Table I.D.1.a Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 19,114    17,518    17,550    19,152    18,452    20,151    17,801    19,452   
Industry group **
Agric., fish., forest. 18,932    --    --    --    --    --    --    --   
Mining and manufacturing 19,030    --    17,389    17,618    18,255    21,377    18,716    19,098   
Construction 16,887    17,497    16,300    23,235    13,310    --    16,911    16,874   
Utilities and transp. 18,573    --    --    --    20,138    18,517    --    19,048   
Wholesale trade 18,358    --    16,188    18,711    18,692    19,367    17,315    18,947   
Fin. svs. and real estate 20,224    --    --    18,140    19,087    22,358    16,204    20,925   
Retail trade 18,943    --    16,334    17,701    19,159    19,147    18,961    18,938   
Professional services 19,692    18,182    18,851    18,445    19,072    20,464    18,147    19,977   
Other services 18,702    16,272    18,685    20,935    19,698    17,526    18,327    18,832   
Ownership
For profit, incorporated 18,659    17,686    17,428    19,653    17,575    19,572    17,927    18,882   
For profit, unincorporated 18,850    19,502    18,013    17,166    20,214    19,006    18,025    19,250   
Nonprofit 20,395    --    17,588    19,083    19,820    21,290    16,433    20,734   
Age of firm
Less than 5 years 19,297    17,354    15,364    16,630    24,424    --    16,105    22,492   
5-9 years 16,988    12,970    19,550    16,638    17,690    --    16,711    17,134   
10-19 years 18,862    19,583    16,074    19,278    19,801    19,027    18,191    19,461   
20 or more years 19,287    17,276    18,281    19,724    17,979    20,203    18,111    19,484   
Multi/single status
2 or more locations 19,896    --    15,441    19,238    19,520    20,140    16,786    19,978   
1 location only 18,025    17,390    17,698    19,133    17,217    20,421    17,880    18,146   
Percent full-time employees
Less than 25% 20,814    --    --    --    21,716    19,625    20,461    21,060   
25-49 % 17,599    --    --    15,600    18,653    18,070    16,886    17,898   
50-74 % 19,480    20,248    16,725    19,180    17,233    20,726    19,333    19,503   
75% or more 19,086    16,987    17,471    19,254    18,570    20,069    17,601    19,479   
Union presence
No union employees 19,057    18,275    17,499    18,426    19,023    20,268    17,938    19,461   
Has union employees 19,261    --    --    25,736    16,191    20,024    15,914    19,435   
Percent low-wage employees
50% or more low-wage 18,053    --    --    16,949    18,026    18,056    18,893    17,895   
Less than 50% low-wage 19,197    17,284    17,562    19,256    18,512    20,259    17,736    19,582   
Percent women employees
Less than 25% 18,104    16,687    16,981    19,709    17,005    19,646    17,615    18,367   
25-49 % 19,452    19,576    18,790    19,269    19,138    19,802    18,600    19,593   
50-74 % 19,212    18,078    17,120    18,023    19,363    19,736    17,706    19,505   
75% or more 19,948    15,892    18,392    18,618    18,611    21,570    17,427    20,394   
Percent age 50 or older employees
Less than 25% 18,943    17,154    17,428    19,579    19,046    19,858    17,443    19,645   
25-49 % 19,373    17,990    17,082    18,281    18,835    20,079    17,721    19,567   
50-74 % 18,412    18,103    18,299    19,842    16,113    21,049    18,534    18,368   
75% or more 19,517    17,606    --    --    --    21,843    19,383    19,639   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a Standard errors for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 271.93    749.19    508.00    615.87    708.52    293.85    362.69    330.46   
Industry group **
Agric., fish., forest. 1,044.55    --    --    --    --    --    --    --   
Mining and manufacturing 446.42    --    1,685.18    1,024.04    507.26    674.51    1,136.81    485.01   
Construction 2,295.32    2,485.18    1,383.80    2,697.46    3,433.80    --    1,024.14    3,437.53   
Utilities and transp. 979.38    --    --    --    1,062.72    1,632.70    --    1,168.15   
Wholesale trade 753.84    --    1,269.84    1,061.26    850.07    2,360.10    947.19    1,060.65   
Fin. svs. and real estate 605.42    --    --    1,171.52    917.38    900.21    1,135.77    666.92   
Retail trade 409.69    --    1,584.53    1,209.14    1,241.74    308.21    1,167.53    422.68   
Professional services 349.87    1,508.34    828.71    791.28    930.52    425.49    630.97    399.36   
Other services 726.37    1,455.32    1,173.74    1,226.87    1,884.02    739.78    1,010.62    911.38   
Ownership
For profit, incorporated 358.88    824.21    607.73    816.76    926.07    389.02    434.64    451.87   
For profit, unincorporated 795.87    1,787.53    1,085.37    775.04    2,091.15    1,152.88    735.68    1,111.82   
Nonprofit 434.73    --    1,754.67    967.64    1,041.67    452.79    1,170.65    453.26   
Age of firm
Less than 5 years 1,920.33    985.71    2,358.00    1,386.31    4,006.86    --    1,015.61    3,161.47   
5-9 years 898.73    879.74    1,301.91    890.81    1,413.10    --    902.55    1,246.13   
10-19 years 518.01    1,325.64    928.11    998.11    797.75    1,282.29    802.07    616.63   
20 or more years 317.79    1,237.11    625.76    886.30    829.08    299.10    483.73    363.77   
Multi/single status
2 or more locations 261.75    --    1,087.14    792.80    584.07    303.32    1,049.30    266.44   
1 location only 525.47    756.30    534.95    730.32    1,310.48    971.14    381.26    911.44   
Percent full-time employees
Less than 25% 1,115.28    --    --    --    1,300.71    979.88    2,424.02    884.62   
25-49 % 648.76    --    --    1,047.60    644.62    497.54    1,806.86    493.93   
50-74 % 443.77    1,234.93    1,232.01    1,347.26    1,214.28    310.94    958.55    491.16   
75% or more 322.18    842.91    551.76    677.79    848.20    361.40    393.70    395.90   
Union presence
No union employees 240.31    679.52    529.80    440.91    503.21    435.25    353.91    299.48   
Has union employees 756.66    --    --    2,850.68    2,528.81    392.86    1,953.48    790.50   
Percent low-wage employees
50% or more low-wage 662.95    --    --    937.31    1,188.35    818.14    1,031.20    778.53   
Less than 50% low-wage 289.93    800.01    521.61    641.70    793.86    306.98    378.87    354.53   
Percent women employees
Less than 25% 744.54    1,345.11    805.41    1,222.04    1,722.44    871.28    608.05    1,107.45   
25-49 % 419.42    1,714.77    1,292.90    933.64    978.44    498.87    882.57    464.80   
50-74 % 387.85    1,067.94    907.07    493.75    1,150.22    468.35    598.41    449.11   
75% or more 440.58    1,487.41    887.55    668.78    753.93    657.31    671.94    494.29   
Percent age 50 or older employees
Less than 25% 446.33    1,078.24    689.64    1,164.03    814.89    785.17    526.35    590.27   
25-49 % 268.38    1,369.35    790.33    561.70    651.27    345.36    517.59    293.72   
50-74 % 1,380.26    1,478.92    1,629.12    1,148.22    3,029.03    681.30    994.10    1,838.07   
75% or more 1,388.76    2,579.68    --    --    --    1,615.05    2,160.00    1,758.49   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.