Table I.B.2.b.1.b Among self-insured plans, percent of private-sector employees that are enrolled in a plan with stop-loss coverage by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 65.4%    16.4%    39.8%    54.4%    86.0%    63.0%    37.8%    66.4%   
Industry group **
Agric., fish., forest. 66.5%    --    --    --    88.2%    68.5%    --    66.5%   
Mining and manufacturing 70.6%    --    54.3%    69.5%    90.7%    64.0%    60.1%    70.8%   
Construction 71.4%    18.6% * 19.7% * 57.0%    78.1%    82.1%    33.7% * 80.9%   
Utilities and transp. 54.4%    0.0%    --    28.1% * 84.6%    51.2%    --    54.8%   
Wholesale trade 82.5%    --    58.9%    61.7%    90.0%    83.8%    44.5%    84.5%   
Fin. svs. and real estate 52.4%    --    --    61.0%    89.7%    48.2%    37.4% * 52.7%   
Retail trade 51.2%    --    51.7%    56.2%    93.7%    47.2%    33.7%    51.7%   
Professional services 67.5%    19.3% * 42.0% * 48.0%    84.3%    66.4%    35.9%    68.5%   
Other services 77.6%    18.9% * 38.8% * 46.8%    73.5%    82.1%    33.6%    80.2%   
Ownership
For profit, incorporated 62.4%    13.8%    29.4%    56.8%    85.9%    59.6%    33.4%    63.4%   
For profit, unincorporated 66.9%    16.1% * 56.4%    50.6%    88.1%    63.0%    42.4%    68.4%   
Nonprofit 76.0%    27.0% * 60.4%    49.0%    84.2%    76.2%    49.9%    76.8%   
Age of firm
Less than 5 years 62.9%    7.8% * 76.1%    42.4% * 79.4%    73.2%    44.8%    70.0%   
5-9 years 47.4%    7.2% * 40.2% * 35.7% * 54.1%    67.0%    33.8% * 51.3%   
10-19 years 82.1%    30.8% * 22.7% * 47.2%    81.3%    96.9%    27.9%    90.2%   
20 or more years 64.7%    18.3%    40.2%    61.8%    88.9%    61.4%    40.4%    65.2%   
Multi/single status
2 or more locations 65.3%    --    26.4% * 55.5%    89.1%    62.4%    38.3%    65.4%   
1 location only 66.0%    16.6%    41.4%    54.1%    79.6%    86.1%    37.7%    76.9%   
Percent full-time employees
Less than 25% 78.2%    0.0%    --    10.9% * 77.0%    85.7%    6.9% * 83.3%   
25-49 % 71.7%    --    10.8% * 36.5% * 87.2%    72.6%    24.9% * 73.3%   
50-74 % 66.4%    13.8% * 33.0% * 41.6%    78.0%    67.2%    26.7%    68.5%   
75% or more 64.8%    17.4%    43.0%    57.2%    86.8%    61.8%    40.7%    65.6%   
Union presence
No union employees 70.5%    15.9%    34.7%    53.0%    87.2%    69.3%    35.7%    72.1%   
Has union employees 51.1%    --    75.6%    67.7%    77.8%    48.6%    56.5%    51.0%   
Percent low-wage employees
50% or more low-wage 57.9%    1.9% * 20.5% * 46.4%    81.4%    56.4%    30.3%    58.8%   
Less than 50% low-wage 66.3%    18.5%    40.9%    55.3%    86.4%    63.9%    38.5%    67.3%   
Percent women employees
Less than 25% 70.6%    11.1% * 37.4%    59.1%    86.4%    69.8%    33.8%    72.9%   
25-49 % 56.0%    18.5% * 54.8%    58.8%    87.9%    50.8%    51.5%    56.1%   
50-74 % 64.8%    18.9% * 49.3% * 49.8%    85.9%    62.5%    42.1%    65.5%   
75% or more 74.1%    20.6% * 18.8% * 40.9%    82.3%    75.4%    25.2%    75.8%   
Percent age 50 or older employees
Less than 25% 68.6%    8.9% * 24.6%    42.8%    84.3%    69.2%    29.3%    70.9%   
25-49 % 62.2%    11.6% * 56.9%    61.3%    84.7%    59.0%    47.7%    62.5%   
50-74 % 72.7%    48.8%    23.0% * 66.5%    93.5%    68.3%    45.0%    73.6%   
