Table I.F.11 Average family maximum out-of-pocket (in dollars) per employee enrolled with family coverage in a health insurance plan that had a maximum out-of-pocket at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 8,183    8,883    8,681    8,737    8,078    8,062    8,821    8,098   
Industry group **
Agric., fish., forest. 7,831    --    --    --    7,080    7,769    9,384    7,506   
Mining and manufacturing 7,880    9,676    8,242    9,279    7,948    7,555    8,990    7,793   
Construction 8,609    9,475    8,351    8,085    9,438    8,143    8,649    8,586   
Utilities and transp. 8,038    8,299    9,070    6,659    7,896    8,102    8,488    8,011   
Wholesale trade 8,101    8,202    8,651    8,350    8,232    7,915    8,501    8,023   
Fin. svs. and real estate 8,220    9,691    9,754    8,411    7,443    8,274    9,419    8,153   
Retail trade 9,063    9,901    8,988    8,971    8,352    9,194    9,711    8,981   
Professional services 8,149    9,056    8,725    8,915    8,065    7,981    8,824    8,057   
Other services 8,104    7,802    8,528    9,188    8,038    7,934    8,505    8,029   
Ownership
For profit, incorporated 8,243    8,901    8,803    8,729    8,150    8,129    8,911    8,156   
For profit, unincorporated 8,074    9,929    8,438    9,072    7,949    7,688    9,027    7,882   
Nonprofit 7,969    7,119    8,085    8,389    7,898    7,969    7,839    7,981   
Age of firm
Less than 5 years 8,559    9,340    9,751    9,065    7,539    7,188    9,639    7,564   
5-9 years 8,388    8,318    8,095    9,035    8,519    7,504    8,190    8,520   
10-19 years 8,462    9,783    8,739    8,687    7,895    8,240    9,233    8,123   
20 or more years 8,132    8,295    8,666    8,681    8,105    8,063    8,645    8,091   
Multi/single status
2 or more locations 8,106    --    7,648    8,963    8,120    8,077    8,782    8,097   
1 location only 8,431    8,908    8,753    8,674    8,017    7,466    8,824    8,108   
Percent full-time employees
Less than 25% 7,770    --    --    8,142    7,385    8,093    7,207    7,892   
25-49 % 8,605    9,247    9,246    9,255    8,619    8,388    9,185    8,494   
50-74 % 8,687    9,583    8,620    8,453    7,844    8,835    8,845    8,666   
75% or more 8,129    8,851    8,681    8,756    8,088    7,976    8,836    8,037   
Union presence
No union employees 8,244    8,931    8,642    8,864    8,060    8,114    8,801    8,152   
Has union employees 7,986    7,839    9,060    7,935    8,194    7,941    9,058    7,943   
Percent low-wage employees
50% or more low-wage 8,669    8,740    7,862    8,508    8,956    8,626    8,397    8,697   
Less than 50% low-wage 8,147    8,894    8,713    8,751    8,009    8,019    8,845    8,053   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.11 Standard errors for average family maximum out-of-pocket (in dollars) per employee enrolled with family coverage in a health insurance plan that had a maximum out-of-pocket at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 65.33    260.80    215.43    171.71    137.09    87.42    135.72    71.58   
Industry group **
Agric., fish., forest. 570.92    --    --    --    1,059.73    840.66    1,077.23    639.59   
Mining and manufacturing 196.96    929.93    1,133.60    390.65    286.34    275.36    420.97    207.75   
Construction 322.40    691.09    443.77    593.19    701.03    429.43    391.27    457.35   
Utilities and transp. 244.54    609.27    851.38    753.23    626.56    283.59    390.02    257.83   
Wholesale trade 180.59    751.99    573.09    509.95    425.45    228.91    340.46    204.96   
Fin. svs. and real estate 187.91    638.04    621.87    499.52    265.49    229.65    392.35    198.16   
Retail trade 148.33    928.66    842.22    507.65    391.57    168.65    427.23    158.00   
Professional services 106.01    483.27    342.59    249.25    226.04    139.71    227.62    115.72   
Other services 186.78    621.62    658.97    461.65    443.53    240.25    426.66    204.85   
Ownership
For profit, incorporated 70.02    304.92    256.39    210.98    163.51    89.84    161.13    76.24   
For profit, unincorporated 278.63    545.58    496.20    329.04    391.45    452.63    294.81    321.71   
Nonprofit 159.07    747.57    610.57    489.58    308.18    207.93    438.85    168.76   
Age of firm
Less than 5 years 426.79    709.75    1,070.21    526.54    883.97    972.85    472.78    620.55   
5-9 years 288.52    679.39    533.01    567.04    585.11    626.88    403.95    392.62   
10-19 years 184.84    560.58    326.40    386.54    333.64    395.97    294.14    228.74   
20 or more years 72.48    335.03    299.61    213.92    154.16    90.36    167.26    76.95   
Multi/single status
2 or more locations 78.28    --    604.38    360.51    175.08    88.97    316.21    79.19   
1 location only 112.72    264.38    226.27    195.00    221.53    479.28    145.44    164.53   
Percent full-time employees
Less than 25% 394.21    --    --    651.36    793.73    532.06    838.18    441.21   
25-49 % 306.91    615.29    1,067.88    713.96    711.26    416.20    533.32    348.14   
50-74 % 157.20    612.17    596.77    596.35    457.88    181.09    427.90    168.75   
75% or more 71.94    306.39    232.29    185.13    147.48    96.60    148.97    78.71   
Union presence
No union employees 66.06    263.88    217.45    157.68    130.19    93.78    133.76    73.73   
Has union employees 174.77    1,472.41    949.86    730.84    560.02    192.42    714.22    178.54   
Percent low-wage employees
50% or more low-wage 170.39    932.45    752.14    461.56    414.97    208.96    480.17    181.22   
Less than 50% low-wage 68.98    273.09    222.32    180.13    143.78    92.71    141.06    75.72   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.