Table I.A.2.a Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 39.4%    14.8%    28.7%    79.9%    14.5%    63.0%   
Industry group **
Agric., fish., forest. 19.9%    15.0% * 28.2% * 61.4%    14.4% * 44.2%   
Mining and manufacturing 32.2%    15.5%    37.5%    81.0%    15.1%    53.3%   
Construction 19.7%    15.4%    25.0%    77.7%    15.8%    37.2%   
Utilities and transp. 43.4%    12.3% * 37.2%    79.0%    12.1% * 65.3%   
Wholesale trade 36.6%    12.0%    37.4%    89.2%    9.3%    68.1%   
Fin. svs. and real estate 47.0%    11.0%    37.4%    80.6%    10.7%    68.2%   
Retail trade 53.6%    15.1%    29.8%    85.3%    14.4%    72.9%   
Professional services 33.1%    14.6%    23.5%    79.2%    14.5%    57.6%   
Other services 38.2%    17.8%    21.0%    72.4%    17.8%    56.8%   
Ownership
For profit, incorporated 42.2%    13.9%    31.3%    81.0%    13.7%    66.4%   
For profit, unincorporated 30.4%    13.7%    26.5%    76.8%    12.7%    56.7%   
Nonprofit 34.7%    23.2%    21.9%    72.3%    23.7%    45.0%   
Age of firm
Less than 5 years 17.8%    16.9%    27.4%    82.8%    16.3%    33.0%   
5-9 years 14.8%    13.6%    14.5%    49.0%    12.9%    23.2%   
10-19 years 21.0%    13.7%    20.2%    72.0%    13.4%    44.6%   
20 or more years 48.5%    15.1%    30.9%    80.6%    14.9%    66.1%   
Multi/single status
2 or more locations 61.7%    15.4%    29.8%    80.1%    14.7%    66.9%   
1 location only 15.1%    14.7%    23.0%    48.6%    14.5%    21.4%   
Percent full-time employees
Less than 25% 41.5%    18.6%    21.9%    68.2%    20.0%    54.5%   
25-49 % 47.7%    17.9%    18.7%    78.7%    17.3%    63.1%   
50-74 % 35.8%    15.5%    24.8%    78.7%    15.5%    59.4%   
75% or more 38.9%    14.1%    31.5%    81.7%    13.7%    64.5%   
Union presence
No union employees 35.6%    14.6%    28.6%    77.4%    14.3%    58.9%   
Has union employees 73.4%    21.4%    30.0%    89.3%    20.5%    84.1%   
Percent low-wage employees
50% or more low-wage 50.1%    21.7%    23.9%    74.5%    22.4%    60.6%   
Less than 50% low-wage 36.9%    13.9%    30.2%    82.0%    13.5%    63.8%   
Percent women employees
Less than 25% 33.1%    15.4%    36.4%    84.7%    14.9%    62.1%   
25-49 % 45.1%    13.4%    29.3%    83.4%    12.8%    68.9%   
50-74 % 44.7%    14.8%    27.0%    78.6%    14.8%    65.2%   
75% or more 35.5%    15.0%    23.6%    74.3%    14.8%    54.9%   
Percent age 50 or older employees
Less than 25% 36.7%    15.4%    22.5%    76.2%    15.1%    57.9%   
25-49 % 51.1%    17.1%    33.2%    83.3%    17.0%    69.8%   
50-74 % 33.5%    11.3%    38.4%    82.1%    10.7%    62.3%   
75% or more 17.4%    12.9%    30.2%    69.4%    12.4%    43.5%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a Standard errors for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.62%    0.76%    1.27%    0.74%    0.83%    0.66%   
Industry group **
Agric., fish., forest. 4.66%    5.02% * 11.81% * 10.98%    5.15% * 8.03%   
Mining and manufacturing 2.27%    2.42%    4.18%    2.52%    2.80%    2.26%   
Construction 2.36%    2.53%    5.07%    6.24%    2.69%    4.08%   
Utilities and transp. 3.74%    3.88% * 8.25%    3.25%    4.37% * 3.30%   
Wholesale trade 2.43%    1.84%    4.73%    2.19%    1.81%    2.48%   
Fin. svs. and real estate 1.97%    2.16%    3.81%    1.92%    2.39%    1.80%   
Retail trade 1.81%    2.49%    3.89%    1.58%    2.82%    1.63%   
Professional services 1.25%    1.49%    2.01%    1.43%    1.62%    1.40%   
Other services 1.44%    1.66%    2.39%    1.63%    1.83%    1.58%   
Ownership
For profit, incorporated 0.76%    0.90%    1.69%    0.84%    0.99%    0.79%   
For profit, unincorporated 1.56%    1.54%    2.76%    1.97%    1.64%    1.90%   
Nonprofit 1.87%    2.70%    2.55%    2.52%    3.11%    2.01%   
Age of firm
Less than 5 years 2.58%    2.66%    6.41%    7.85%    2.76%    5.46%   
5-9 years 1.95%    2.13%    3.23%    8.18%    2.28%    2.95%   
10-19 years 1.60%    1.69%    3.41%    3.50%    1.79%    2.71%   
20 or more years 0.73%    0.93%    1.47%    0.76%    1.06%    0.70%   
Multi/single status
2 or more locations 0.72%    1.44%    1.47%    0.74%    2.00%    0.69%   
1 location only 0.83%    0.86%    1.99%    5.05%    0.90%    1.37%   
Percent full-time employees
Less than 25% 2.70%    3.68%    4.66%    2.96%    4.17%    2.77%   
25-49 % 2.21%    2.73%    3.63%    2.44%    3.14%    2.33%   
50-74 % 1.90%    1.99%    3.51%    2.11%    2.17%    2.16%   
75% or more 0.76%    0.88%    1.53%    0.86%    0.96%    0.79%   
Union presence
No union employees 0.65%    0.77%    1.32%    0.87%    0.85%    0.74%   
Has union employees 2.18%    4.46%    4.93%    1.16%    4.85%    1.29%   
Percent low-wage employees
50% or more low-wage 1.57%    2.53%    2.48%    1.63%    3.02%    1.50%   
Less than 50% low-wage 0.69%    0.79%    1.45%    0.80%    0.85%    0.75%   
Percent women employees
Less than 25% 1.25%    1.28%    2.73%    1.41%    1.39%    1.49%   
25-49 % 1.55%    1.65%    2.80%    1.55%    1.82%    1.48%   
50-74 % 1.34%    1.74%    2.44%    1.25%    1.92%    1.25%   
75% or more 1.28%    1.45%    2.26%    1.70%    1.59%    1.50%   
Percent age 50 or older employees
Less than 25% 0.97%    1.12%    1.68%    1.26%    1.23%    1.11%   
25-49 % 1.14%    1.60%    2.26%    0.97%    1.81%    1.01%   
50-74 % 1.72%    1.56%    3.65%    2.08%    1.71%    2.00%   
75% or more 2.17%    2.24%    6.97%    6.55%    2.33%    4.32%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.