Table I.F.2(2012) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2012
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,167    1,600    1,585    1,659    1,278    881    1,628    1,051   
Industry group **
Agric., fish., forest. 1,344    1,937    1,061    1,681    1,455    812    1,585    1,274   
Mining and manufacturing 1,086    1,590    1,531    1,839    1,196    762    1,728    977   
Construction 1,570    1,670    1,786    1,682    1,387    1,103    1,708    1,418   
Utilities and transp. 986    1,849    1,351    1,675    1,265    774    1,627    896   
Wholesale trade 1,251    1,629    1,709    1,725    1,094    871    1,782    1,023   
Fin. svs. and real estate 1,234    1,661    1,901    1,709    1,238    1,107    1,756    1,162   
Retail trade 1,177    1,645    1,497    1,833    1,442    908    1,683    1,071   
Professional services 1,155    1,592    1,575    1,448    1,323    844    1,547    1,048   
Other services 1,110    1,413    1,398    1,692    1,235    838    1,499    1,008   
Ownership
For profit, incorporated 1,163    1,623    1,606    1,695    1,322    873    1,652    1,038   
For profit, unincorporated 1,310    1,598    1,588    1,747    1,217    1,047    1,666    1,184   
Nonprofit 1,054    1,381    1,420    1,401    1,199    788    1,373    1,006   
Age of firm
Less than 5 years 1,381    1,541    1,677    1,523    910    1,030    1,621    1,086   
5-9 years 1,471    1,656    1,562    1,564    1,214    1,014    1,592    1,347   
10-19 years 1,458    1,710    1,669    1,706    1,246    901    1,705    1,257   
20 or more years 1,087    1,517    1,518    1,685    1,322    879    1,597    1,018   
Multi/single status
2 or more locations 994    1,252    1,695    1,673    1,273    883    1,688    974   
1 location only 1,507    1,605    1,575    1,656    1,286    796    1,622    1,372   
Percent full-time employees
Less than 25% 1,126    1,211    1,479    1,924    1,259    815    1,414    1,059   
25-49 % 1,140    1,685    1,568    1,760    1,339    893    1,633    1,043   
50-74 % 1,123    1,597    1,498    1,566    1,286    881    1,532    1,030   
75% or more 1,176    1,607    1,598    1,661    1,275    881    1,645    1,055   
Union presence
No union employees 1,284    1,614    1,600    1,677    1,306    894    1,642    1,146   
Has union employees 839    935    1,191    1,413    983    782    1,194    825   
Unknown 959    1,138    2,073    1,238    1,223    945    1,471    955   
Percent low wage employees
50% or more low wage 1,159    1,551    1,415    1,599    1,469    888    1,510    1,101   
Less than 50% low wage 1,168    1,607    1,607    1,669    1,229    879    1,645    1,040   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2012 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2012) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2012
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 8.42    50.67    33.25    29.28    31.08    8.78    24.93    11.34   
Industry group **
Agric., fish., forest. 102.53    245.09    266.71    278.75    191.61    161.38    180.49    128.71   
Mining and manufacturing 36.99    52.29    83.56    123.57    71.15    29.83    96.85    40.26   
Construction 88.20    188.48    128.55    105.22    133.64    116.00    91.85    131.10   
Utilities and transp. 33.00    162.76    242.13    120.51    216.60    54.39    71.27    35.44   
Wholesale trade 56.98    103.98    152.97    116.26    71.29    76.04    79.86    54.89   
Fin. svs. and real estate 25.67    206.09    170.97    85.96    64.45    39.70    113.75    30.88   
Retail trade 21.54    88.02    78.21    117.43    123.16    24.52    58.09    26.19   
Professional services 15.43    82.95    55.33    67.82    45.40    23.41    39.79    24.09   
Other services 39.08    73.56    54.11    76.30    43.32    47.51    58.27    37.35   
Ownership
For profit, incorporated 14.59    46.71    32.22    32.89    35.95    13.63    31.57    19.18   
For profit, unincorporated 35.79    90.40    78.80    78.48    81.45    51.56    50.24    43.42   
Nonprofit 30.99    129.95    97.84    69.53    52.89    37.88    82.04    38.91   
Age of firm
Less than 5 years 60.20    106.18    182.21    117.65    100.46    173.71    100.12    80.74   
5-9 years 36.37    92.05    88.93    73.30    91.84    185.87    65.38    77.94   
10-19 years 35.69    74.30    73.02    55.32    43.90    55.09    59.86    39.76   
20 or more years 9.30    61.30    40.85    40.92    34.09    10.64    31.72    12.95   
Multi/single status
2 or more locations 11.20    226.73    118.38    43.99    41.21    8.75    66.57    10.16   
1 location only 22.70    50.20    35.54    35.02    50.80    63.01    31.39    30.87   
Percent full-time employees
Less than 25% 76.28    169.68    151.99    211.61    67.96    70.57    86.10    83.37   
25-49 % 37.91    199.75    157.08    94.60    132.16    29.06    89.97    52.54   
50-74 % 18.12    90.35    139.80    86.57    63.45    21.98    38.04    21.42   
75% or more 7.91    64.20    45.08    29.58    41.51    8.88    31.79    12.48   
Union presence
No union employees 8.27    51.18    29.30    31.18    33.89    19.91    23.62    16.76   
Has union employees 18.71    148.12    228.67    169.74    110.04    15.46    185.15    18.04   
Unknown 15.67    259.90    432.59    296.67    56.26    18.04    242.97    16.53   
Percent low wage employees
50% or more low wage 28.84    87.94    60.19    50.30    78.34    29.50    39.41    33.17   
Less than 50% low wage 9.66    60.56    39.33    31.22    38.43    12.02    30.94    13.11   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2012 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.