Table I.C.1.a Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 6,557    6,758    6,410    6,167    6,410    6,916    6,448    6,592   
Industry group **
Agric., fish., forest. 6,199    --    --    --    --    --    --    6,393   
Mining and manufacturing 6,502    --    6,686    5,891    6,305    7,102    6,780    6,402   
Construction 6,145    6,767    5,151    6,775    6,351    --    6,072    6,207   
Utilities and transp. 6,413    --    --    6,839    6,388    6,146    6,265    6,455   
Wholesale trade 6,294    7,711    6,878    5,966    6,129    6,031    6,627    6,092   
Fin. svs. and real estate 7,046    6,061    6,541    7,146    6,457    7,783    6,376    7,273   
Retail trade 6,054    7,294    5,965    5,807    6,018    5,989    6,442    5,909   
Professional services 6,788    6,733    6,773    5,981    6,672    7,215    6,478    6,866   
Other services 6,480    6,459    6,484    6,191    6,063    6,951    6,486    6,479   
Ownership
For profit, incorporated 6,384    6,938    6,162    6,169    6,100    6,715    6,402    6,377   
For profit, unincorporated 6,310    6,329    7,444    5,585    6,564    6,296    6,423    6,257   
Nonprofit 7,194    6,334    7,153    6,893    7,019    7,449    6,897    7,225   
Age of firm
Less than 5 years 6,166    5,786    6,708    5,528    6,847    3,841 * 6,040    6,294   
5-9 years 6,071    7,008    5,722    5,291    6,329    6,316    6,187    5,988   
10-19 years 6,110    7,180    5,871    5,826    6,131    6,226    6,200    6,040   
20 or more years 6,710    6,886    6,711    6,497    6,436    6,955    6,693    6,714   
Multi/single status
2 or more locations 6,789    --    6,421    6,463    6,554    6,938    6,555    6,797   
1 location only 6,306    6,741    6,409    6,117    6,241    6,425    6,440    6,184   
Percent full-time employees
Less than 25% 6,261    --    --    5,878    6,432    6,752    5,560    6,464   
25-49 % 5,887    6,600    5,784    5,548    5,875    6,205    5,904    5,883   
50-74 % 6,519    7,523    7,540    5,942    6,174    6,599    7,122    6,376   
75% or more 6,604    6,675    6,357    6,240    6,477    7,014    6,413    6,670   
Union presence
No union employees 6,485    6,854    6,363    6,085    6,330    6,969    6,453    6,497   
Has union employees 6,907    --    --    8,470    7,024    6,824    6,290    6,936   
Percent low-wage employees
50% or more low-wage 5,807    6,090    5,309    5,415    6,050    5,790    5,500    5,871   
Less than 50% low-wage 6,645    6,807    6,485    6,246    6,468    7,045    6,524    6,686   
Percent women employees
Less than 25% 6,253    7,148    5,908    6,234    6,443    5,730    6,351    6,187   
25-49 % 6,372    6,841    6,813    5,904    6,160    6,629    6,428    6,359   
50-74 % 6,699    6,393    6,371    6,113    6,456    7,105    6,381    6,768   
75% or more 6,908    6,452    7,225    6,348    6,581    7,548    6,746    6,952   
Percent age 50 or older employees
Less than 25% 6,188    6,194    6,011    5,890    6,356    6,348    5,957    6,286   
25-49 % 6,724    6,961    6,445    6,133    6,370    7,128    6,519    6,760   
50-74 % 7,011    7,314    7,387    7,002    6,931    6,718    7,195    6,902   
75% or more 7,399    7,730    --    7,991    5,844    7,437    7,924    6,637   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a Standard errors for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 64.48    223.44    173.54    112.86    119.74    123.50    103.20    78.42   
Industry group **
Agric., fish., forest. 837.83    --    --    --    --    --    --    899.93   
Mining and manufacturing 148.85    --    535.43    259.19    203.15    198.40    376.53    147.82   
Construction 290.35    591.14    490.39    563.32    364.34    --    340.63    450.68   
Utilities and transp. 320.29    --    --    1,061.42    449.45    436.86    422.00    393.60   
Wholesale trade 222.11    876.12    502.28    195.16    337.89    765.49    310.37    292.15   
Fin. svs. and real estate 292.87    382.85    535.73    456.82    372.17    568.19    271.61    371.56   
Retail trade 124.38    512.71    386.02    254.72    328.25    169.46    246.43    144.46   
Professional services 89.99    480.04    290.20    169.73    188.72    113.12    214.29    98.73   
Other services 184.51    382.37    521.89    228.62    423.81    319.87    241.82    222.64   
Ownership
For profit, incorporated 77.97    297.11    191.44    136.85    149.50    153.61    126.67    96.75   
For profit, unincorporated 173.96    277.03    435.53    236.82    419.03    256.79    210.98    236.10   
Nonprofit 142.44    565.11    584.10    318.00    195.16    234.47    295.38    153.59   
Age of firm
Less than 5 years 393.94    349.66    769.06    311.68    855.42    1,331.68 * 322.16    702.13   
5-9 years 271.17    733.75    366.32    256.40    556.54    620.14    366.51    389.86   
10-19 years 133.71    454.79    347.90    203.99    219.65    524.09    226.75    159.56   
20 or more years 75.08    313.33    220.48    158.77    125.87    126.43    128.41    87.04   
Multi/single status
2 or more locations 91.79    --    816.48    205.28    136.47    127.34    379.93    93.96   
1 location only 88.72    226.60    175.56    127.38    209.56    450.97    107.17    139.18   
Percent full-time employees
Less than 25% 277.00    --    --    612.32    483.20    371.79    611.07    295.35   
25-49 % 180.69    898.00    647.31    240.63    463.84    155.25    346.35    209.60   
50-74 % 153.76    804.10    903.15    232.36    290.08    193.71    460.92    153.70   
75% or more 74.64    228.06    179.69    130.59    137.04    150.14    107.28    92.84   
Union presence
No union employees 73.91    221.70    169.19    104.34    127.32    187.32    102.43    95.05   
Has union employees 119.45    --    --    1,253.76    362.74    88.29    877.62    116.07   
Percent low-wage employees
50% or more low-wage 194.20    628.20    538.26    224.54    390.91    290.90    283.33    224.58   
Less than 50% low-wage 68.33    234.71    179.99    122.28    126.04    130.47    108.24    83.70   
Percent women employees
Less than 25% 125.28    346.95    294.70    227.16    231.31    309.69    171.75    174.40   
25-49 % 121.74    530.58    392.10    178.07    323.43    124.56    239.43    139.41   
50-74 % 116.92    308.43    233.04    193.68    217.70    190.09    166.58    137.15   
75% or more 146.98    650.20    295.07    221.14    190.89    305.18    256.59    172.62   
Percent age 50 or older employees
Less than 25% 100.35    329.54    196.72    179.06    204.01    183.45    134.59    129.98   
25-49 % 103.03    443.69    421.44    162.88    155.45    165.60    213.38    114.84   
50-74 % 133.29    541.94    322.96    258.08    236.96    228.23    244.82    154.05   
75% or more 273.42    531.76    --    752.04    428.50    236.17    388.05    358.91   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.