3,410    2,987    3,178    1,810    3,472    2,112   
25-49 % 2,223    2,977    2,590    3,434    2,519    1,976    3,011    2,124   
50-74 % 2,505    3,854    3,380    3,812    3,021    2,138    3,674    2,363   
75% or more 2,183    3,216    3,196    3,381    2,291    1,785    3,302    2,008   
Union presence
No union employees 2,410    3,374    3,260    3,487    2,378    1,860    3,398    2,178   
Has union employees 1,682    2,087    2,191    2,680    2,435    1,500    2,492    1,639   
Unknown 2,122    3,243    2,282    3,293    2,095    2,108    3,167    2,114   
Percent low wage employees
50% or more low wage 2,468    3,730    3,657    3,145    2,656    2,188    3,526    2,340   
Less than 50% low wage 2,187    3,238    3,152    3,431    2,331    1,783    3,308    2,012   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2011 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2011) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2011
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 31.37    110.98    103.91    103.93    93.02    31.96    57.01    34.58   
Industry group **
Agric., fish., forest. 352.42    551.38    896.06    754.41 * 583.57    485.79    493.92    434.58   
Mining and manufacturing 61.71    245.17    272.61    261.31    135.16    69.55    137.96    66.21   
Construction 139.70    271.36    264.83    263.61    445.67    171.75    253.58    198.28   
Utilities and transp. 105.34    647.54    492.08    471.77    271.92    130.73    471.28    103.25   
Wholesale trade 146.84    284.25    368.38    245.24    292.78    137.69    233.12    176.87   
Fin. svs. and real estate 103.09    363.43    307.53    263.95    149.00    114.94    195.23    105.31   
Retail trade 66.40    346.22    347.77    249.86    137.86    89.97    155.53    79.64   
Professional services 74.02    152.39    140.70    103.25    154.50    73.50    96.32    69.48   
Other services 86.69    219.68    260.62    252.18    174.62    81.65    167.80    99.58   
Ownership
For profit, incorporated 33.80    91.88    134.16    139.54    103.81    26.48    54.62    34.09   
For profit, unincorporated 81.32    216.74    317.61    215.72    150.70    138.56    208.20    92.56   
Nonprofit 101.66    303.96    270.43    304.12    202.64    82.06    128.26    104.90   
Age of firm
Less than 5 years 168.60    289.93    360.50    348.55    222.57    877.94 * 187.70    239.67   
5-9 years 89.48    261.81    208.37    242.17    304.71    587.67    134.45    219.48   
10-19 years 79.11    99.72    155.85    180.15    188.77    255.25    72.91    141.10   
20 or more years 34.52    182.42    145.35    136.46    104.63    29.48    93.76    35.78   
Multi/single status
2 or more locations 30.16    955.84 * 248.86    100.74    82.46    32.10    126.11    31.21   
1 location only 70.67    105.16    118.60    130.14    158.74    187.15    57.11    116.33   
Percent full-time employees
Less than 25% 179.00    631.09    901.52    446.23    396.38    161.34    260.92    207.12   
25-49 % 78.09    371.09    274.77    252.31    257.37    126.09    211.49    96.72   
50-74 % 87.09    299.33    302.98    389.91    171.30    113.76    251.02    99.56   
75% or more 42.07    113.40    115.58    106.38    99.53    44.21    68.38    45.05   
Union presence
No union employees 45.23    121.85    95.59    107.14    78.25    46.89    50.55    50.84   
Has union employees 45.46    434.94    532.96    379.65    304.91    50.15    386.21    47.08   
Unknown 71.62    906.20    504.55    656.52    167.35    76.39    512.53    72.93   
Percent low wage employees
50% or more low wage 47.90    358.02    321.39    230.56    164.11    47.77    226.56    35.25   
Less than 50% low wage 33.38    101.08    110.08    98.51    102.95    35.38    58.16    39.29   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2011 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.