Table I.F.8 Percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 92.3%    84.2%    86.3%    90.3%    91.3%    94.8%    87.3%    93.4%   
Industry group **
Agric., fish., forest. 75.9%    90.7%    --    77.9%    50.9% * 99.7%    81.5%    74.4%   
Mining and manufacturing 93.7%    76.0%    83.7%    88.8%    93.3%    97.0%    84.9%    95.0%   
Construction 90.0%    87.7%    87.1%    94.7%    90.0%    86.3%    90.0%    90.0%   
Utilities and transp. 92.4%    82.1%    83.1%    90.9%    96.3%    92.5%    88.6%    92.9%   
Wholesale trade 92.8%    84.7%    83.0%    90.6%    96.3%    94.9%    85.9%    94.7%   
Fin. svs. and real estate 95.3%    91.0%    94.3%    96.5%    93.1%    96.4%    93.0%    95.6%   
Retail trade 94.3%    86.0%    87.4%    87.3%    92.1%    97.0%    87.4%    95.5%   
Professional services 92.4%    85.0%    87.3%    90.9%    93.0%    93.8%    88.3%    93.2%   
Other services 89.3%    77.8%    84.7%    87.4%    86.2%    93.3%    83.0%    90.7%   
Ownership
For profit, incorporated 93.0%    85.5%    85.0%    91.3%    91.4%    95.5%    87.1%    94.2%   
For profit, unincorporated 89.9%    81.4%    89.8%    87.4%    87.6%    94.4%    87.4%    90.7%   
Nonprofit 91.8%    81.9%    90.4%    88.5%    93.5%    92.0%    88.1%    92.2%   
Age of firm
Less than 5 years 87.2%    84.4%    93.6%    90.5%    80.8%    97.7%    89.6%    84.9%   
5-9 years 85.4%    88.2%    87.2%    85.9%    80.0%    94.0%    88.7%    83.0%   
10-19 years 91.2%    86.0%    86.2%    91.3%    94.8%    91.4%    87.3%    93.4%   
20 or more years 93.2%    81.7%    84.8%    90.6%    92.4%    94.9%    86.4%    94.0%   
Multi/single status
2 or more locations 94.4%    79.5%    86.2%    93.6%    93.2%    94.8%    89.0%    94.5%   
1 location only 88.0%    84.3%    86.3%    89.4%    88.6%    93.0%    87.1%    88.7%   
Percent full-time employees
Less than 25% 86.1%    75.6%    82.4%    80.5%    87.5%    88.3%    78.9%    87.6%   
25-49 % 90.1%    70.4%    88.7%    85.6%    86.7%    95.4%    83.4%    91.3%   
50-74 % 92.1%    84.6%    85.5%    83.8%    93.0%    95.0%    87.1%    93.1%   
75% or more 92.6%    84.9%    86.4%    91.4%    91.4%    94.9%    87.6%    93.6%   
Union presence
No union employees 92.2%    84.6%    86.2%    91.0%    91.7%    94.9%    87.4%    93.4%   
Has union employees 92.8%    73.9%    87.8%    74.3%    88.0%    94.4%    83.0%    93.1%   
Percent low-wage employees
50% or more low-wage 89.2%    77.2%    84.3%    82.4%    84.4%    93.8%    83.2%    89.9%   
Less than 50% low-wage 92.8%    84.8%    86.4%    91.2%    92.5%    94.9%    87.6%    93.9%   
Percent women employees
Less than 25% 91.3%    84.4%    84.8%    90.8%    90.7%    95.2%    86.9%    93.0%   
25-49 % 92.5%    83.0%    87.7%    89.9%    90.3%    94.6%    87.1%    93.3%   
50-74 % 92.8%    84.3%    89.6%    88.3%    90.8%    95.0%    88.3%    93.4%   
75% or more 92.7%    84.7%    84.9%    91.7%    93.6%    94.3%    87.1%    93.8%   
Percent age 50 or older employees
Less than 25% 90.6%    83.4%    84.3%    89.4%    89.5%    94.2%    85.8%    92.0%   
25-49 % 93.7%    90.2%    87.9%    91.2%    92.1%    95.0%    89.9%    94.1%   
50-74 % 92.9%    83.4%    92.0%    90.3%    94.4%    95.4%    89.3%    94.1%   
