Table I.D.1.a Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2015
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17,689    15,807    17,087    16,058    16,965    18,831    16,509    17,974   
Industry group **
Agric., fish., forest. 8,547    --    --    --    --    --    --    --   
Mining and manufacturing 16,576    --    14,677    14,551    16,570    18,890    14,404    17,035   
Construction 15,445    14,506    18,390    14,854    14,601    --    16,083    14,773   
Utilities and transp. 18,117    --    --    --    15,884    19,388    17,768    18,233   
Wholesale trade 16,635    --    14,250    17,488    16,929    16,109    16,515    16,674   
Fin. svs. and real estate 17,512    --    --    16,528    17,642    17,498    17,679    17,486   
Retail trade 19,035    --    --    16,188    17,762    23,192    14,899    20,573   
Professional services 18,648    15,604    17,671    16,420    18,279    19,224    17,005    18,864   
Other services 17,356    16,907    17,994    16,899    16,647    17,967    17,623    17,234   
Ownership
For profit, incorporated 16,907    15,711    16,564    15,809    15,977    18,220    16,192    17,139   
For profit, unincorporated 18,082    15,661    17,235    16,119    18,503    18,906    16,509    18,508   
Nonprofit 19,287    17,262    20,753    17,244    18,766    19,617    19,002    19,309   
Age of firm
Less than 5 years 14,578    --    16,659    14,391    12,225    --    15,027    13,815   
5-9 years 17,281    17,123    15,625    16,321    17,592    --    16,275    18,103   
10-19 years 16,195    15,119    19,133    14,893    16,690    14,518    16,582    15,938   
20 or more years 18,088    16,355    16,561    16,523    17,177    18,926    16,859    18,265   
Multi/single status
2 or more locations 18,524    --    17,952    16,459    17,732    18,868    17,416    18,551   
1 location only 16,263    15,804    17,041    15,975    16,014    17,932    16,435    16,100   
Percent full-time employees
Less than 25% 19,106    --    --    --    20,647    14,254    --    18,452   
25-49 % 16,493    --    --    15,158    15,187    18,287    16,620    16,422   
50-74 % 18,606    14,177    12,795    15,431    17,541    20,301    14,312    19,598   
75% or more 17,592    15,775    17,562    16,137    16,916    18,599    16,712    17,798   
Union presence
No union employees 17,072    15,387    16,775    15,957    17,029    18,049    16,245    17,363   
Has union employees 19,099    --    --    17,022    16,757    19,744    20,054    19,054   
Percent low-wage employees
50% or more low-wage 15,235    --    --    14,797    15,339    15,349    14,843    15,364   
Less than 50% low-wage 17,859    15,628    17,414    16,141    17,097    19,040    16,660    18,143   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2015 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a Standard errors for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2015
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 222.43    694.39    768.34    417.27    416.51    339.59    411.31    256.43   
Industry group **
Agric., fish., forest. 1,394.91    --    --    --    --    --    --    --   
Mining and manufacturing 688.20    --    1,107.28    582.35    992.08    1,878.50    614.33    822.20   
Construction 1,029.98    1,472.90    3,487.62    1,759.40    1,188.10    --    1,607.56    1,261.11   
Utilities and transp. 870.42    --    --    --    1,743.22    736.79    2,484.00    843.34   
Wholesale trade 679.52    --    1,232.72    853.72    1,200.44    1,464.99    1,255.59    803.89   
Fin. svs. and real estate 518.73    --    --    1,456.76    1,049.83    701.23    1,136.93    572.27   
Retail trade 842.58    --    --    670.24    1,777.53    893.51    637.78    966.39   
Professional services 346.55    778.41    1,257.88    686.48    820.61    444.53    705.21    378.02   
Other services 495.41    2,215.69    1,346.97    927.38    1,004.47    748.52    898.09    592.95   
Ownership
For profit, incorporated 266.95    890.41    925.62    507.05    440.00    454.09    500.62    314.36   
For profit, unincorporated 513.18    958.64    1,493.92    736.17    921.34    885.19    770.24    611.70   
Nonprofit 471.05    1,553.22    1,501.79    912.83    1,241.68    572.88    930.04    501.98   
Age of firm
Less than 5 years 968.33    --    2,392.08    995.84    1,505.02    --    1,318.98    1,262.79   
5-9 years 974.23    2,081.08    1,826.23    1,787.89    1,292.72    --    1,268.10    1,429.62   
10-19 years 618.84    1,229.32    1,961.95    635.79    1,183.53    761.28    1,024.39    770.75   
20 or more years 248.71    869.69    695.44    539.04    467.88    343.34    450.69    276.01   
Multi/single status
2 or more locations 289.78    --    3,072.80    626.63    540.70    349.44    1,012.19    295.54   
1 location only 313.83    701.32    794.08    486.02    645.20    1,178.45    437.48    446.92   
Percent full-time employees
Less than 25% 1,238.27    --    --    --    1,899.99    628.15    --    1,569.81   
25-49 % 1,033.10    --    --    825.63    1,462.11    1,482.75    2,301.43    972.22   
50-74 % 562.19    1,074.52    1,539.41    896.23    952.22    636.95    868.27    580.35   
75% or more 247.02    713.73    831.27    467.29    451.00    389.08    452.09    285.24   
Union presence
No union employees 223.48    621.47    611.54    389.35    434.59    414.38    365.02    273.10   
Has union employees 496.05    --    --    2,429.14    1,065.10    518.80    3,039.95    499.09   
Percent low-wage employees
50% or more low-wage 799.69    --    --    826.50    1,387.24    1,289.06    1,742.25    901.13   
Less than 50% low-wage 228.69    629.43    773.94    440.97    434.63    344.63    418.68    263.49   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2015 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.