Table I.F.10 Average individual out-of-pocket maximum (in dollars) per employee enrolled with single coverage in a health insurance plan that had a maximum out-of-pocket at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 4,246    4,373    4,377    4,626    4,288    4,105    4,446    4,206   
Industry group **
Agric., fish., forest. 4,562    --    --    5,103    4,595    4,493    4,577    4,557   
Mining and manufacturing 4,161    4,249    4,297    4,921    4,276    3,894    4,489    4,120   
Construction 4,499    4,433    4,450    4,611    4,622    4,131    4,435    4,545   
Utilities and transp. 4,228    5,212    4,684    4,903    4,427    4,063    4,880    4,163   
Wholesale trade 4,235    3,835    4,045    4,608    4,170    4,194    4,166    4,255   
Fin. svs. and real estate 4,063    4,780    4,674    4,190    3,938    4,017    4,519    4,012   
Retail trade 4,523    4,056    4,574    4,726    4,722    4,428    4,468    4,533   
Professional services 4,214    4,377    4,365    4,622    4,235    4,072    4,498    4,158   
Other services 4,273    4,470    4,259    4,456    4,256    4,204    4,365    4,251   
Ownership
For profit, incorporated 4,269    4,330    4,409    4,701    4,302    4,132    4,470    4,229   
For profit, unincorporated 4,261    4,533    4,493    4,439    4,252    4,107    4,488    4,193   
Nonprofit 4,130    4,321    3,894    4,466    4,274    3,972    4,198    4,122   
Age of firm
Less than 5 years 4,392    4,321    4,929    4,677    4,130    3,053    4,761    4,037   
5-9 years 4,474    4,102    4,206    5,026    4,515    3,835    4,301    4,605   
10-19 years 4,366    4,630    4,572    4,520    4,203    4,145    4,598    4,247   
20 or more years 4,207    4,319    4,201    4,594    4,298    4,111    4,345    4,190   
Multi/single status
2 or more locations 4,169    3,209    4,135    4,684    4,269    4,113    4,363    4,164   
1 location only 4,417    4,401    4,392    4,607    4,313    3,800    4,456    4,381   
Percent full-time employees
Less than 25% 4,329    3,881    4,366    4,787    4,756    4,017    4,451    4,303   
25-49 % 4,438    4,015    4,584    4,607    4,636    4,308    4,418    4,442   
50-74 % 4,454    4,549    4,073    4,600    4,299    4,491    4,513    4,443   
75% or more 4,207    4,373    4,397    4,627    4,257    4,042    4,439    4,160   
Union presence
No union employees 4,259    4,383    4,395    4,630    4,336    4,059    4,460    4,210   
Has union employees 4,188    3,905    3,566    4,555    3,849    4,226    3,952    4,194   
Percent low-wage employees
50% or more low-wage 4,504    4,974    4,164    4,652    4,786    4,355    4,642    4,486   
Less than 50% low-wage 4,208    4,331    4,392    4,622    4,211    4,066    4,428    4,162   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.10 Standard errors for average individual out-of-pocket maximum (in dollars) per employee enrolled with single coverage in a health insurance plan that had a maximum out-of-pocket at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 21.34    80.43    89.45    58.55    47.94    28.62    47.22    23.80   
Industry group **
Agric., fish., forest. 306.98    --    --    669.13    629.49    526.14    479.30    371.12   
Mining and manufacturing 62.49    373.37    342.47    191.66    115.43    79.18    156.12    67.60   
Construction 107.85    289.59    328.65    174.58    233.13    177.87    182.56    131.53   
Utilities and transp. 98.60    289.23    438.29    275.09    227.99    118.24    251.98    103.87   
Wholesale trade 81.70    296.23    220.52    196.43    190.75    115.52    145.14    96.66   
Fin. svs. and real estate 59.39    202.61    321.74    197.64    138.01    73.82    157.92    63.86   
Retail trade 56.89    234.27    245.81    199.78    149.03    62.71    137.97    62.30   
Professional services 40.31    128.11    125.41    99.84    82.34    59.01    75.63    45.78   
Other services 49.64    187.85    206.63    129.35    131.73    61.83    110.13    55.45   
Ownership
For profit, incorporated 24.87    98.13    107.90    72.21    60.25    31.40    57.41    27.51   
For profit, unincorporated 59.80    166.11    191.05    133.61    120.42    99.39    101.18    71.42   
Nonprofit 59.53    233.04    262.20    141.52    108.27    87.28    137.27    64.57   
Age of firm
Less than 5 years 137.23    237.77    405.36    220.40    217.12    330.30    180.78    174.84   
5-9 years 114.34    200.16    249.67    255.83    200.26    192.55    146.29    166.07   
10-19 years 64.92    144.77    136.73    118.05    124.74    174.09    85.03    87.51   
20 or more years 23.24    119.30    111.97    69.75    55.01    29.05    61.28    24.97   
Multi/single status
2 or more locations 25.04    516.93    315.55    132.53    55.49    28.56    135.11    25.44   
1 location only 40.81    80.48    92.82    64.51    84.74    270.68    50.33    63.11   
Percent full-time employees
Less than 25% 125.42    430.78    424.12    353.37    280.47    132.22    349.71    132.23   
25-49 % 86.22    354.90    333.15    198.86    191.35    116.63    186.57    95.61   
50-74 % 57.66    224.01    226.86    141.46    154.10    74.42    121.62    64.60   
75% or more 24.04    89.61    99.82    66.87    53.47    32.11    53.01    26.82   
Union presence
No union employees 23.09    81.34    90.51    60.16    48.66    32.70    48.06    26.23   
Has union employees 55.83    557.68    517.27    246.40    197.49    59.22    230.76    56.95   
Percent low-wage employees
50% or more low-wage 50.16    283.69    242.78    141.49    108.24    62.43    147.52    53.18   
Less than 50% low-wage 23.35    83.17    94.06    63.78    51.94    31.77    49.66    26.26   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.