Table I.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,808    2,193    2,059    2,271    2,045    1,540    2,136    1,743   
Industry group **
Agric., fish., forest. 2,271    --    --    2,619    2,765 * 1,551    2,875    2,123   
Mining and manufacturing 1,670    1,958    2,410    2,457    1,781    1,359    2,191    1,605   
Construction 2,033    2,248    1,854    2,152    2,213    1,556    1,943    2,099   
Utilities and transp. 1,901    2,614    2,786    2,342    2,309    1,714    2,598    1,841   
Wholesale trade 1,861    1,990    1,955    2,594    1,748    1,586    2,083    1,797   
Fin. svs. and real estate 1,782    1,985    2,360    2,013    1,805    1,715    2,128    1,742   
Retail trade 1,917    2,426    2,364    2,336    2,410    1,567    2,305    1,847   
Professional services 1,730    2,125    1,941    2,261    2,023    1,408    2,122    1,650   
Other services 1,867    2,356    1,947    2,092    2,243    1,610    2,101    1,814   
Ownership
For profit, incorporated 1,819    2,273    2,120    2,316    2,036    1,566    2,184    1,749   
For profit, unincorporated 1,956    2,094    2,137    2,289    2,137    1,655    2,180    1,887   
Nonprofit 1,614    1,763    1,430    2,012    2,000    1,304    1,707    1,603   
Age of firm
Less than 5 years 1,978    2,029    1,806    2,301    1,951    990    2,025    1,931   
5-9 years 2,201    2,087    1,955    2,372    2,463    1,600    2,086    2,288   
10-19 years 2,128    2,354    2,190    2,210    2,110    1,859    2,172    2,104   
20 or more years 1,730    2,185    2,071    2,274    1,996    1,528    2,155    1,680   
Multi/single status
2 or more locations 1,649    1,548    2,125    2,266    1,934    1,542    2,101    1,639   
1 location only 2,169    2,207    2,055    2,273    2,195    1,452    2,140    2,198   
Percent full-time employees
Less than 25% 2,069    2,383    1,970    1,969    2,510    1,842    2,112    2,061   
25-49 % 1,872    2,093    1,924    2,364    2,304    1,516    2,044    1,847   
50-74 % 1,820    2,275    2,043    2,217    2,190    1,556    2,161    1,760   
75% or more 1,798    2,181    2,068    2,280    2,001    1,533    2,137    1,729   
Union presence
No union employees 1,876    2,208    2,077    2,291    2,083    1,569    2,154    1,809   
Has union employees 1,490    1,328    1,349    1,884    1,611    1,461    1,521    1,490   
Percent low-wage employees
50% or more low-wage 1,994    2,485    1,952    2,250    2,483    1,718    2,242    1,966   
Less than 50% low-wage 1,781    2,170    2,067    2,274    1,974    1,512    2,127    1,708   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17.09    63.48    62.94    52.69    44.20    20.99    34.70    19.41   
Industry group **
Agric., fish., forest. 420.95    --    --    658.10    1,016.95 * 149.21    484.81    509.89   
Mining and manufacturing 42.58    216.23    335.45    124.47    86.85    44.89    134.71    44.49   
Construction 77.29    214.82    163.97    127.40    184.22    108.71    102.05    108.26   
Utilities and transp. 62.83    305.19    269.84    166.49    202.41    69.22    147.26    66.77   
Wholesale trade 86.50    215.77    135.28    378.78    111.94    67.77    106.57    107.65   
Fin. svs. and real estate 48.54    143.13    225.80    111.83    92.21    66.57    106.78    53.74   
Retail trade 42.81    204.34    175.10    137.78    112.84    37.44    107.12    46.51   
Professional services 30.39    102.98    96.54    83.41    68.27    36.65    59.86    33.99   
Other services 48.43    175.89    141.66    99.74    170.56    47.32    86.38    55.62   
Ownership
For profit, incorporated 20.16    75.58    78.02    67.24    53.49    24.29    42.13    22.80   
For profit, unincorporated 52.97    137.10    134.48    100.77    145.50    67.46    77.72    64.87   
Nonprofit 42.08    210.61    139.57    118.05    87.52    46.99    97.13    45.73   
Age of firm
Less than 5 years 148.56    178.33    233.96    160.81    401.23    202.45    115.17    277.19   
5-9 years 98.74    172.49    137.66    166.60    235.56    182.35    96.23    155.39   
10-19 years 48.87    130.03    134.00    86.21    106.93    93.78    71.77    64.79   
20 or more years 18.26    89.08    82.29    74.46    42.23    21.64    46.94    19.69   
Multi/single status
2 or more locations 18.38    383.11    208.15    86.23    41.66    21.24    99.21    18.68   
1 location only 38.12    64.18    65.73    64.26    89.00    144.15    37.07    65.58   
Percent full-time employees
Less than 25% 106.43    384.45    218.47    184.42    305.07    98.68    174.36    122.15   
25-49 % 64.58    217.89    160.43    157.14    139.40    67.55    109.28    71.69   
50-74 % 43.24    160.44    160.06    98.04    129.61    48.02    84.78    48.40   
75% or more 19.57    72.03    70.67    60.84    50.39    24.19    39.17    22.32   
Union presence
No union employees 19.23    64.34    64.03    53.73    46.65    25.37    35.19    22.45   
Has union employees 36.35    254.81    289.38    268.49    156.51    36.19    174.22    37.05   
Percent low-wage employees
50% or more low-wage 47.82    224.05    176.43    110.83    128.33    50.00    122.31    51.27   
Less than 50% low-wage 18.37    65.97    66.14    58.04    46.26    23.12    36.13    21.07   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.