Table I.D.1.a Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20,041    18,974    18,500    18,076    20,368    20,709    18,704    20,334   
Industry group **
Agric., fish., forest. 19,653    --    --    --    --    --    20,707    17,713   
Mining and manufacturing 19,706    --    17,453    19,205    20,355    19,595    19,759    19,701   
Construction 18,541    14,939    18,611    17,928    20,847    17,536    19,114    18,266   
Utilities and transp. 19,946    --    23,255    16,539    20,288    20,210    18,246    20,192   
Wholesale trade 17,498    24,192    15,493    17,096    17,909    16,785    17,851    17,319   
Fin. svs. and real estate 20,630    16,900    18,083    20,294    21,080    20,826    18,024    20,865   
Retail trade 17,890    20,261    14,838    17,112    16,535    18,790    17,659    17,950   
Professional services 21,489    18,194    20,323    18,878    21,457    22,315    19,708    21,806   
Other services 19,399    17,862    19,616    16,404    20,684    19,953    17,455    20,070   
Ownership
For profit, incorporated 19,531    18,333    19,103    17,969    19,837    20,110    18,599    19,771   
For profit, unincorporated 19,371    20,317    14,675    18,535    20,392    19,480    18,817    19,546   
Nonprofit 22,040    19,094    20,812    18,103    21,876    22,476    19,458    22,202   
Age of firm
Less than 5 years 19,262    23,420    16,501    15,576    15,211    --    18,686    19,722   
5-9 years 19,944    18,216    16,093    19,288    22,511    18,242    19,074    20,619   
10-19 years 18,049    18,695    17,035    16,527    20,107    16,190    17,233    18,539   
20 or more years 20,352    17,655    19,955    18,779    20,401    20,735    19,198    20,506   
Multi/single status
2 or more locations 20,578    --    19,266    17,974    21,011    20,631    18,729    20,628   
1 location only 19,038    18,882    18,439    18,104    19,573    21,934    18,702    19,331   
Percent full-time employees
Less than 25% 17,630    21,609    --    --    20,000    18,678    14,726    19,064   
25-49 % 18,192    --    15,827    18,564    16,031    19,273    19,621    17,842   
50-74 % 21,200    21,171    16,122    19,483    19,997    22,249    19,638    21,557   
75% or more 20,037    18,172    18,818    18,122    20,585    20,608    18,696    20,323   
Union presence
No union employees 19,844    19,043    18,473    17,903    20,160    20,868    18,601    20,216   
Has union employees 20,631    --    --    24,330    21,328    20,460    21,350    20,611   
Percent low-wage employees
50% or more low-wage 17,528    21,084    17,629    15,634    18,469    16,726    17,589    17,513   
Less than 50% low-wage 20,183    18,765    18,531    18,202    20,522    20,891    18,774    20,489   
Percent women employees
Less than 25% 19,021    18,588    18,325    17,715    19,699    19,609    18,665    19,144   
25-49 % 19,703    16,292    18,650    17,992    20,021    20,187    17,779    20,058   
50-74 % 20,670    20,145    18,415    20,140    21,039    20,887    19,925    20,818   
75% or more 21,021    19,296    19,051    16,760    21,042    22,080    18,052    21,440   
Percent age 50 or older employees
Less than 25% 19,014    19,078    18,199    17,905    19,108    19,760    19,058    18,999   
25-49 % 20,265    16,495    18,685    16,895    20,412    20,915    17,113    20,670   
50-74 % 21,423    18,165    18,167    21,460    22,542    21,560    19,309    21,898   
75% or more 21,657    21,506    22,313    20,245    20,889    24,090    21,687    21,604   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a Standard errors for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 236.25    912.07    989.40    526.22    438.60    345.98    543.76    260.55   
