Table I.D.1 Average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 19,565    17,922    18,961    18,181    19,444    19,948    18,296    19,743   
Industry group **
Agric., fish., forest. 17,515    --    --    --    --    --    14,608    18,095   
Mining and manufacturing 19,240    16,895    17,763    16,847    18,603    19,923    17,935    19,328   
Construction 17,679    16,860    16,604    18,772    16,179    20,242    16,656    18,241   
Utilities and transp. 19,151    --    19,601    16,958    19,386    19,300    18,771    19,180   
Wholesale trade 19,499    18,968    21,146    18,614    19,394    19,585    19,867    19,429   
Fin. svs. and real estate 19,985    17,769    22,381    19,339    20,535    19,917    19,695    20,010   
Retail trade 18,452    22,868    17,520    16,926    17,931    18,592    19,044    18,370   
Professional services 20,542    18,385    18,721    18,281    20,644    21,044    18,124    20,888   
Other services 18,855    16,468    19,562    19,247    19,698    18,624    18,371    18,953   
Ownership
For profit, incorporated 19,257    17,843    18,917    17,999    18,920    19,642    18,257    19,399   
For profit, unincorporated 19,018    19,200    18,881    17,564    18,805    19,513    18,489    19,150   
Nonprofit 21,176    14,843    19,400    20,359    21,514    21,365    18,187    21,385   
Age of firm
Less than 5 years 18,524    17,912    18,060    17,214    19,830    20,631    17,805    19,359   
5-9 years 17,469    16,160    17,261    16,684    18,450    18,391    16,716    18,018   
10-19 years 18,962    19,201    17,950    18,016    19,616    19,440    18,319    19,311   
20 or more years 19,750    17,771    19,936    18,633    19,477    19,970    18,801    19,826   
Multi/single status
2 or more locations 19,955    --    21,483    19,220    20,075    19,949    19,178    19,965   
1 location only 18,359    17,916    18,781    17,886    18,473    19,903    18,221    18,478   
Percent full-time employees
Less than 25% 19,230    --    17,155    18,772    19,746    19,145    18,824    19,334   
25-49 % 18,875    14,355    19,459    17,894    19,384    19,048    18,484    18,950   
50-74 % 19,255    18,480    17,659    17,417    18,559    19,876    17,932    19,461   
75% or more 19,613    17,870    19,076    18,237    19,515    19,981    18,316    19,791   
Union presence
No union employees 19,361    17,941    18,877    18,238    19,737    19,586    18,303    19,550   
Has union employees 20,173    17,731    20,215    17,690    17,689    20,680    18,222    20,249   
Percent low-wage employees
50% or more low-wage 18,003    17,281    17,711    16,720    17,767    18,283    17,334    18,081   
Less than 50% low-wage 19,675    17,976    19,025    18,256    19,569    20,069    18,354    19,863   
Percent women employees
Less than 25% 18,875    17,351    18,517    17,734    18,468    19,750    17,882    19,134   
25-49 % 19,640    18,085    20,408    18,834    19,479    19,773    19,235    19,677   
50-74 % 19,529    18,706    19,113    18,585    20,536    19,438    18,775    19,607   
75% or more 20,593    17,767    17,823    18,138    20,069    21,269    17,659    20,908   
Percent age 50 or older employees
Less than 25% 18,931    17,138    18,322    18,073    18,647    19,616    17,591    19,257   
25-49 % 19,850    18,391    19,059    18,022    20,148    19,986    18,496    19,942   
50-74 % 19,709    18,507    19,619    18,638    19,111    20,391    19,167    19,827   
75% or more 20,481    19,802    23,741    19,700    19,528    20,737    20,894    20,291   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1 Standard errors for average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 104.33    445.36    406.62    297.05    286.74    125.20    230.63    114.38   
Industry group **
Agric., fish., forest. 1,214.76    --    --    --    --    --    1,784.57    1,266.71   
Mining and manufacturing 216.42    1,131.87    1,108.57    1,022.25    369.19    260.55    620.76    227.29   
Construction 690.76    947.42    821.17    1,215.72    1,544.26    659.12    493.65    1,046.13   
Utilities and transp. 343.92    --    2,239.41    1,177.86    858.64    400.90    992.94    362.06   
Wholesale trade 287.71    1,141.84    1,958.79    492.54    620.33    357.83    961.73    288.34   
Fin. svs. and real estate 289.94    1,341.05    1,879.03    776.72    1,117.72    271.85    972.37    303.65   
Retail trade 257.29    2,350.25    1,031.38    655.00    587.86    292.62    1,047.08    251.27   
Professional services 202.15    698.78    480.45    444.59    370.50    274.42    354.48    221.51   
Other services 289.75    840.98    860.33    641.26    950.05    294.36    513.58    332.02   
Ownership
For profit, incorporated 124.71    558.49    511.02    373.63    326.97    152.97    280.53    136.84   
For profit, unincorporated 242.71    875.25    832.46    606.90    541.44    331.12    537.35    269.59   
Nonprofit 267.46    1,111.11    749.46    598.27    781.00    273.62    559.26    281.68   
Age of firm
Less than 5 years 602.77    744.08    1,169.01    770.94    1,611.55    1,706.96    559.92    1,102.98   
5-9 years 434.35    942.81    950.94    714.99    683.03    1,699.08    549.56    590.51   
10-19 years 262.77    855.43    625.21    513.10    457.75    580.70    430.38    321.94   
20 or more years 117.14    775.67    620.55    421.13    355.79    128.29    344.64    123.54   
Multi/single status
2 or more locations 115.20    --    1,694.29    439.27    322.37    126.19    730.78    116.30   
1 location only 230.83    450.40    419.14    358.23    514.01    935.43    243.00    375.99   
Percent full-time employees
Less than 25% 441.13    --    2,659.76    949.00    1,135.84    388.16    1,599.48    381.74   
25-49 % 460.41    2,735.98    1,217.14    1,166.70    750.87    689.63    1,227.89    495.44   
50-74 % 296.72    805.59    767.51    808.31    728.64    380.24    586.89    327.65   
75% or more 113.89    505.88    458.30    323.95    315.89    135.31    254.11    124.58   
Union presence
No union employees 116.16    406.32    426.24    222.39    263.77    161.58    229.34    130.24   
Has union employees 235.30    2,671.37    1,122.95    2,114.00    1,105.71    190.89    1,189.96    239.96   
Percent low-wage employees
50% or more low-wage 285.23    1,786.25    1,531.13    573.77    747.11    333.65    926.55    298.76   
Less than 50% low-wage 109.65    455.06    419.87    311.27    303.06    131.77    237.28    120.52   
Percent women employees
Less than 25% 195.73    688.33    709.60    555.06    483.32    207.85    374.76    226.89   
25-49 % 228.26    959.16    742.10    456.43    487.80    295.53    498.93    244.95   
50-74 % 185.90    913.23    746.32    464.51    753.77    172.27    477.62    199.33   
75% or more 206.72    1,021.63    584.72    447.62    405.12    269.02    439.40    221.68   
Percent age 50 or older employees
Less than 25% 151.70    729.47    535.15    464.99    330.35    196.11    340.81    168.33   
25-49 % 149.23    804.49    894.60    374.59    416.08    171.99    474.08    155.66   
50-74 % 366.08    677.50    819.27    1,041.11    1,189.15    339.13    427.62    438.62   
75% or more 509.11    1,226.79    923.28    1,103.62    846.43    826.97    894.68    619.74   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.