Table I.F.17 Among private-sector enrollees with family coverage: Percent in a high deductible health insurance plan where the employer did not contribute to an HSA or an HRA by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 21.9%    44.5%    40.8%    36.7%    24.4%    16.3%    41.7%    19.2%   
Industry group **
Agric., fish., forest. 26.0% * --    --    --    8.0% * 23.8% * 83.0%    14.6% *
Mining and manufacturing 22.2%    46.4%    45.1%    39.8%    26.6%    16.6%    47.0%    20.5%   
Construction 30.0%    42.8%    41.9%    39.4%    20.0%    20.6% * 40.8%    24.1%   
Utilities and transp. 16.6%    --    13.7% * 27.1%    21.3%    14.5%    22.5%    16.2%   
Wholesale trade 27.7%    63.5%    47.1%    36.3%    30.6%    19.7%    46.0%    24.3%   
Fin. svs. and real estate 17.8%    37.4%    30.9%    28.4%    21.3%    14.9%    37.6%    16.1%   
Retail trade 27.3%    40.6%    52.8%    52.0%    40.5%    19.2%    53.3%    23.7%   
Professional services 19.9%    46.9%    42.4%    34.4%    22.7%    14.2%    42.2%    16.7%   
Other services 24.8%    33.3%    38.4%    33.1%    24.6%    20.9%    35.2%    22.8%   
Ownership
For profit, incorporated 22.9%    43.2%    42.8%    39.2%    24.9%    17.4%    43.2%    20.0%   
For profit, unincorporated 25.6%    50.9%    35.9%    38.5%    28.3%    15.6%    41.1%    21.7%   
Nonprofit 15.6%    35.8%    33.7%    17.5%    19.9%    12.5%    31.4%    14.5%   
Age of firm
Less than 5 years 40.8%    53.6%    32.4%    49.0%    32.7%    20.6% * 48.5%    31.8%   
5-9 years 31.8%    41.2%    53.6%    33.4%    22.7%    22.4%    38.6%    26.9%   
10-19 years 30.8%    51.2%    37.5%    36.2%    25.0%    18.8%    42.0%    24.8%   
20 or more years 20.0%    37.6%    41.9%    36.1%    24.0%    16.2%    40.8%    18.4%   
Multi/single status
2 or more locations 18.4%    --    25.0%    38.1%    24.3%    16.5%    40.6%    18.1%   
1 location only 32.9%    44.7%    41.9%    36.3%    24.6%    8.6% * 41.8%    25.2%   
Percent full-time employees
Less than 25% 27.2%    --    46.4%    51.6%    41.6%    17.2%    36.1%    24.9%   
25-49 % 28.1%    29.7% * 39.0%    36.7%    17.6% * 29.9%    35.6%    26.6%   
50-74 % 24.3%    50.3%    41.3%    31.1%    26.1%    19.2%    42.8%    21.4%   
75% or more 21.5%    44.8%    40.8%    36.9%    24.3%    15.8%    41.9%    18.7%   
Union presence
No union employees 25.1%    48.3%    42.0%    38.7%    25.9%    18.5%    44.0%    21.7%   
Has union employees 12.6%    6.8% * 23.6% * 19.0% * 15.2%    11.9%    14.1% * 12.6%   
Percent low-wage employees
50% or more low-wage 31.2%    61.7%    50.7%    47.4%    36.7%    24.5%    52.9%    28.6%   
Less than 50% low-wage 21.3%    43.0%    40.3%    36.1%    23.5%    15.7%    41.0%    18.5%   
Percent women employees
Less than 25% 25.2%    39.6%    40.8%    38.1%    25.2%    16.4%    39.8%    21.4%   
25-49 % 18.6%    48.8%    38.1%    33.1%    20.8%    14.5%    41.3%    16.4%   
50-74 % 21.0%    43.2%    41.1%    37.1%    26.3%    16.2%    43.6%    18.6%   
75% or more 23.8%    55.7%    45.5%    36.9%    25.6%    19.4%    46.0%    21.4%   
Percent age 50 or older employees
Less than 25% 26.5%    44.1%    42.9%    41.4%    24.6%    18.9%    44.0%    22.2%   
25-49 % 18.7%    37.2%    39.2%    33.9%    23.8%    15.1%    36.7%    17.4%   
50-74 % 23.6%    47.9%    38.2%    32.0%    24.7%    16.5%    42.2%    19.6%   
75% or more 33.5%    52.3%    38.9%    25.6%    32.6% * 26.4% * 46.3%    27.5%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)

 