Industry group **
Agric., fish., forest. 1,306.78    --    --    --    --    --    1,227.60    2,082.42   
Mining and manufacturing 559.01    --    1,193.87    1,391.46    1,263.23    602.76    1,449.97    595.39   
Construction 697.45    1,865.39    2,155.94    1,042.80    1,419.02    1,029.11    1,317.46    797.95   
Utilities and transp. 942.79    --    3,300.38    1,507.82    1,332.01    1,191.04    2,017.31    1,047.28   
Wholesale trade 646.27    1,932.42    1,965.04    1,031.81    1,127.85    778.33    1,550.09    576.26   
Fin. svs. and real estate 744.94    2,086.84    1,796.42    1,070.45    985.96    1,150.37    1,200.05    808.18   
Retail trade 785.62    1,844.40    1,258.68    801.04    1,823.52    1,139.17    932.85    957.34   
Professional services 413.69    1,528.72    2,322.84    1,266.58    794.33    510.58    1,225.76    433.28   
Other services 794.68    1,661.74    1,494.71    1,582.98    683.36    1,528.38    1,200.48    918.52   
Ownership
For profit, incorporated 275.44    842.41    1,181.28    517.56    555.42    419.45    593.21    310.80   
For profit, unincorporated 770.79    2,333.18    808.37    2,072.12    1,281.52    1,272.87    1,571.01    881.57   
Nonprofit 417.83    1,341.37    2,182.12    775.27    684.31    534.55    929.34    434.74   
Age of firm
Less than 5 years 1,787.99    1,893.05    2,201.87    1,778.66    1,172.58    --    1,875.64    2,769.63   
5-9 years 1,426.44    1,781.87    2,274.61    2,402.97    2,539.11    2,336.11    1,689.55    2,085.49   
10-19 years 629.05    1,354.16    1,533.65    1,127.01    915.15    1,847.41    977.66    807.84   
20 or more years 238.59    1,117.56    1,381.14    522.69    427.22    327.73    684.53    254.92   
Multi/single status
2 or more locations 274.85    --    2,106.14    674.11    524.12    333.56    1,008.86    280.73   
1 location only 448.38    920.63    1,054.88    644.06    752.14    2,254.27    591.52    653.63   
Percent full-time employees
Less than 25% 1,875.07    1,443.39    --    --    3,818.22    1,032.35    3,018.01    2,000.41   
25-49 % 961.74    --    2,569.36    1,254.02    2,117.83    1,121.58    1,871.34    1,085.88   
50-74 % 967.43    1,505.63    1,802.16    1,150.25    1,325.34    1,537.47    1,113.85    1,153.24   
75% or more 247.72    1,095.96    1,089.43    569.73    458.10    354.74    606.88    269.72   
Union presence
No union employees 269.63    952.43    1,013.68    527.51    410.84    461.51    558.17    304.98   
Has union employees 484.24    --    --    2,275.31    1,512.65    504.54    2,087.02    494.20   
Percent low-wage employees
50% or more low-wage 791.80    1,778.20    2,488.74    2,446.56    1,504.47    936.83    2,114.51    839.33   
Less than 50% low-wage 244.22    983.96    1,020.40    535.44    456.74    355.72    560.71    269.60   
Percent women employees
Less than 25% 344.31    1,253.09    1,008.12    698.73    676.52    582.07    696.71    396.19   
25-49 % 372.70    1,428.90    1,425.48    655.07    666.01    557.75    729.87    416.43   
50-74 % 538.03    1,857.02    3,272.33    1,803.85    1,010.77    708.77    1,540.67    565.51   
75% or more 607.98    1,601.09    1,505.07    1,269.08    1,238.05    785.29    1,249.30    657.56   
Percent age 50 or older employees
Less than 25% 345.92    1,148.74    1,923.17    769.57    646.72    444.33    936.06    344.77   
25-49 % 344.97    1,529.52    1,047.70    764.95    628.29    466.63    736.25    370.37   
50-74 % 671.73    1,428.97    1,406.33    878.03    1,274.98    1,137.74    896.54    776.24   
75% or more 1,103.09    1,953.04    2,765.34    2,789.32    1,015.76    1,465.63    1,660.52    897.39   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.