Table I.F.9 Percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 93.3%    80.7%    83.7%    89.5%    91.1%    96.0%    83.6%    94.7%   
Industry group **
Agric., fish., forest. 70.2%    --    --    --    38.9% * 98.3%    99.6%    64.4% *
Mining and manufacturing 93.4%    91.9%    85.1%    86.0%    90.2%    96.2%    82.8%    94.2%   
Construction 86.9%    90.7%    80.7%    84.9%    85.6%    94.2%    84.2%    88.4%   
Utilities and transp. 95.8%    --    80.7%    97.5%    96.1%    96.3%    90.4%    96.3%   
Wholesale trade 93.3%    89.2%    70.3%    87.3%    94.4%    97.3%    80.6%    95.7%   
Fin. svs. and real estate 93.8%    72.6%    82.8%    97.5%    94.6%    94.7%    83.2%    94.7%   
Retail trade 95.6%    81.0%    96.1%    86.3%    91.1%    98.5%    83.9%    97.2%   
Professional services 93.6%    76.0%    83.3%    90.5%    94.8%    95.4%    82.6%    95.2%   
Other services 93.2%    78.0%    91.3%    91.1%    90.0%    96.7%    84.3%    95.0%   
Ownership
For profit, incorporated 93.7%    84.2%    81.1%    88.4%    91.3%    96.6%    83.1%    95.2%   
For profit, unincorporated 91.3%    74.0%    89.1%    92.3%    88.3%    95.4%    84.5%    93.0%   
Nonprofit 93.1%    72.4%    94.2%    91.7%    92.7%    94.0%    85.2%    93.7%   
Age of firm
Less than 5 years 85.0%    78.9%    86.0%    89.8%    83.3%    97.0%    83.6%    86.7%   
5-9 years 83.6%    74.6%    92.4%    88.7%    77.0%    95.8%    82.8%    84.2%   
10-19 years 89.3%    79.7%    84.7%    86.4%    91.5%    97.3%    82.4%    93.1%   
20 or more years 94.4%    84.2%    81.2%    90.6%    92.7%    96.0%    84.3%    95.2%   
Multi/single status
2 or more locations 95.5%    --    79.1%    94.1%    93.2%    96.0%    87.4%    95.6%   
1 location only 86.6%    80.8%    84.0%    88.2%    87.9%    93.9%    83.3%    89.5%   
Percent full-time employees
Less than 25% 92.9%    --    100.0%    95.0%    79.0%    97.4%    92.2%    93.1%   
25-49 % 90.7%    44.8% * 92.0%    83.4%    92.0%    94.7%    76.4%    93.5%   
50-74 % 94.4%    80.7%    85.8%    86.1%    93.8%    97.6%    81.3%    96.5%   
75% or more 93.3%    81.7%    82.8%    89.9%    91.0%    95.9%    83.9%    94.5%   
Union presence
No union employees 93.1%    80.1%    84.1%    91.3%    91.7%    96.0%    84.3%    94.7%   
Has union employees 93.8%    86.8%    77.6%    73.8%    87.5%    95.9%    74.8%    94.5%   
Percent low-wage employees
50% or more low-wage 88.6%    82.4%    91.9%    86.2%    70.7%    95.2%    86.4%    88.9%   
Less than 50% low-wage 93.6%    80.6%    83.2%    89.7%    92.7%    96.0%    83.4%    95.1%   
Percent women employees
Less than 25% 90.5%    77.7%    83.1%    87.8%    89.9%    94.6%    82.1%    92.7%   
25-49 % 95.0%    92.0%    83.6%    93.2%    90.1%    97.1%    88.3%    95.6%   
50-74 % 93.9%    79.7%    84.5%    86.9%    91.7%    96.2%    81.4%    95.2%   
75% or more 94.1%    77.5%    84.9%    93.3%    94.5%    95.3%    85.3%    95.1%   
Percent age 50 or older employees
Less than 25% 90.9%    76.8%    83.4%    88.8%    87.0%    96.2%    81.9%    93.1%   
25-49 % 94.6%    85.3%    81.3%    89.3%    93.3%    96.0%    83.3%    95.4%   
50-74 % 94.1%    86.7%    89.6%    91.2%    94.7%    96.0%    89.0%    95.3%   
75% or more 88.5%    81.0%    80.7%    94.3%    91.7%    90.7%    82.8%    91.1%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.9 Standard errors for percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2018
