Table I.E.1 Average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 13,425    13,395    12,814    12,752    13,568    13,528    13,044    13,475   
Industry group **
Agric., fish., forest. 11,670    --    --    --    --    --    9,674    12,196   
Mining and manufacturing 13,494    15,160    14,695    12,154    13,083    13,824    13,979    13,452   
Construction 12,631    12,006    10,699    12,586    13,364    13,039    11,919    13,036   
Utilities and transp. 12,671    --    13,646    12,944    12,926    12,586    13,469    12,621   
Wholesale trade 13,099    14,435    12,516    12,758    13,457    12,975    13,307    13,059   
Fin. svs. and real estate 13,707    12,422    13,421    14,463    14,482    13,519    13,417    13,735   
Retail trade 12,246    13,169    11,265    12,167    12,192    12,279    12,387    12,229   
Professional services 14,168    13,903    12,719    13,037    14,229    14,369    13,006    14,297   
Other services 12,896    13,711    13,415    12,625    13,135    12,749    13,384    12,804   
Ownership
For profit, incorporated 13,201    13,645    12,604    12,688    13,283    13,274    13,053    13,221   
For profit, unincorporated 12,841    12,181    12,995    11,694    12,898    13,221    12,401    12,935   
Nonprofit 14,674    14,453    14,198    14,659    15,064    14,580    14,199    14,706   
Age of firm
Less than 5 years 12,122    10,698    12,362    11,917    12,152    15,472    11,938    12,277   
5-9 years 11,853    11,482    12,150    11,172    12,547    11,865    11,672    11,970   
10-19 years 12,709    14,306    11,562    12,042    12,969    12,782    12,652    12,740   
20 or more years 13,609    14,486    13,765    13,302    13,866    13,558    13,821    13,593   
Multi/single status
2 or more locations 13,592    --    14,726    13,921    13,838    13,525    14,584    13,578   
1 location only 12,877    13,335    12,652    12,426    13,126    13,657    12,899    12,859   
Percent full-time employees
Less than 25% 12,678    --    --    14,020    12,720    11,934    16,899    12,124   
25-49 % 12,788    14,087    15,672    11,928    12,677    12,684    14,013    12,604   
50-74 % 13,090    14,202    13,693    12,433    12,955    13,073    13,608    13,021   
75% or more 13,490    13,103    12,584    12,797    13,663    13,624    12,901    13,567   
Union presence
No union employees 13,246    13,427    12,768    12,731    13,528    13,279    13,020    13,286   
Has union employees 13,947    --    14,682    13,109    13,878    13,982    13,616    13,953   
Percent low-wage employees
50% or more low-wage 12,382    13,541    12,731    11,227    13,246    12,204    12,501    12,369   
Less than 50% low-wage 13,518    13,378    12,818    12,838    13,592    13,659    13,082    13,576   
Percent women employees
Less than 25% 13,050    13,023    12,242    12,575    13,251    13,226    12,774    13,115   
25-49 % 13,375    13,481    14,000    12,786    13,152    13,462    13,425    13,370   
50-74 % 13,459    13,919    13,054    13,017    14,090    13,349    13,544    13,450   
75% or more 13,942    13,298    12,552    12,816    14,075    14,124    12,561    14,079   
Percent age 50 or older employees
Less than 25% 12,754    11,271    11,908    12,117    13,131    12,977    11,796    12,951   
25-49 % 13,555    12,782    12,688    12,539    13,740    13,652    12,835    13,602   
50-74 % 14,165    14,948    13,990    14,573    14,171    13,954    14,698    14,040   
75% or more 14,636    16,216    16,816    14,108    13,134    13,740    16,336    13,457   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.1 Standard errors for average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 69.63    393.16    277.18    173.28    167.29    89.38    176.33    75.31   
Industry group **
Agric., fish., forest. 712.16    --    --    --    --    --    1,121.24    766.94   
Mining and manufacturing 146.43    1,471.76    922.19    438.45    290.79    182.09    538.71    152.12   
Construction 251.56    856.39    889.37    432.22    380.47    504.17    460.80    278.27   
Utilities and transp. 236.96    --    1,027.23    813.21    782.02    265.56    830.31    245.69   
Wholesale trade 202.13    680.10    575.74    357.88    516.11    282.77    368.06    230.21   
Fin. svs. and real estate 201.47    960.63    699.25    663.58    624.77    221.15    592.29    213.31   
Retail trade 234.94    1,244.82    819.12    530.84    351.04    309.07    481.02    257.11   
Professional services 138.25    1,106.99    515.64    343.24    279.16    175.94    420.64    146.17   
Other services 188.31    552.11    605.58    475.27    636.52    224.50    327.24    215.41   
Ownership
For profit, incorporated 78.36    511.74    311.29    197.07    203.36    97.82    210.55    84.33   
For profit, unincorporated 171.69    748.50    788.64    472.78    273.54    256.68    423.64    187.25   
Nonprofit 200.01    916.59    605.28    425.38    448.07    251.12    449.44    211.21   
Age of firm
Less than 5 years 386.60    908.90    544.13    991.45    479.86    1,486.76    610.75    494.65   
5-9 years 295.13    823.43    765.10    534.97    590.35    669.22    440.46    397.05   
10-19 years 208.83    730.46    549.62    337.00    354.25    510.60    370.17    251.97   
20 or more years 76.81    594.03    391.84    213.10    205.43    91.23    228.74    80.75   
Multi/single status
2 or more locations 82.61    --    1,199.26    368.13    232.71    90.58    553.27    83.36   
1 location only 123.18    398.06    279.70    194.24    218.94    537.03    184.85    165.38   
Percent full-time employees
Less than 25% 564.21    --    --    1,268.36    895.07    607.98    1,627.88    537.09   
25-49 % 278.75    1,380.28    1,305.20    594.20    726.11    322.48    795.34    288.66   
50-74 % 282.69    940.83    857.34    733.70    495.37    385.55    552.95    312.36   
75% or more 73.59    448.38    297.08    185.13    182.34    92.97    191.79    79.34   
Union presence
No union employees 81.02    405.74    282.06    174.24    174.08    114.53    180.34    89.88   
Has union employees 137.52    --    1,220.97    952.14    572.66    143.31    821.47    139.25   
Percent low-wage employees
50% or more low-wage 204.60    708.60    900.13    474.59    531.03    245.92    492.17    219.75   
Less than 50% low-wage 73.22    431.93    286.44    180.78    175.41    94.16    185.85    79.22   
Percent women employees
Less than 25% 123.62    574.52    441.82    244.43    286.41    177.36    254.52    140.50   
25-49 % 133.68    664.16    586.62    350.56    293.19    169.15    365.32    142.07   
50-74 % 137.55    932.97    536.50    468.78    409.49    152.36    435.08    144.94   
75% or more 168.88    1,093.00    632.34    398.93    326.33    218.37    428.65    179.96   
Percent age 50 or older employees
Less than 25% 97.66    485.20    367.23    248.32    205.15    133.72    223.72    107.45   
25-49 % 101.47    820.36    527.68    270.24    292.67    117.74    307.27    106.20   
50-74 % 205.18    784.75    567.10    464.65    407.61    307.71    436.33    230.93   
75% or more 401.69    985.93    1,286.00    945.61    680.28    598.43    710.48    438.72   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.