Table I.F.9 Percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 94.4%    81.3%    86.4%    93.3%    92.6%    96.5%    86.8%    95.5%   
Industry group **
Agric., fish., forest. 91.7%    --    --    --    91.9%    90.4%    91.7%    91.7%   
Mining and manufacturing 92.2%    76.0%    81.4%    92.3%    90.9%    93.6%    85.8%    92.7%   
Construction 92.5%    83.1%    92.4%    96.4%    87.1%    99.7%    90.5%    93.8%   
Utilities and transp. 97.7%    90.4%    92.4%    97.4%    89.7%    99.3%    93.1%    98.0%   
Wholesale trade 94.6%    74.0%    82.0%    93.0%    96.4%    97.9%    83.7%    97.0%   
Fin. svs. and real estate 95.8%    74.3%    89.2%    91.7%    93.6%    97.2%    84.9%    96.5%   
Retail trade 95.0%    82.0%    85.7%    88.2%    94.8%    97.5%    82.4%    96.9%   
Professional services 94.0%    82.5%    86.1%    94.7%    92.9%    95.6%    87.1%    95.0%   
Other services 95.0%    83.6%    84.8%    91.9%    95.0%    97.6%    86.6%    96.7%   
Ownership
For profit, incorporated 94.5%    80.5%    86.5%    93.8%    92.1%    96.7%    86.7%    95.6%   
For profit, unincorporated 94.9%    79.2%    85.5%    93.6%    95.9%    97.9%    85.3%    97.2%   
Nonprofit 93.4%    91.0%    87.9%    90.4%    92.2%    94.5%    90.1%    93.7%   
Age of firm
Less than 5 years 88.7%    79.8%    88.7%    90.3%    92.6%    95.0%    84.2%    93.2%   
5-9 years 94.0%    83.5%    93.1%    95.3%    97.8%    94.3%    90.1%    96.8%   
10-19 years 90.6%    76.8%    86.1%    95.2%    88.2%    98.1%    84.3%    93.6%   
20 or more years 95.0%    84.5%    84.4%    92.6%    93.1%    96.4%    87.6%    95.7%   
Multi/single status
2 or more locations 95.6%    --    81.6%    95.2%    91.8%    96.4%    91.5%    95.7%   
1 location only 90.6%    81.1%    86.8%    92.8%    93.9%    98.1%    86.3%    94.5%   
Percent full-time employees
Less than 25% 93.3%    79.4%    89.8%    87.9%    96.1%    97.0%    80.4%    96.7%   
25-49 % 93.4%    84.8%    85.5%    78.3%    89.2%    99.1%    82.3%    95.8%   
50-74 % 92.9%    81.2%    90.1%    91.6%    88.8%    95.1%    87.1%    93.7%   
75% or more 94.6%    81.2%    86.2%    94.0%    93.0%    96.5%    87.1%    95.6%   
Union presence
No union employees 94.4%    82.3%    87.1%    93.7%    93.3%    96.6%    87.3%    95.6%   
Has union employees 94.5%    63.9%    80.6%    91.0%    89.0%    96.2%    81.2%    95.1%   
Percent low-wage employees
50% or more low-wage 93.3%    88.0%    77.3%    87.7%    90.8%    95.8%    84.6%    94.3%   
Less than 50% low-wage 94.5%    80.8%    86.8%    93.7%    92.8%    96.5%    86.9%    95.6%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.9 Standard errors for percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2017
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.39%    2.31%    1.80%    0.82%    1.11%    0.46%    1.05%    0.42%   
Industry group **
Agric., fish., forest. 4.46%    --    --    --    4.46%    7.86%    6.03%    5.25%   
Mining and manufacturing 1.69%    9.78%    6.76%    2.76%    3.74%    2.25%    3.26%    1.82%   
Construction 2.03%    8.00%    3.41%    1.37%    6.23%    0.27%    2.69%    2.82%   
Utilities and transp. 0.65%    6.81%    4.87%    1.72%    4.34%    0.33%    2.83%    0.66%   
Wholesale trade 0.91%    7.96%    5.51%    2.45%    1.14%    0.90%    3.44%    0.72%   
Fin. svs. and real estate 0.71%    10.91%    5.42%    2.91%    2.34%    0.66%    4.58%    0.67%   
Retail trade 0.74%    6.63%    5.79%    4.08%    1.76%    0.58%    4.19%    0.55%   
Professional services 0.64%    3.56%    3.43%    1.17%    1.49%    0.80%    1.82%    0.67%   
Other services 0.68%    5.00%    5.22%    2.12%    1.61%    0.59%    2.66%    0.58%   
Ownership
For profit, incorporated 0.48%    2.76%    2.13%    0.98%    1.48%    0.55%    1.25%    0.52%   
For profit, unincorporated 0.70%    6.12%    4.04%    1.61%    1.12%    0.59%    2.66%    0.51%   
Nonprofit 1.03%    3.67%    5.98%    2.63%    2.37%    1.30%    2.47%    1.10%   
Age of firm
Less than 5 years 2.30%    6.67%    5.14%    3.28%    3.12%    4.28%    3.74%    2.23%   
5-9 years 1.17%    5.79%    3.00%    1.50%    0.95%    2.92%    2.40%    0.98%   
10-19 years 1.64%    4.85%    3.39%    1.40%    4.55%    0.70%    2.39%    2.17%   
20 or more years 0.41%    2.99%    2.73%    1.17%    1.10%    0.49%    1.35%    0.43%   
Multi/single status
2 or more locations 0.46%    --    6.81%    1.09%    1.62%    0.47%    2.29%    0.47%   
1 location only 0.72%    2.34%    1.86%    1.01%    1.32%    0.99%    1.12%    0.90%   
Percent full-time employees
Less than 25% 2.05%    11.38%    6.50%    7.58%    1.84%    1.39%    8.14%    1.06%   
25-49 % 1.59%    8.21%    7.24%    8.54%    5.02%    0.31%    4.92%    1.56%   
50-74 % 1.44%    5.93%    3.37%    2.61%    3.70%    1.88%    2.99%    1.60%   
75% or more 0.42%    2.66%    1.98%    0.85%    1.20%    0.49%    1.14%    0.45%   
Union presence
No union employees 0.46%    2.18%    1.75%    0.71%    1.13%    0.61%    1.01%    0.51%   
Has union employees 0.74%    16.16%    9.45%    3.97%    3.85%    0.58%    6.03%    0.72%   
Percent low-wage employees
50% or more low-wage 0.85%    5.15%    8.49%    3.36%    2.42%    0.83%    3.64%    0.85%   
Less than 50% low-wage 0.42%    2.45%    1.83%    0.85%    1.19%    0.49%    1.09%    0.45%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2017 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.