Table I.C.1 Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 6,972    7,528    6,892    6,569    6,985    7,033    6,920    6,983   
Industry group **
Agric., fish., forest. 6,994    6,715    6,841    4,465    5,858    8,620    6,249    7,210   
Mining and manufacturing 6,701    6,909    6,808    6,334    6,611    6,848    6,602    6,713   
Construction 6,378    6,901    6,277    5,941    6,671    6,530    6,323    6,415   
Utilities and transp. 7,271    7,642    6,378    7,298    7,324    7,289    6,609    7,373   
Wholesale trade 6,637    8,451    6,959    6,437    6,768    6,289    7,067    6,479   
Fin. svs. and real estate 7,155    7,674    6,974    7,812    7,078    7,065    7,625    7,088   
Retail trade 6,545    7,386    6,752    6,064    7,254    6,391    6,744    6,504   
Professional services 7,420    7,607    7,188    6,833    7,356    7,587    7,108    7,481   
Other services 6,692    7,500    6,980    6,661    6,652    6,597    6,975    6,628   
Ownership
For profit, incorporated 6,811    7,349    6,865    6,479    6,849    6,832    6,821    6,809   
For profit, unincorporated 6,722    7,834    6,319    6,275    6,712    6,744    6,875    6,672   
Nonprofit 7,884    7,994    8,027    7,554    7,628    8,065    7,781    7,895   
Age of firm
Less than 5 years 6,429    7,572    6,067    5,849    6,340    6,952    6,638    6,197   
5-9 years 6,475    6,993    6,380    6,219    6,445    6,799    6,430    6,509   
10-19 years 6,392    7,111    6,337    6,079    6,525    6,224    6,462    6,349   
20 or more years 7,101    7,962    7,367    6,856    7,146    7,076    7,284    7,077   
Multi/single status
2 or more locations 7,054    7,217    7,018    6,878    7,170    7,035    6,743    7,063   
1 location only 6,793    7,536    6,879    6,473    6,719    6,933    6,942    6,650   
Percent full-time employees
Less than 25% 6,854    9,001    7,710    6,786    7,236    6,313    7,710    6,683   
25-49 % 6,666    8,348    6,526    6,353    6,801    6,618    6,863    6,635   
50-74 % 7,165    7,916    6,990    6,629    6,890    7,365    7,197    7,157   
75% or more 6,971    7,402    6,874    6,570    6,999    7,039    6,870    6,992   
Union presence
No union employees 6,932    7,544    6,827    6,510    6,933    7,021    6,873    6,947   
Has union employees 7,166    6,910    8,410    8,166    7,478    7,064    8,130    7,128   
Percent low-wage employees
50% or more low-wage 6,684    7,506    6,769    6,260    6,802    6,672    6,686    6,684   
Less than 50% low-wage 7,014    7,530    6,899    6,600    7,012    7,095    6,938    7,031   
Percent women employees
Less than 25% 6,623    7,243    6,571    6,278    6,650    6,721    6,614    6,626   
25-49 % 6,808    7,462    6,825    6,520    6,784    6,831    6,890    6,795   
50-74 % 7,200    7,978    7,088    6,904    7,264    7,177    7,178    7,203   
75% or more 7,324    7,530    7,343    6,965    7,321    7,386    7,264    7,337   
Percent age 50 or older employees
Less than 25% 6,592    7,060    6,411    6,102    6,576    6,771    6,481    6,625   
25-49 % 7,091    7,147    6,931    6,743    7,139    7,139    6,832    7,122   
50-74 % 7,516    8,154    7,699    7,565    7,604    7,285    7,782    7,442   
75% or more 7,978    8,941    9,013    7,722    7,310    6,855    8,886    7,079   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1 Standard errors for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 34.68    155.41    123.88    70.97    78.42    49.83    72.81    39.12   
Industry group **
Agric., fish., forest. 467.11    1,079.56    588.71    675.19    765.59    519.57    504.71    569.73   
Mining and manufacturing 90.62    390.49    314.34    152.79    229.73    102.00    162.75    99.54   
Construction 119.34    387.69    223.80    174.07    333.84    174.63    148.53    172.51   
Utilities and transp. 149.83    1,061.78    632.80    546.63    399.56    167.65    430.85    158.35   
Wholesale trade 129.91    749.24    552.78    213.61    229.83    197.05    320.82    133.24   
Fin. svs. and real estate 96.53    458.65    398.63    433.61    244.80    110.03    331.73    99.25   
Retail trade 99.56    529.53    303.82    150.57    325.87    118.16    227.33    110.49   
Professional services 61.85    240.71    244.47    111.56    117.35    95.17    125.54    70.23   
Other services 94.08    320.94    294.03    179.46    180.91    142.98    162.59    107.34   
Ownership
For profit, incorporated 40.60    191.85    133.09    86.28    101.06    55.87    83.45    45.94   
For profit, unincorporated 87.14    308.93    247.62    141.86    185.38    141.16    170.68    101.30   
Nonprofit 81.75    439.81    511.69    204.62    159.40    106.51    269.51    85.74   
Age of firm
Less than 5 years 210.60    450.37    386.84    237.22    493.37    422.64    256.47    344.58   
5-9 years 148.73    451.27    258.83    236.36    326.92    392.01    225.96    197.87   
10-19 years 105.41    277.86    198.55    128.54    175.82    293.07    126.87    149.01   
20 or more years 37.34    219.08    166.67    92.64    86.92    48.09    97.44    40.20   
Multi/single status
2 or more locations 41.36    851.79    296.12    153.09    78.25    50.34    181.55    42.27   
1 location only 64.67    157.48    133.51    79.80    156.45    327.46    78.78    102.33   
Percent full-time employees
Less than 25% 283.60    992.34    481.97    387.79    831.57    138.92    365.18    339.74   
25-49 % 86.47    759.21    310.07    192.73    210.92    107.86    243.68    91.98   
50-74 % 96.50    372.06    377.98    169.87    193.58    143.23    213.66    108.13   
75% or more 39.02    175.88    138.51    81.22    86.29    56.58    81.61    44.07   
Union presence
No union employees 37.99    158.86    118.33    70.20    79.76    60.71    71.79    44.08   
Has union employees 84.65    377.75    893.49    605.23    318.59    85.16    557.34    84.84   
Percent low-wage employees
50% or more low-wage 81.92    448.55    351.55    171.77    220.96    96.62    181.81    88.53   
Less than 50% low-wage 38.02    163.48    129.49    76.49    83.89    56.30    77.16    43.30   
Percent women employees
Less than 25% 61.06    285.72    160.62    118.72    138.29    99.85    113.86    72.12   
25-49 % 66.45    334.85    318.93    153.32    166.73    82.44    177.01    71.74   
50-74 % 64.47    356.44    309.32    152.69    157.21    80.24    169.97    69.56   
75% or more 87.01    259.57    255.11    136.44    143.22    144.93    137.54    101.58   
Percent age 50 or older employees
Less than 25% 55.25    232.99    163.41    90.16    127.71    86.33    99.37    65.30   
25-49 % 51.11    271.80    239.32    109.70    113.88    67.81    125.89    55.36   
50-74 % 96.84    353.08    271.32    234.13    169.43    160.70    195.36    110.66   
75% or more 189.13    444.56    374.62    303.67    274.14    246.33    300.72    156.14   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.