Table I.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,846    2,233    2,350    2,374    2,067    1,543    2,327    1,754   
Industry group **
Agric., fish., forest. 2,129    3,488    --    3,939    1,430    1,507    3,160    1,777   
Mining and manufacturing 1,834    2,368    2,692    2,406    2,123    1,415    2,647    1,720   
Construction 2,158    2,235    2,304    2,480    2,261    1,490    2,323    2,059   
Utilities and transp. 1,736    1,703    2,188    2,435    1,988    1,540    2,190    1,692   
Wholesale trade 1,896    1,774    2,505    2,167    2,051    1,608    2,232    1,810   
Fin. svs. and real estate 1,732    2,287    1,617    2,307    1,898    1,587    2,110    1,685   
Retail trade 2,048    2,392    2,854    2,548    2,283    1,846    2,677    1,953   
Professional services 1,752    2,244    2,296    2,219    2,067    1,409    2,230    1,658   
Other services 1,873    2,148    2,267    2,449    2,017    1,578    2,227    1,799   
Ownership
For profit, incorporated 1,882    2,261    2,368    2,417    2,126    1,597    2,369    1,786   
For profit, unincorporated 1,960    2,290    2,456    2,350    2,085    1,570    2,354    1,846   
Nonprofit 1,596    1,840    1,897    2,156    1,910    1,275    1,929    1,564   
Age of firm
Less than 5 years 2,211    2,543    2,123    2,178    2,257    1,434    2,312    2,115   
5-9 years 2,253    2,206    2,484    2,570    2,060    1,786    2,423    2,114   
10-19 years 2,033    2,198    2,438    2,143    2,089    1,386    2,303    1,897   
20 or more years 1,780    2,150    2,326    2,438    2,049    1,547    2,316    1,717   
Multi/single status
2 or more locations 1,679    --    2,321    2,421    2,044    1,544    2,384    1,666   
1 location only 2,233    2,238    2,352    2,360    2,104    1,493    2,322    2,148   
Percent full-time employees
Less than 25% 2,084    2,670    2,080    2,258    2,121    1,971    2,283    2,043   
25-49 % 2,183    2,234    2,200    2,420    2,484    1,946    2,253    2,171   
50-74 % 1,927    2,248    2,172    2,584    2,205    1,648    2,238    1,877   
75% or more 1,815    2,220    2,379    2,353    2,028    1,504    2,341    1,714   
Union presence
No union employees 1,946    2,255    2,367    2,400    2,080    1,625    2,347    1,850   
Has union employees 1,435    1,737    1,739    1,800    1,939    1,358    1,767    1,426   
Percent low-wage employees
50% or more low-wage 2,112    2,325    2,372    2,424    2,293    1,951    2,403    2,078   
Less than 50% low-wage 1,808    2,225    2,348    2,368    2,032    1,482    2,321    1,705   
Percent women employees
Less than 25% 1,967    2,264    2,426    2,390    2,029    1,514    2,376    1,821   
25-49 % 1,770    2,335    2,353    2,448    2,063    1,502    2,412    1,686   
50-74 % 1,854    2,238    2,467    2,329    2,135    1,632    2,371    1,789   
75% or more 1,783    2,093    2,089    2,314    2,041    1,484    2,108    1,723   
Percent age 50 or older employees
Less than 25% 1,972    2,253    2,283    2,339    2,102    1,649    2,303    1,879   
25-49 % 1,724    1,997    2,554    2,351    2,024    1,493    2,359    1,660   
50-74 % 1,979    2,315    2,112    2,604    2,153    1,559    2,312    1,876   
75% or more 2,013    2,411    2,419    2,143    1,840    1,591    2,409    1,715   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 16.68    58.32    70.99    43.60    41.62    21.68    36.04    18.58   
Industry group **
Agric., fish., forest. 249.50    426.32    --    646.77    248.36    314.07    360.98    271.06   
Mining and manufacturing 41.79    281.39    245.43    125.54    93.71    39.96    126.98    42.66   
Construction 86.22    134.91    136.30    108.22    219.53    200.48    86.40    129.08   
Utilities and transp. 72.66    424.38    286.10    195.85    180.00    85.08    208.71    77.03   
Wholesale trade 58.23    185.94    183.34    116.04    107.29    105.65    108.16    68.38   
Fin. svs. and real estate 46.97    121.06    174.26    127.43    148.43    51.93    108.02    50.57   
Retail trade 52.35    192.55    251.01    111.48    120.33    73.55    119.53    58.63   
Professional services 29.21    107.90    121.26    83.45    68.43    32.10    63.52    31.81   
Other services 46.44    121.04    204.87    124.40    119.29    50.27    97.20    51.24   
Ownership
For profit, incorporated 19.52    65.70    78.72    51.34    50.92    25.70    41.14    21.97   
For profit, unincorporated 46.53    141.18    203.65    109.95    104.55    49.18    99.12    50.67   
Nonprofit 45.47    201.37    192.21    129.72    94.10    50.87    94.92    48.62   
Age of firm
Less than 5 years 104.21    170.15    169.99    157.88    257.32    238.03    100.91    176.83   
5-9 years 83.67    128.10    251.81    139.12    165.42    241.34    116.23    115.40   
10-19 years 56.03    110.51    148.06    87.40    106.73    99.57    75.27    73.51   
20 or more years 18.33    89.96    94.68    55.85    47.20    22.29    48.69    19.66   
Multi/single status
2 or more locations 19.03    --    155.88    87.23    46.29    21.75    99.27    19.30   
1 location only 33.83    58.78    75.11    50.44    78.19    184.79    38.28    54.78   
Percent full-time employees
Less than 25% 73.21    381.82    273.97    199.59    149.80    99.21    198.69    79.08   
25-49 % 83.05    264.23    256.82    154.04    215.09    123.61    129.56    95.03   
50-74 % 52.97    126.61    235.03    153.67    101.72    72.52    104.79    59.25   
75% or more 18.32    66.50    77.90    47.92    46.60    23.22    40.15    20.30   
Union presence
No union employees 18.44    58.03    72.45    45.02    42.31    25.96    36.57    21.01   
Has union employees 37.98    368.17    222.87    142.47    181.39    36.94    181.61    38.74   
Percent low-wage employees
50% or more low-wage 49.99    206.29    181.40    166.39    122.03    62.30    110.12    54.16   
Less than 50% low-wage 17.65    60.87    75.00    44.81    44.54    22.68    37.98    19.71   
Percent women employees
Less than 25% 34.22    104.11    113.20    66.38    78.46    48.80    58.68    40.76   
25-49 % 32.73    138.61    140.22    96.47    98.33    36.22    79.23    35.12   
50-74 % 33.73    108.88    187.67    104.63    84.02    42.99    87.11    36.33   
75% or more 35.25    122.09    144.19    100.14    75.51    42.85    72.71    38.85   
Percent age 50 or older employees
Less than 25% 28.38    95.19    109.09    59.81    71.08    36.21    55.65    32.57   
25-49 % 24.29    102.76    128.89    74.96    61.37    29.56    67.81    25.69   
50-74 % 47.34    128.05    120.28    123.32    94.45    65.03    76.56    57.19   
75% or more 92.53    133.45    197.38    278.99    159.26    165.52    110.11    118.31   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.