75% or more 69.2%    23.7% * --    75.8%    94.5%    69.2%    25.5% * 75.7%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.B.2.b.1.b Standard errors among self-insured plans for percent of private-sector employees that are enrolled in a plan with stop-loss coverage by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1.11%    3.35%    6.33%    3.63%    1.51%    1.34%    3.27%    1.14%   
Industry group **
Agric., fish., forest. 7.14%    --    --    --    11.70%    8.26%    --    7.61%   
Mining and manufacturing 2.54%    --    13.83%    9.97%    2.38%    3.22%    8.35%    2.59%   
Construction 4.44%    10.10% * 11.43% * 11.82%    8.73%    6.59%    10.38% * 5.07%   
Utilities and transp. 4.95%    0.00%    --    15.86% * 9.94%    5.42%    --    5.01%   
Wholesale trade 3.24%    --    15.43%    10.06%    3.56%    4.33%    10.80%    3.37%   
Fin. svs. and real estate 2.83%    --    --    12.83%    2.80%    3.07%    13.06% * 2.89%   
Retail trade 3.34%    --    15.44%    10.66%    2.51%    3.55%    9.19%    3.43%   
Professional services 1.82%    7.65% * 13.60% * 7.26%    2.86%    2.13%    6.76%    1.87%   
Other services 2.62%    6.19% * 14.03% * 8.77%    5.04%    2.81%    5.62%    2.59%   
Ownership
For profit, incorporated 1.39%    4.01%    5.62%    4.53%    1.92%    1.64%    3.80%    1.43%   
For profit, unincorporated 3.00%    6.39% * 14.33%    7.57%    3.70%    4.01%    7.04%    3.18%   
Nonprofit 1.92%    9.86% * 16.84%    9.38%    3.12%    2.25%    9.23%    1.95%   
Age of firm
Less than 5 years 5.87%    4.56% * 14.90%    13.56% * 7.44%    14.32%    11.42%    6.68%   
5-9 years 6.23%    4.71% * 16.52% * 11.31% * 11.10%    10.15%    10.95% * 7.36%   
10-19 years 3.19%    10.19% * 9.47% * 8.86%    6.35%    1.24%    5.33%    2.56%   
20 or more years 1.16%    4.78%    8.23%    4.17%    1.24%    1.34%    4.02%    1.19%   
Multi/single status
2 or more locations 1.22%    --    11.93% * 6.00%    1.33%    1.36%    7.47%    1.22%   
1 location only 2.29%    3.40%    6.75%    4.32%    3.57%    4.42%    3.54%    2.64%   
Percent full-time employees
Less than 25% 3.28%    0.00%    --    10.21% * 7.64%    3.10%    5.50% * 3.08%   
25-49 % 4.05%    --    5.76% * 15.80% * 5.34%    4.78%    7.86% * 4.19%   
50-74 % 3.17%    7.48% * 13.53% * 12.13%    6.35%    3.73%    6.32%    3.30%   
75% or more 1.23%    4.06%    7.06%    3.94%    1.60%    1.49%    3.78%    1.27%   
Union presence
No union employees 1.18%    3.38%    5.78%    3.80%    1.46%    1.49%    3.12%    1.23%   
Has union employees 2.27%    --    15.09%    11.31%    5.87%    2.41%    13.43%    2.29%   
Percent low-wage employees
50% or more low-wage 3.11%    1.70% * 7.56% * 9.70%    3.77%    3.55%    6.84%    3.23%   
Less than 50% low-wage 1.18%    3.86%    6.60%    3.88%    1.61%    1.43%    3.52%    1.21%   
Percent women employees
Less than 25% 1.94%    3.84% * 9.12%    5.63%    3.18%    2.53%    4.88%    2.01%   
25-49 % 2.26%    7.86% * 12.09%    8.06%    2.77%    2.54%    8.07%    2.31%   
50-74 % 2.02%    8.21% * 16.06% * 7.97%    2.53%    2.34%    7.55%    2.06%   
75% or more 1.93%    8.44% * 7.49% * 7.80%    3.42%    2.21%    4.79%    1.94%   
Percent age 50 or older employees
Less than 25% 1.86%    2.84% * 6.35%    5.23%    2.69%    2.30%    4.07%    1.93%   
25-49 % 1.54%    5.76% * 9.87%    5.84%    2.28%    1.78%    6.14%    1.58%   
50-74 % 2.53%    12.72%    11.23% * 9.29%    1.71%    3.25%    7.42%    2.59%   
75% or more 5.93%    10.22% * --    12.12%    3.90%    9.28%    8.92% * 6.62%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.