Table I.A.2.h Percent of private-sector establishments that offer health insurance by health insurance offers to retirees by selected characteristics: United States, 2018
Characteristics Insurance to retirees under 65 Insurance to retirees 65 and over
United States 11.1%    8.7%   
Firm size
Less than 50 employees 2.1%    2.5%   
50+ employees 19.2%    14.2%   
Less than 10 employees 2.3%    3.1%   
10-24 employees 1.6%    1.5%   
25-99 employees 2.3%    2.4%   
100-999 employees 6.8%    6.0%   
1000+ employees 27.4%    19.7%   
Industry group **
Agric., fish., forest. 4.0% * 3.2% *
Mining and manufacturing 9.3%    7.9%   
Construction 3.7% * 2.5%   
Utilities and transp. 25.6%    19.7%   
Wholesale trade 12.2%    7.6%   
Fin. svs. and real estate 18.5%    15.3%   
Retail trade 14.1%    11.2%   
Professional services 10.6%    7.3%   
Other services 4.6%    4.7%   
Ownership
For profit, incorporated 12.4%    9.7%   
For profit, unincorporated 6.0%    4.9%   
Nonprofit 10.9%    7.9%   
Age of firm
Less than 5 years 1.3% * 1.5% *
5-9 years 1.6%    2.5% *
10-19 years 2.4%    3.3%   
20 or more years 15.5%    11.5%   
Multi/single status
2 or more locations 19.6%    14.5%   
1 location only 2.1%    2.6%   
Percent full-time employees
Less than 25% 6.5%    5.5%   
25-49 % 5.5%    4.4%   
50-74 % 7.7%    6.6%   
75% or more 12.7%    9.8%   
Union presence
No union employees 7.7%    6.3%   
Has union employees 39.6%    28.9%   
Percent low wage employees **
50% or more low-wage 7.3%    6.3%   
Less than 50% low-wage 12.0%    9.2%   
Percent women employees
Less than 25% 8.0%    6.1%   
25-49 % 17.0%    12.0%   
50-74 % 12.2%    10.0%   
75% or more 8.4%    7.2%   
Percent age 50 or older employees
Less than 25% 7.2%    6.4%   
25-49 % 19.5%    13.9%   
50-74 % 9.6%    7.2%   
75% or more 2.9%    3.9%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Retiree estimates for years prior to 2011 are provided in Table I.A.2.e for those earlier years.

 

Table I.A.2.h Standard errors for percent of private-sector establishments that offer health insurance by health insurance offers to retirees by selected characteristics: United States, 2018
Characteristics Insurance to retirees under 65 Insurance to retirees 65 and over
United States 0.39%    0.37%   
Firm size
Less than 50 employees 0.31%    0.36%   
50+ employees 0.66%    0.61%   
Less than 10 employees 0.47%    0.56%   
10-24 employees 0.38%    0.40%   
25-99 employees 0.37%    0.38%   
100-999 employees 0.62%    0.62%   
1000+ employees 1.00%    0.92%   
Industry group **
Agric., fish., forest. 2.25% * 1.80% *
Mining and manufacturing 0.97%    1.00%   
Construction 1.22% * 0.63%   
Utilities and transp. 2.49%    2.35%   
Wholesale trade 1.47%    1.34%   
Fin. svs. and real estate 1.41%    1.35%   
Retail trade 1.16%    1.07%   
Professional services 0.77%    0.72%   
Other services 0.64%    0.63%   
Ownership
For profit, incorporated 0.50%    0.47%   
For profit, unincorporated 0.67%    0.73%   
Nonprofit 1.09%    0.98%   
Age of firm
Less than 5 years 0.57% * 0.68% *
5-9 years 0.47%    0.76% *
10-19 years 0.47%    0.64%   
20 or more years 0.55%    0.51%   
Multi/single status
2 or more locations 0.68%    0.63%   
1 location only 0.30%    0.35%   
Percent full-time employees
Less than 25% 1.22%    0.98%   
25-49 % 0.91%    0.84%   
50-74 % 0.97%    0.89%   
75% or more 0.49%    0.47%   
Union presence
No union employees 0.35%    0.34%   
Has union employees 2.06%    1.95%   
Percent low wage employees **
50% or more low-wage 0.72%    0.68%   
Less than 50% low-wage 0.46%    0.43%   
Percent women employees
Less than 25% 0.60%    0.52%   
25-49 % 1.08%    0.98%   
50-74 % 0.84%    0.80%   
75% or more 0.69%    0.70%   
Percent age 50 or older employees
Less than 25% 0.50%    0.49%   
25-49 % 0.88%    0.82%   
50-74 % 1.02%    0.84%   
75% or more 0.69%    1.14%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Retiree estimates for years prior to 2011 are provided in Table I.A.2.e for those earlier years.