Table I.A.2.a Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 40.7%    17.4%    29.2%    78.5%    17.4%    62.0%   
Industry group **
Agric., fish., forest. 32.7%    27.8% * 29.5% * 82.6%    27.4% * 55.2%   
Mining and manufacturing 35.8%    18.8%    35.2%    87.4%    20.0%    55.9%   
Construction 24.0%    21.2%    25.4%    73.6%    21.6%    36.5%   
Utilities and transp. 50.9%    20.1%    54.1%    85.5%    18.2%    76.5%   
Wholesale trade 42.0%    18.7%    38.3%    87.3%    19.3%    65.4%   
Fin. svs. and real estate 51.1%    17.0%    37.9%    78.0%    16.5%    67.1%   
Retail trade 52.8%    14.9%    25.7%    79.1%    14.8%    69.3%   
Professional services 33.5%    15.2%    27.2%    79.9%    15.1%    57.3%   
Other services 36.4%    18.0%    19.0%    72.1%    18.1%    54.3%   
Ownership
For profit, incorporated 43.8%    15.6%    30.5%    80.8%    15.5%    66.6%   
For profit, unincorporated 31.3%    18.3%    28.7%    69.1%    18.0%    52.2%   
Nonprofit 33.5%    25.7%    25.4%    63.2%    27.6%    39.2%   
Age of firm
Less than 5 years 21.6%    20.4%    35.0%    53.1%    20.6%    27.9%   
5-9 years 18.2%    16.7%    23.3%    44.6%    16.6%    24.9%   
10-19 years 22.5%    17.0%    22.3%    64.2%    16.9%    38.0%   
20 or more years 50.3%    17.0%    30.8%    79.6%    17.0%    66.5%   
Multi/single status
2 or more locations 62.4%    16.1%    29.9%    78.6%    14.2%    66.1%   
1 location only 17.9%    17.5%    25.7%    44.9%    17.6%    20.7%   
Percent full-time employees
Less than 25% 37.5%    20.0%    18.9%    65.8%    20.5%    48.9%   
25-49 % 45.6%    17.5%    13.9%    74.1%    17.8%    58.4%   
50-74 % 39.8%    16.3%    34.3%    74.3%    16.7%    61.9%   
75% or more 40.6%    17.4%    31.5%    81.2%    17.3%    63.8%   
Union presence
No union employees 36.6%    16.3%    28.9%    77.1%    16.3%    58.3%   
Has union employees 72.3%    40.2%    34.3%    82.7%    40.5%    79.0%   
Percent low-wage employees
50% or more low-wage 46.1%    19.9%    21.4%    71.2%    20.5%    56.5%   
Less than 50% low-wage 39.3%    17.0%    32.4%    81.4%    16.9%    64.1%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a Standard errors for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.59%    0.81%    1.43%    0.74%    0.89%    0.66%   
Industry group **
Agric., fish., forest. 7.33%    8.40% * 14.43% * 6.63%    8.86% * 9.61%   
Mining and manufacturing 2.36%    3.28%    3.46%    1.81%    3.79%    2.23%   
Construction 2.51%    2.70%    5.13%    5.78%    2.89%    3.83%   
Utilities and transp. 3.50%    4.95%    9.67%    2.42%    5.33%    2.78%   
Wholesale trade 2.43%    3.51%    5.49%    2.01%    3.90%    2.56%   
Fin. svs. and real estate 1.79%    2.90%    4.08%    1.83%    3.28%    1.74%   
Retail trade 1.66%    2.35%    4.55%    1.68%    2.62%    1.63%   
Professional services 1.14%    1.27%    2.27%    1.45%    1.38%    1.43%   
Other services 1.39%    1.72%    2.80%    1.59%    1.92%    1.59%   
Ownership
For profit, incorporated 0.72%    0.95%    1.85%    0.80%    1.05%    0.76%   
For profit, unincorporated 1.49%    1.78%    3.53%    2.39%    1.92%    1.98%   
Nonprofit 1.76%    2.58%    2.94%    2.69%    3.05%    1.82%   
Age of firm
Less than 5 years 2.74%    2.89%    7.44%    10.05%    3.09%    4.44%   
5-9 years 1.85%    1.97%    6.17%    8.13%    2.12%    3.51%   
10-19 years 1.41%    1.60%    3.51%    3.02%    1.73%    2.10%   
20 or more years 0.71%    1.11%    1.65%    0.76%    1.25%    0.71%   
Multi/single status
2 or more locations 0.69%    1.39%    1.67%    0.74%    1.74%    0.70%   
1 location only 0.87%    0.90%    1.91%    4.49%    0.95%    1.29%   
Percent full-time employees
Less than 25% 2.42%    3.43%    4.39%    2.86%    3.96%    2.62%   
25-49 % 1.99%    3.14%    3.15%    2.42%    3.65%    2.24%   
50-74 % 1.78%    2.19%    4.45%    2.31%    2.39%    2.04%   
75% or more 0.72%    0.93%    1.73%    0.83%    1.03%    0.79%   
Union presence
No union employees 0.62%    0.80%    1.48%    0.82%    0.88%    0.73%   
Has union employees 1.73%    4.96%    5.23%    1.65%    5.62%    1.60%   
Percent low-wage employees
50% or more low-wage 1.36%    2.26%    2.47%    1.50%    2.66%    1.37%   
Less than 50% low-wage 0.68%    0.86%    1.72%    0.84%    0.94%    0.78%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.