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.43%    2.62%    2.18%    1.27%    1.50%    0.37%    1.30%    0.45%   
Industry group **
Agric., fish., forest. 18.48%    --    --    --    24.75% * 1.74%    0.38%    20.69% *
Mining and manufacturing 1.11%    4.75%    5.22%    3.71%    3.47%    0.80%    4.00%    1.15%   
Construction 2.82%    3.61%    6.63%    6.12%    6.17%    2.60%    3.83%    3.80%   
Utilities and transp. 1.08%    --    11.58%    1.45%    2.01%    1.29%    4.82%    1.10%   
Wholesale trade 1.16%    5.08%    9.81%    3.91%    1.77%    0.74%    4.91%    0.88%   
Fin. svs. and real estate 1.14%    10.99%    8.46%    0.84%    1.95%    1.37%    5.56%    1.13%   
Retail trade 0.73%    7.92%    2.71%    3.94%    2.96%    0.36%    3.90%    0.57%   
Professional services 0.55%    4.59%    3.25%    1.84%    1.04%    0.64%    2.20%    0.53%   
Other services 0.98%    5.88%    3.28%    2.77%    3.19%    0.72%    2.99%    0.99%   
Ownership
For profit, incorporated 0.51%    2.62%    2.73%    1.64%    1.97%    0.41%    1.52%    0.54%   
For profit, unincorporated 1.49%    6.81%    4.01%    2.26%    4.61%    1.15%    3.31%    1.67%   
Nonprofit 0.85%    8.71%    2.65%    2.62%    1.76%    1.04%    3.57%    0.87%   
Age of firm
Less than 5 years 3.18%    6.70%    8.34%    3.27%    7.28%    2.79%    4.16%    4.90%   
5-9 years 5.69%    9.66%    2.89%    4.09%    14.03%    2.02%    4.64%    9.29%   
10-19 years 1.95%    4.62%    3.54%    4.24%    4.64%    0.91%    2.60%    2.68%   
20 or more years 0.36%    3.09%    3.23%    1.28%    1.05%    0.38%    1.63%    0.37%   
Multi/single status
2 or more locations 0.37%    --    7.73%    1.32%    1.29%    0.37%    3.00%    0.37%   
1 location only 1.28%    2.65%    2.27%    1.58%    3.18%    3.50%    1.39%    2.08%   
Percent full-time employees
Less than 25% 2.32%    --    0.00%    2.74%    10.09%    1.16%    4.90%    2.64%   
25-49 % 1.67%    14.35% * 4.80%    6.10%    2.96%    1.67%    6.72%    1.41%   
50-74 % 1.00%    7.00%    4.75%    7.37%    2.34%    0.58%    5.21%    0.70%   
75% or more 0.47%    2.88%    2.46%    1.29%    1.66%    0.41%    1.39%    0.50%   
Union presence
No union employees 0.52%    2.75%    2.14%    0.99%    1.68%    0.45%    1.28%    0.56%   
Has union employees 0.75%    7.84%    13.25%    8.44%    2.97%    0.65%    7.12%    0.72%   
Percent low-wage employees
50% or more low-wage 3.32%    9.67%    5.00%    3.70%    12.02%    1.09%    4.71%    3.67%   
Less than 50% low-wage 0.39%    2.72%    2.27%    1.32%    1.14%    0.39%    1.35%    0.40%   
Percent women employees
Less than 25% 1.01%    4.65%    3.32%    2.28%    2.48%    1.20%    2.12%    1.13%   
25-49 % 0.92%    2.79%    4.92%    1.89%    4.31%    0.45%    2.44%    0.98%   
50-74 % 0.60%    4.83%    4.40%    2.82%    1.68%    0.59%    2.91%    0.57%   
75% or more 0.74%    6.86%    4.72%    1.40%    1.45%    0.92%    2.85%    0.76%   
Percent age 50 or older employees
Less than 25% 1.05%    4.24%    3.05%    2.02%    3.53%    0.56%    1.96%    1.23%   
25-49 % 0.46%    4.67%    4.54%    2.15%    1.19%    0.49%    2.63%    0.45%   
50-74 % 0.77%    4.56%    3.51%    2.48%    1.68%    0.86%    2.32%    0.77%   
75% or more 3.42%    5.58%    9.08%    2.89%    4.96%    6.49%    4.17%    4.66%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.