Table I.D.1.c Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 18,354    18,094    19,078    18,308    18,087    18,493    18,304    18,373   
Industry group **
Agric., fish., forest. --    --    --    --    --    --    --    --   
Mining and manufacturing 18,197    --    --    17,480    17,970    18,551    17,507    18,277   
Construction 16,977    14,759    16,847    20,206    17,006    --    16,855    17,096   
Utilities and transp. 20,517    --    --    --    --    18,230    --    18,302   
Wholesale trade 17,879    --    --    17,846    17,702    16,428    19,553    17,353   
Fin. svs. and real estate 19,179    --    --    --    18,532    19,270    19,359    19,141   
Retail trade 16,745    --    --    18,050    16,483    15,654    17,661    16,342   
Professional services 19,616    21,319    17,332    19,097    20,410    19,479    18,927    19,891   
Other services 16,679    --    20,901    17,638    16,045    17,187    16,919    16,515   
Ownership
For profit, incorporated 18,333    18,697    19,768    17,600    18,056    18,405    18,617    18,222   
For profit, unincorporated 18,632    18,714    17,765    19,388    17,981    19,043    18,175    18,866   
Nonprofit 18,091    --    --    20,774    18,326    18,299    16,007    18,506   
Age of firm
Less than 5 years 19,771    --    --    --    17,453    --    20,288    17,489   
5-9 years 17,094    --    --    16,625    --    --    17,087    17,108   
10-19 years 19,299    20,378    17,932    19,977    19,094    18,844    19,066    19,564   
20 or more years 18,193    16,661    19,322    18,110    17,953    18,484    17,713    18,294   
Multi/single status
2 or more locations 18,442    --    --    18,846    17,812    18,785    17,467    18,469   
1 location only 18,218    18,156    19,039    18,102    18,844    --    18,356    17,957   
Percent full-time employees
Less than 25% 18,865    --    --    --    --    18,933    --    19,920   
25-49 % 15,989    --    --    --    16,883    13,649    --    16,589   
50-74 % 18,920    --    --    19,897    18,669    19,043    18,817    18,961   
75% or more 18,378    18,415    19,179    18,138    18,069    18,541    18,416    18,364   
Union presence
No union employees 18,438    18,210    19,238    18,170    18,856    18,057    18,348    18,480   
Has union employees 17,970    --    --    --    15,363    19,640    --    18,011   
Percent low-wage employees
50% or more low-wage 16,832    --    --    16,550    17,863    15,392    16,580    16,958   
Less than 50% low-wage 18,464    18,066    19,284    18,445    18,106    18,670    18,457    18,466   
Percent women employees
Less than 25% 18,045    19,428    19,996    17,675    17,145    17,774    19,083    17,438   
25-49 % 18,645    --    20,735    18,634    18,843    18,413    19,147    18,521   
50-74 % 18,265    14,970    18,732    19,109    18,187    18,529    17,076    18,537   
75% or more 18,867    --    14,213    18,712    20,231    19,476    16,180    19,958   
Percent age 50 or older employees
Less than 25% 18,345    17,934    19,102    17,990    17,950    18,922    17,953    18,567   
25-49 % 17,909    15,546    20,317    18,319    17,432    18,176    17,993    17,894   
50-74 % 19,065    18,942    15,704    20,242    19,741    18,799    18,422    19,303   
75% or more 22,205    --    --    --    --    --    22,243    --   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.c Standard errors for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 315.93    1,144.49    1,214.15    489.79    558.83    560.25    640.35    362.17   
Industry group **
Agric., fish., forest. --    --    --    --    --    --    --    --   
Mining and manufacturing 714.54    --    --    872.36    1,025.09    1,293.32    1,514.90    781.93   
Construction 756.12    1,882.88    1,711.17    1,412.14    1,183.36    --    1,186.82    955.01   
Utilities and transp. 2,505.75    --    --    --    --    491.56    --    445.63   
Wholesale trade 1,170.48    --    --    1,018.43    2,388.82    728.46    2,103.78    1,328.43   
Fin. svs. and real estate 853.13    --    --    --    987.70    1,286.98    2,727.31    851.92   
Retail trade 881.40    --    --    2,144.89    1,445.93    579.44    2,249.98    702.67   
Professional services 648.17    2,236.07    1,539.11    1,042.77    882.64    1,246.14    1,114.87    794.65   
Other services 731.78    --    4,553.98    984.97    1,196.19    681.01    1,496.44    693.17   
Ownership
For profit, incorporated 364.18    1,349.70    1,289.12    537.20    742.98    574.76    735.88    413.66   
For profit, unincorporated 799.57    2,298.95    3,384.62    1,534.14    1,357.17    1,337.81    1,595.30    898.68   
Nonprofit 951.17    --    --    688.11    654.04    2,130.26    1,822.52    1,107.35   
Age of firm
Less than 5 years 1,801.94    --    --    --    1,512.66    --    2,093.56    1,391.10   
5-9 years 1,057.38    --    --    794.40    --    --    1,526.03    813.38   
10-19 years 886.38    2,699.89    2,473.07    1,237.44    1,034.70    711.23    1,545.10    705.64   
20 or more years 352.61    1,371.65    1,098.98    613.37    631.55    580.21    688.00    403.05   
Multi/single status
2 or more locations 371.66    --    --    989.76    670.64    481.62    1,550.69    379.76   
1 location only 563.67    1,164.78    1,275.01    552.48    897.54    --    672.44    1,007.36   
Percent full-time employees
Less than 25% 843.46    --    --    --    --    995.39    --    915.49   
25-49 % 934.73    --    --    --    1,546.91    944.94    --    979.53   
50-74 % 465.93    --    --    892.83    1,016.62    304.70    1,369.45    368.42   
75% or more 349.88    1,273.28    1,365.64    531.54    606.12    631.28    704.95    401.37   
Union presence
No union employees 291.26    1,222.50    1,230.88    501.31    480.80    419.32    669.14    293.10   
Has union employees 1,134.71    --    --    --    1,535.06    1,687.04    --    1,226.86   
Percent low-wage employees
50% or more low-wage 1,185.62    --    --    2,304.83    1,897.45    572.08    3,008.94    964.95   
Less than 50% low-wage 328.43    1,106.06    1,260.61    490.11    584.24    596.51    643.54    381.73   
Percent women employees
Less than 25% 551.16    1,760.94    2,102.96    674.87    964.63    755.59    1,058.18    588.14   
25-49 % 562.83    --    1,462.14    1,206.23    1,117.96    839.88    1,207.98    625.99   
50-74 % 693.20    1,780.59    2,122.83    806.97    947.33    1,315.70    1,075.55    823.06   
75% or more 671.34    --    1,671.06    1,578.77    788.22    1,400.29    935.93    920.36   
Percent age 50 or older employees
Less than 25% 478.30    1,782.80    1,688.34    711.64    742.71    999.10    937.69    539.00   
25-49 % 522.20    1,627.48    1,440.86    742.63    1,055.03    787.54    946.37    590.34   
50-74 % 576.65    2,516.44    1,871.93    753.93    1,051.08    745.70    1,438.10    594.23   
75% or more 1,890.18    --    --    --    --    --    2,468.08    --   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.