Table I.F.17 Standard errors for among private-sector enrollees with family coverage: Percent in a high deductible health insurance plan where the employer did not contribute to an HSA or an HRA by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.59%    3.08%    2.48%    1.81%    1.37%    0.73%    1.57%    0.62%   
Industry group **
Agric., fish., forest. 10.48% * --    --    --    5.70% * 17.51% * 9.31%    9.04% *
Mining and manufacturing 1.70%    13.71%    7.64%    5.72%    3.71%    2.10%    4.93%    1.78%   
Construction 3.03%    8.68%    7.03%    5.69%    4.82%    6.33% * 4.27%    3.72%   
Utilities and transp. 2.27%    --    6.03% * 7.42%    5.13%    2.71%    6.37%    2.39%   
Wholesale trade 2.57%    9.45%    8.93%    4.49%    4.61%    3.91%    5.17%    2.86%   
Fin. svs. and real estate 1.49%    8.80%    8.52%    5.99%    3.76%    1.70%    5.45%    1.52%   
Retail trade 2.20%    11.96%    8.38%    6.30%    5.39%    2.37%    5.57%    2.29%   
Professional services 0.88%    4.93%    4.46%    3.38%    2.20%    0.98%    2.93%    0.89%   
Other services 1.69%    5.66%    5.77%    3.84%    3.27%    2.46%    3.23%    1.90%   
Ownership
For profit, incorporated 0.75%    3.71%    2.94%    2.19%    1.73%    0.93%    1.80%    0.79%   
For profit, unincorporated 1.69%    6.84%    5.69%    4.74%    4.28%    1.68%    4.11%    1.84%   
Nonprofit 1.11%    7.82%    8.72%    3.33%    2.42%    1.28%    4.57%    1.12%   
Age of firm
Less than 5 years 3.49%    7.23%    6.72%    6.84%    6.01%    8.37% * 4.82%    4.39%   
5-9 years 3.55%    7.86%    8.14%    6.05%    6.09%    6.17%    5.14%    4.63%   
10-19 years 2.27%    5.70%    4.15%    3.58%    4.71%    5.17%    2.90%    3.07%   
20 or more years 0.63%    4.70%    3.62%    2.26%    1.48%    0.74%    2.10%    0.65%   
Multi/single status
2 or more locations 0.67%    --    6.55%    3.13%    1.73%    0.74%    4.26%    0.68%   
1 location only 1.26%    3.12%    2.62%    2.14%    2.25%    3.02% * 1.67%    1.69%   
Percent full-time employees
Less than 25% 3.27%    --    13.38%    9.49%    8.60%    3.58%    9.95%    3.42%   
25-49 % 3.34%    12.53% * 9.82%    5.91%    5.37% * 4.97%    6.58%    3.78%   
50-74 % 1.93%    7.82%    8.41%    5.48%    4.66%    2.37%    4.99%    2.05%   
75% or more 0.63%    3.44%    2.73%    1.97%    1.49%    0.77%    1.71%    0.67%   
Union presence
No union employees 0.71%    3.14%    2.51%    1.80%    1.50%    0.93%    1.61%    0.76%   
Has union employees 1.05%    3.12% * 13.11% * 6.25% * 3.19%    1.14%    4.67% * 1.07%   
Percent low-wage employees
50% or more low-wage 2.29%    11.65%    10.37%    5.70%    7.42%    2.33%    6.52%    2.32%   
Less than 50% low-wage 0.61%    3.13%    2.55%    1.87%    1.39%    0.76%    1.60%    0.65%   
Percent women employees
Less than 25% 1.25%    4.67%    3.73%    3.13%    2.63%    1.72%    2.39%    1.41%   
25-49 % 1.10%    8.03%    5.10%    3.14%    2.55%    1.32%    3.51%    1.13%   
50-74 % 1.11%    5.49%    5.40%    3.79%    2.66%    1.27%    3.31%    1.14%   
75% or more 1.32%    7.42%    6.88%    3.82%    2.80%    1.63%    3.78%    1.37%   
Percent age 50 or older employees
Less than 25% 1.18%    4.55%    3.73%    2.48%    2.35%    1.80%    2.25%    1.34%   
25-49 % 0.74%    6.66%    4.42%    3.11%    2.00%    0.81%    2.99%    0.76%   
50-74 % 1.56%    6.26%    5.55%    4.82%    3.32%    1.91%    3.50%    1.63%   
75% or more 4.86%    8.53%    11.27%    6.94%    11.05% * 8.26% * 6.41%    6.27%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)