Table I.E.1 Average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 13,989    14,525    13,582    13,100    13,857    14,192    13,619    14,044   
Industry group **
Agric., fish., forest. 12,818    --    --    --    --    --    11,867    13,058   
Mining and manufacturing 13,715    17,250    13,031    13,149    13,437    13,999    13,504    13,731   
Construction 12,930    13,754    12,017    12,401    13,149    13,497    12,837    12,977   
Utilities and transp. 14,799    10,851    15,109    14,988    14,799    14,934    12,716    15,004   
Wholesale trade 13,317    14,377    14,201    13,503    13,555    12,848    13,709    13,214   
Fin. svs. and real estate 14,107    18,145    16,097    14,587    13,755    13,830    16,889    13,841   
Retail trade 13,357    12,350    14,171    12,239    13,998    13,441    13,080    13,398   
Professional services 14,520    13,865    13,038    12,590    14,366    14,998    13,100    14,721   
Other services 13,696    14,480    13,864    13,868    14,087    13,430    13,776    13,680   
Ownership
For profit, incorporated 13,706    13,371    13,868    13,231    13,661    13,812    13,356    13,758   
For profit, unincorporated 13,792    16,729    11,895    12,290    13,477    14,190    14,121    13,715   
Nonprofit 15,412    15,878    14,267    13,529    15,048    15,755    14,628    15,476   
Age of firm
Less than 5 years 13,170    14,853    12,668    12,497    12,864    13,466    13,907    12,422   
5-9 years 12,755    13,203    12,269    12,326    12,593    14,728    12,271    13,070   
10-19 years 12,781    15,823    13,377    12,415    12,627    11,720    13,706    12,338   
20 or more years 14,196    14,064    14,143    13,473    14,223    14,284    13,780    14,234   
Multi/single status
2 or more locations 14,204    15,795    13,944    13,441    14,374    14,199    13,563    14,217   
1 location only 13,362    14,466    13,545    12,994    13,048    13,911    13,626    13,147   
Percent full-time employees
Less than 25% 13,203    15,809    15,556    10,957    13,053    13,524    12,727    13,357   
25-49 % 13,329    13,416    12,262    12,164    14,022    13,337    12,313    13,437   
50-74 % 13,909    16,954    12,176    12,909    13,083    14,294    14,113    13,863   
75% or more 14,035    14,168    13,771    13,204    13,927    14,234    13,626    14,094   
Union presence
No union employees 13,873    14,570    13,581    12,959    13,873    14,067    13,569    13,930   
Has union employees 14,411    13,453    13,617    15,690    13,743    14,477    14,673    14,404   
Percent low-wage employees
50% or more low-wage 13,524    13,386    13,114    13,107    12,941    13,770    12,167    13,670   
Less than 50% low-wage 14,032    14,602    13,603    13,100    13,936    14,235    13,717    14,080   
Percent women employees
Less than 25% 13,642    14,373    13,431    12,821    13,550    13,974    13,309    13,718   
25-49 % 13,923    14,244    14,067    13,586    13,673    14,029    13,865    13,930   
50-74 % 14,170    15,762    13,869    13,621    14,118    14,148    14,340    14,149   
75% or more 14,364    12,681    12,993    12,730    14,364    14,752    12,989    14,531   
Percent age 50 or older employees
Less than 25% 13,142    13,099    12,853    11,590    12,726    13,783    12,433    13,294   
25-49 % 14,225    13,531    13,718    13,508    14,337    14,315    13,558    14,280   
50-74 % 14,757    14,809    14,590    15,733    14,698    14,509    14,983    14,713   
75% or more 16,003    17,805    16,319    14,225    14,805    14,973    17,183    14,722   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.1 Standard errors for average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 83.08    627.00    383.38    212.54    168.86    108.19    247.78    88.04   
Industry group **
Agric., fish., forest. 1,108.08    --    --    --    --    --    1,153.57    1,382.62   
Mining and manufacturing 235.43    1,891.59    782.59    367.98    375.66    361.28    447.27    251.27   
Construction 300.33    1,367.45    964.18    438.31    646.49    417.44    523.69    367.22   
Utilities and transp. 285.19    1,454.62    1,095.92    1,319.10    905.54    288.32    861.72    287.85   
Wholesale trade 265.02    813.99    1,850.54    634.10    381.95    340.38    806.58    255.85   
Fin. svs. and real estate 269.03    2,719.90    1,508.75    761.73    437.99    290.17    1,537.11    244.65   
Retail trade 227.17    1,332.87    815.61    416.00    823.64    250.19    592.55    245.38   
Professional services 131.69    617.12    576.91    314.59    250.12    173.80    327.95    141.63   
Other services 267.09    735.83    707.76    945.58    642.71    341.54    447.91    308.12   
Ownership
For profit, incorporated 90.92    433.76    458.68    257.19    206.07    117.02    233.46    98.48   
For profit, unincorporated 330.32    1,898.04    791.36    396.75    474.97    535.79    920.36    345.76   
Nonprofit 179.97    1,079.02    743.97    698.09    327.41    223.15    496.59    189.80   
Age of firm
Less than 5 years 739.88    2,328.24    1,044.68    655.34    1,648.91    903.74    1,014.61    1,085.70   
5-9 years 338.77    1,152.91    1,052.42    565.87    554.34    899.68    571.48    416.40   
10-19 years 348.33    1,636.45    890.69    510.34    543.10    569.39    696.94    368.06   
20 or more years 84.37    489.59    515.47    268.72    165.27    107.42    245.50    89.23   
Multi/single status
2 or more locations 92.33    896.70    756.93    345.35    172.94    109.96    448.64    93.71   
1 location only 181.83    654.72    416.50    258.35    339.17    535.56    273.44    243.21   
Percent full-time employees
Less than 25% 505.65    1,868.18    1,129.34    1,200.37    737.50    327.97    1,718.18    291.18   
25-49 % 248.29    1,123.44    1,919.90    745.78    736.87    276.50    802.52    260.28   
50-74 % 296.58    3,093.73    836.39    835.21    385.76    283.88    1,220.93    237.73   
75% or more 90.40    594.23    429.00    224.04    186.06    119.97    245.23    97.19   
Union presence
No union employees 89.05    651.86    394.53    220.86    171.15    119.55    257.57    94.14   
Has union employees 208.29    878.23    1,320.38    684.42    635.80    226.92    677.12    213.29   
Percent low-wage employees
50% or more low-wage 196.60    1,361.22    981.81    1,449.71    400.68    181.70    699.41    197.16   
Less than 50% low-wage 88.92    661.66    398.11    202.02    181.15    117.77    257.57    94.70   
Percent women employees
Less than 25% 151.21    1,249.73    567.58    340.47    292.06    203.76    397.08    161.66   
25-49 % 154.99    773.03    1,049.95    357.63    291.48    204.04    487.48    163.46   
50-74 % 184.67    1,379.60    730.08    514.99    444.80    218.04    658.10    190.93   
75% or more 181.57    675.65    530.07    531.24    296.68    254.76    358.01    200.36   
Percent age 50 or older employees
Less than 25% 128.44    545.26    552.41    236.43    234.44    179.43    281.01    142.52   
25-49 % 120.07    889.33    736.97    359.23    238.92    151.50    372.24    126.12   
50-74 % 222.15    748.31    855.89    528.32    521.40    280.20    426.01    251.76   
75% or more 910.95    2,234.39    880.80    691.22    639.62    497.61    1,648.05    385.38   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.