75% or more 87.9%    79.3%    79.9%    92.5%    97.3%    91.8%    81.0%    93.7%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.8 Standard errors for percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.34%    1.39%    1.32%    0.88%    0.97%    0.39%    0.70%    0.39%   
Industry group **
Agric., fish., forest. 11.00%    5.34%    --    11.47%    20.15% * 0.26%    8.07%    13.61%   
Mining and manufacturing 0.74%    6.49%    4.14%    2.68%    1.64%    0.63%    2.29%    0.77%   
Construction 1.83%    2.99%    3.87%    1.74%    3.36%    6.50%    1.79%    2.74%   
Utilities and transp. 1.60%    8.31%    8.73%    3.36%    3.03%    2.15%    3.84%    1.73%   
Wholesale trade 1.06%    5.19%    4.30%    3.26%    1.25%    1.37%    2.44%    1.14%   
Fin. svs. and real estate 0.71%    3.62%    2.66%    1.45%    1.89%    0.82%    1.91%    0.76%   
Retail trade 0.77%    4.14%    5.23%    2.73%    2.65%    0.64%    2.44%    0.78%   
Professional services 0.54%    2.56%    2.29%    1.50%    1.07%    0.74%    1.27%    0.59%   
Other services 1.06%    3.55%    3.19%    2.62%    3.19%    1.13%    1.80%    1.23%   
Ownership
For profit, incorporated 0.39%    1.53%    1.60%    0.85%    1.28%    0.44%    0.83%    0.44%   
For profit, unincorporated 1.15%    3.07%    2.64%    3.12%    3.18%    0.93%    1.56%    1.42%   
Nonprofit 0.82%    6.37%    3.99%    2.56%    1.25%    1.20%    2.47%    0.87%   
Age of firm
Less than 5 years 2.91%    3.01%    2.05%    2.53%    8.18%    1.71%    1.62%    5.31%   
5-9 years 2.90%    3.33%    3.46%    4.38%    7.62%    2.57%    1.87%    4.80%   
10-19 years 0.94%    2.30%    2.37%    1.45%    1.18%    3.87%    1.31%    1.26%   
20 or more years 0.33%    2.40%    2.02%    1.05%    0.79%    0.39%    1.05%    0.34%   
Multi/single status
2 or more locations 0.34%    11.64%    4.07%    1.05%    0.79%    0.39%    2.04%    0.34%   
1 location only 0.79%    1.40%    1.39%    1.07%    2.09%    3.94%    0.74%    1.37%   
Percent full-time employees
Less than 25% 1.88%    7.91%    8.98%    5.89%    3.00%    2.67%    5.18%    2.07%   
25-49 % 1.41%    8.23%    5.04%    3.87%    3.77%    1.10%    3.10%    1.56%   
50-74 % 1.05%    3.48%    3.77%    5.22%    1.59%    1.23%    1.96%    1.19%   
75% or more 0.38%    1.56%    1.47%    0.83%    1.12%    0.43%    0.78%    0.43%   
Union presence
No union employees 0.38%    1.34%    1.35%    0.80%    1.04%    0.44%    0.70%    0.44%   
Has union employees 0.82%    12.96%    7.37%    8.21%    2.86%    0.80%    5.47%    0.83%   
Percent low-wage employees
50% or more low-wage 1.29%    5.31%    4.69%    3.31%    4.05%    0.91%    2.46%    1.43%   
Less than 50% low-wage 0.35%    1.44%    1.38%    0.90%    0.89%    0.43%    0.73%    0.39%   
Percent women employees
Less than 25% 0.63%    2.24%    2.27%    1.24%    1.59%    0.79%    1.15%    0.75%   
25-49 % 0.87%    3.20%    2.56%    1.64%    3.20%    0.87%    1.54%    0.98%   
50-74 % 0.58%    2.79%    2.52%    2.65%    1.42%    0.61%    1.41%    0.64%   
75% or more 0.61%    3.24%    3.09%    1.48%    1.13%    0.83%    1.64%    0.64%   
Percent age 50 or older employees
Less than 25% 0.67%    2.17%    2.05%    1.19%    1.93%    0.72%    1.09%    0.80%   
25-49 % 0.44%    2.29%    2.11%    1.64%    1.10%    0.51%    1.11%    0.47%   
50-74 % 0.68%    3.09%    2.09%    2.20%    1.29%    0.82%    1.45%    0.77%   
75% or more 2.64%    4.00%    8.17%    3.81%    1.39%    6.52%    3.36%    3.91%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.