Table I.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,931    2,312    2,390    2,437    2,190    1,603    2,386    1,839   
Industry group **
Agric., fish., forest. 2,460    3,770    2,688    2,742    2,851    1,734    2,921    2,328   
Mining and manufacturing 1,911    2,249    2,618    2,606    2,077    1,543    2,665    1,817   
Construction 2,343    2,415    2,580    2,773    2,255    1,490    2,609    2,156   
Utilities and transp. 1,882    2,364    2,444    2,662    2,472    1,533    2,331    1,817   
Wholesale trade 2,072    2,553    2,799    2,482    2,126    1,533    2,548    1,904   
Fin. svs. and real estate 1,848    2,278    2,322    2,092    2,049    1,698    2,254    1,795   
Retail trade 1,980    2,303    2,383    2,557    2,512    1,612    2,422    1,894   
Professional services 1,858    2,275    2,199    2,265    2,103    1,592    2,248    1,784   
Other services 1,929    2,181    2,217    2,274    2,310    1,628    2,258    1,858   
Ownership
For profit, incorporated 1,953    2,323    2,384    2,509    2,265    1,630    2,410    1,861   
For profit, unincorporated 2,066    2,344    2,704    2,475    2,066    1,671    2,500    1,929   
Nonprofit 1,703    2,084    1,886    1,960    2,063    1,429    1,940    1,677   
Age of firm
Less than 5 years 2,452    2,239    2,607    2,637    2,428    1,672    2,433    2,472   
5-9 years 2,383    2,415    2,157    2,511    2,363    2,311    2,385    2,381   
10-19 years 2,115    2,323    2,647    2,221    2,131    1,661    2,434    1,935   
20 or more years 1,858    2,297    2,299    2,462    2,170    1,593    2,356    1,795   
Multi/single status
2 or more locations 1,764    2,198    2,312    2,526    2,147    1,605    2,434    1,744   
1 location only 2,316    2,315    2,398    2,408    2,258    1,515    2,379    2,255   
Percent full-time employees
Less than 25% 2,060    2,040    2,422    2,187    2,382    1,805    2,189    2,031   
25-49 % 2,090    2,223    2,373    2,353    2,786    1,756    2,286    2,059   
50-74 % 2,042    2,313    2,142    2,437    2,526    1,650    2,291    1,980   
75% or more 1,907    2,322    2,428    2,446    2,117    1,584    2,407    1,807   
Union presence
No union employees 2,012    2,323    2,398    2,450    2,233    1,649    2,395    1,919   
Has union employees 1,525    --    2,151    1,994    1,716    1,476    2,070    1,509   
Percent low-wage employees
50% or more low-wage 2,127    2,265    2,505    2,652    2,560    1,866    2,514    2,087   
Less than 50% low-wage 1,902    2,316    2,383    2,415    2,137    1,556    2,376    1,799   
Percent women employees
Less than 25% 2,156    2,529    2,438    2,618    2,272    1,723    2,535    2,035   
25-49 % 1,816    2,389    2,612    2,318    2,099    1,498    2,436    1,719   
50-74 % 1,849    2,194    2,136    2,314    2,167    1,622    2,222    1,795   
75% or more 1,899    2,057    2,331    2,289    2,237    1,602    2,216    1,834   
Percent age 50 or older employees
Less than 25% 2,057    2,372    2,532    2,468    2,266    1,651    2,477    1,935   
25-49 % 1,806    2,210    2,212    2,381    2,183    1,557    2,261    1,754   
50-74 % 2,023    2,265    2,359    2,481    2,053    1,705    2,353    1,934   
75% or more 2,147    2,353    2,238    2,317    1,670    2,058    2,325    1,967   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17.72    64.76    68.16    42.61    38.53    23.61    35.16    19.82   
Industry group **
Agric., fish., forest. 218.07    642.74    324.37    704.64    356.22    173.20    407.47    242.72   
Mining and manufacturing 48.10    347.35    226.29    134.93    94.07    58.42    135.65    50.57   
Construction 77.76    176.92    130.65    130.62    166.31    126.67    90.28    113.91   
Utilities and transp. 84.87    366.91    216.59    232.32    205.76    97.86    157.48    93.38   
Wholesale trade 78.22    267.48    367.70    141.71    120.22    84.89    187.52    73.43   
Fin. svs. and real estate 40.83    181.50    188.05    142.67    97.52    46.77    110.71    43.44   
Retail trade 49.27    215.63    139.35    141.01    133.79    53.88    101.55    54.25   
Professional services 31.38    123.38    108.64    72.02    65.20    49.25    59.15    36.16   
Other services 57.81    119.55    133.18    87.94    119.54    69.57    70.66    66.08   
Ownership
For profit, incorporated 21.97    83.51    63.83    52.78    49.63    28.54    38.80    24.87   
For profit, unincorporated 46.12    130.00    233.00    101.80    85.64    63.86    98.38    48.75   
Nonprofit 42.50    189.51    179.57    95.01    86.76    50.97    96.73    45.94   
Age of firm
Less than 5 years 107.51    165.97    396.88    166.64    179.50    211.90    160.57    142.80   
5-9 years 81.01    232.73    129.05    134.94    179.64    240.80    106.06    117.40   
10-19 years 81.48    112.95    129.59    89.54    102.45    195.73    70.01    108.80   
20 or more years 18.38    97.41    69.26    54.68    43.81    22.90    42.58    20.00   
Multi/single status
2 or more locations 20.63    544.53    146.84    74.93    44.93    23.97    90.44    21.03   
1 location only 31.95    65.29    73.89    51.29    69.12    131.01    38.27    50.89   
Percent full-time employees
Less than 25% 79.60    414.22    282.41    147.98    159.80    111.62    180.65    88.79   
25-49 % 89.12    194.27    189.41    154.71    162.04    123.97    110.17    101.36   
50-74 % 53.64    168.83    133.30    126.41    123.01    62.93    88.46    62.71   
75% or more 19.65    74.01    79.41    48.10    42.16    26.08    40.27    21.82   
Union presence
No union employees 20.23    65.26    68.33    43.54    40.53    29.05    35.36    23.21   
Has union employees 35.52    --    412.68    185.87    113.66    38.38    224.88    36.00   
Percent low-wage employees
50% or more low-wage 41.27    338.56    213.60    127.45    103.63    43.06    138.40    42.66   
Less than 50% low-wage 19.53    65.34    71.05    45.34    41.74    26.77    36.54    22.09   
Percent women employees
Less than 25% 35.73    115.40    94.23    76.98    68.39    63.48    56.14    43.18   
25-49 % 35.17    150.53    209.81    84.33    79.52    40.52    94.26    36.66   
50-74 % 31.77    138.17    133.12    87.31    78.63    35.98    73.25    34.44   
75% or more 41.46    124.85    112.16    79.87    83.51    50.78    63.15    46.68   
Percent age 50 or older employees
Less than 25% 29.16    105.37    109.95    62.25    61.98    34.44    54.37    32.82   
25-49 % 26.31    115.96    100.14    72.94    54.49    33.81    57.68    28.42   
50-74 % 50.68    143.66    142.59    113.66    117.52    76.30    84.19    60.35   
75% or more 91.17    193.43    268.22    215.15    201.54    107.83    138.19    117.42   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.