Table I.E.2 Average total employee contribution (in dollars) per enrolled employee for employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 3,634    2,885    4,471    4,644    4,131    3,317    4,017    3,584   
Industry group **
Agric., fish., forest. 3,119    --    --    --    --    --    2,868    3,186   
Mining and manufacturing 3,294    5,503    4,671    4,020    3,662    2,896    4,697    3,172   
Construction 4,032    3,253    4,872    5,075    3,630    3,183    4,399    3,823   
Utilities and transp. 3,065    --    4,037    4,317    3,550    2,810    4,846    2,955   
Wholesale trade 3,511    2,737    4,866    4,207    4,258    2,972    3,722    3,471   
Fin. svs. and real estate 3,557    2,719    3,496    3,871    4,461    3,348    3,290    3,583   
Retail trade 3,417    3,515 * 4,256    5,006    5,446    2,785    4,247    3,313   
Professional services 3,700    2,637    4,306    4,927    4,146    3,463    3,874    3,680   
Other services 4,363    2,336    4,840    5,175    4,566    4,325    3,897    4,451   
Ownership
For profit, incorporated 3,606    3,019    4,506    4,688    4,146    3,264    4,103    3,538   
For profit, unincorporated 3,882    2,531    4,791    4,542    4,351    3,514    3,920    3,874   
Nonprofit 3,573    2,813    3,458    4,529    3,895    3,411    3,576    3,573   
Age of firm
Less than 5 years 3,954    1,950    4,603    4,506    4,576    3,167    3,360    4,453   
5-9 years 4,079    3,215    3,837    5,183    4,281    2,786    3,915    4,184   
10-19 years 4,084    3,526    4,605    4,720    3,950    3,595    4,304    3,968   
20 or more years 3,558    2,655    4,489    4,555    4,123    3,314    4,046    3,522   
Multi/single status
2 or more locations 3,478    --    4,294    4,768    4,098    3,311    4,686    3,462   
1 location only 4,149    2,884    4,486    4,609    4,185    3,579    3,954    4,313   
Percent full-time employees
Less than 25% 3,820    --    --    4,694    5,880    3,664    1,934    4,068   
25-49 % 3,724    3,136 * 1,935 * 4,623    3,966    3,615    2,871    3,851   
50-74 % 3,453    3,313    4,171    5,186    4,614    2,944    3,952    3,386   
75% or more 3,648    2,824    4,628    4,601    4,082    3,344    4,092    3,590   
Union presence
No union employees 3,872    3,009    4,509    4,809    4,236    3,517    4,122    3,828   
Has union employees 2,941    --    2,922    1,927    3,304    2,952    1,480    2,968   
Percent low-wage employees
50% or more low-wage 3,780    2,302 * 4,339 * 4,677    5,114    3,468    3,367    3,823   
Less than 50% low-wage 3,621    2,955    4,477    4,642    4,057    3,302    4,063    3,562   
Percent women employees
Less than 25% 3,673    3,027    4,666    4,688    4,066    3,043    4,216    3,546   
25-49 % 3,371    2,816    4,241    4,488    3,855    3,122    3,875    3,325   
50-74 % 3,813    2,582    4,767    4,350    4,303    3,648    3,836    3,810   
75% or more 3,722    3,134    3,896    5,146    4,427    3,407    3,919    3,702   
Percent age 50 or older employees
Less than 25% 3,984    3,081    4,543    4,854    4,421    3,550    4,165    3,947   
25-49 % 3,459    2,741    4,396    4,401    3,907    3,256    4,096    3,417   
50-74 % 3,657    2,879    4,568    4,721    4,148    3,201    3,840    3,614   
75% or more 3,429    2,619    4,061    4,569    3,957    3,125    3,361    3,476   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.2 Standard errors for average total employee contribution (in dollars) per enrolled employee for employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 39.15    241.80    209.82    116.45    91.41    47.98    120.01    41.37   
Industry group **
Agric., fish., forest. 409.15    --    --    --    --    --    370.34    504.48   
Mining and manufacturing 78.46    1,495.81    563.15    232.58    205.61    77.52    323.42    79.23   
Construction 191.23    496.14    734.47    316.51    362.81    301.73    328.79    229.42   
Utilities and transp. 124.49    --    706.07    921.35    325.73    122.89    659.80    121.94   
Wholesale trade 120.48    640.04    492.39    242.49    326.78    144.64    299.39    131.72   
Fin. svs. and real estate 95.82    640.20    594.47    346.57    305.16    99.93    346.20    99.58   
Retail trade 148.33    1,173.72 * 613.17    433.48    362.42    143.52    466.49    152.97   
Professional services 77.41    453.87    384.07    238.27    131.99    98.37    220.72    82.39   
Other services 121.61    526.80    613.62    282.70    297.26    153.22    350.10    127.86   
Ownership
For profit, incorporated 44.45    311.42    253.10    133.57    124.38    49.93    144.45    46.35   
For profit, unincorporated 96.89    446.90    501.46    283.20    196.27    117.43    278.13    101.52   
Nonprofit 115.80    712.78    410.25    400.27    161.37    153.49    345.16    121.39   
Age of firm
Less than 5 years 214.30    344.30    575.90    443.99    364.15    338.14    311.48    271.40   
5-9 years 230.15    651.63    470.95    380.14    359.09    563.86    327.47    317.26   
10-19 years 140.48    503.87    463.33    280.92    208.77    275.71    273.31    156.67   
20 or more years 42.32    375.34    283.98    141.35    108.82    49.03    160.90    43.82   
Multi/single status
2 or more locations 44.16    --    733.30    204.20    117.54    48.57    353.10    44.43   
1 location only 83.04    243.40    218.81    137.54    144.74    283.84    126.81    110.34   
Percent full-time employees
Less than 25% 195.14    --    --    767.29    835.29    163.84    482.36    215.61   
25-49 % 173.18    1,646.39 * 732.82 * 531.23    346.73    160.39    684.61    162.34   
50-74 % 134.30    687.93    567.33    333.01    231.78    157.06    406.99    140.48   
75% or more 42.43    261.12    228.09    126.64    100.38    52.01    128.50    44.90   
Union presence
No union employees 46.70    249.77    213.49    116.64    97.90    63.16    122.16    50.54   
Has union employees 64.06    --    789.05    338.82    248.83    66.97    333.25    64.69   
Percent low-wage employees
50% or more low-wage 150.73    807.95 * 1,525.04 * 306.93    377.51    168.57    565.21    155.45   
Less than 50% low-wage 40.58    251.94    209.41    121.82    93.69    50.03    121.97    42.96   
Percent women employees
Less than 25% 72.58    382.28    338.93    173.32    180.89    74.84    183.66    77.37   
25-49 % 71.54    528.84    471.16    250.40    191.13    80.56    277.40    73.76   
50-74 % 76.54    478.58    437.54    271.04    173.82    92.79    270.98    79.60   
75% or more 100.75    654.84    421.40    271.54    147.86    128.99    274.46    107.22   
Percent age 50 or older employees
Less than 25% 70.06    312.77    315.28    182.92    158.13    89.05    172.79    76.58   
25-49 % 51.01    536.69    400.63    186.75    137.20    57.99    216.65    52.35   
50-74 % 131.10    588.18    456.27    282.49    185.25    199.14    312.23    144.32   
75% or more 251.79    534.91    674.28    422.30    374.78    509.54    405.70    319.89   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.