Table I.F.26 Average coinsurance (in percentages) for a hospital admission per employee enrolled in a health insurance plan that had a hospital coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20.4    23.3    24.4    23.1    21.3    19.2    23.9    19.9   
Industry group **
Agric., fish., forest. 21.6    21.5    27.5    21.3    25.0    18.6    24.2    20.9   
Mining and manufacturing 20.3    21.3    24.7    23.4    21.0    19.1    24.2    19.9   
Construction 22.4    26.3    23.9    22.7    22.3    20.6    24.2    21.5   
Utilities and transp. 20.0    20.3    25.5    19.1    22.8    19.3    22.5    19.8   
Wholesale trade 21.7    24.2    27.8    24.1    21.2    19.6    26.5    20.4   
Fin. svs. and real estate 19.3    22.0    21.7    21.7    20.6    18.6    21.7    19.1   
Retail trade 21.4    23.6    27.4    24.2    23.0    19.9    25.3    20.8   
Professional services 19.8    23.6    23.4    23.0    20.8    18.5    23.4    19.3   
Other services 21.4    23.1    23.0    23.5    21.9    20.5    23.4    21.0   
Ownership
For profit, incorporated 20.5    23.3    24.1    23.3    21.3    19.3    24.0    20.0   
For profit, unincorporated 21.3    23.3    26.9    23.2    22.0    19.1    24.4    20.5   
Nonprofit 19.5    23.3    22.9    21.5    20.9    18.5    22.1    19.3   
Age of firm
Less than 5 years 23.3    24.7    29.3    23.2    21.1    17.7    26.4    20.8   
5-9 years 23.8    23.6    25.0    26.1    21.8    21.7    24.7    23.2   
10-19 years 22.0    22.6    24.2    23.3    21.3    20.5    23.4    21.3   
20 or more years 20.0    23.2    23.2    22.5    21.4    19.1    23.4    19.7   
Multi/single status
2 or more locations 19.7    21.8    24.0    22.8    21.4    19.1    24.0    19.6   
1 location only 22.6    23.4    24.5    23.2    21.3    20.2    23.9    21.6   
Percent full-time employees
Less than 25% 22.3    22.7    23.9    24.3    21.3    22.2    23.6    22.1   
25-49 % 21.7    25.6    26.1    24.1    24.4    19.9    26.1    21.1   
50-74 % 21.0    23.9    22.7    22.4    22.5    19.7    22.5    20.7   
75% or more 20.3    23.1    24.6    23.1    21.1    19.0    24.0    19.8   
Union presence
No union employees 20.8    23.4    24.6    23.2    21.5    19.3    24.1    20.2   
Has union employees 19.0    20.1    20.6    19.8    20.4    18.8    20.3    19.0   
Percent low-wage employees
50% or more low-wage 21.4    21.0    23.8    24.2    23.3    20.4    23.1    21.2   
Less than 50% low-wage 20.3    23.5    24.5    23.0    21.1    19.0    24.0    19.8   
Percent women employees
Less than 25% 21.1    22.4    24.1    23.0    22.0    19.3    23.9    20.4   
25-49 % 19.9    22.3    26.4    23.0    21.1    18.8    24.0    19.5   
50-74 % 20.3    24.2    23.0    22.6    21.1    19.5    23.4    20.0   
75% or more 20.5    24.7    24.3    23.8    21.0    19.2    24.5    19.9   
Percent age 50 or older employees
Less than 25% 21.3    23.1    24.7    23.9    21.6    19.9    24.3    20.7   
25-49 % 19.6    24.2    23.6    21.9    21.1    18.8    23.1    19.4   
50-74 % 21.1    23.1    26.1    23.2    21.7    19.3    24.5    20.4   
75% or more 21.7    22.9    22.5    22.4    18.6    21.7    22.9    20.6   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.26 Standard errors for average coinsurance (in percentages) for a hospital admission per employee enrolled in a health insurance plan that had a hospital coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.11    0.46    0.65    0.29    0.21    0.13    0.30    0.11   
Industry group **
Agric., fish., forest. 1.48    1.25    5.20    2.02    2.53    1.62    2.67    1.66   
Mining and manufacturing 0.28    0.79    1.63    0.80    0.45    0.36    0.85    0.29   
Construction 0.52    1.90    1.30    0.69    1.21    0.91    0.69    0.70   
Utilities and transp. 0.35    1.06    2.55    1.58    1.26    0.31    1.20    0.36   
Wholesale trade 0.60    1.43    3.66    1.23    0.55    0.74    1.78    0.49   
Fin. svs. and real estate 0.27    0.90    0.96    0.83    0.42    0.34    0.62    0.29   
Retail trade 0.31    1.50    1.47    1.02    0.97    0.29    0.88    0.31   
Professional services 0.20    1.06    0.80    0.54    0.33    0.25    0.50    0.21   
Other services 0.31    0.82    0.88    0.54    0.63    0.41    0.50    0.34   
Ownership
For profit, incorporated 0.12    0.47    0.52    0.38    0.25    0.15    0.30    0.13   
For profit, unincorporated 0.38    1.09    2.74    0.59    0.63    0.48    1.05    0.37   
Nonprofit 0.26    2.35    1.10    0.69    0.37    0.37    0.75    0.28   
Age of firm
Less than 5 years 0.97    1.87    3.39    1.11    0.87    1.72    1.62    0.70   
5-9 years 0.54    1.53    1.29    1.18    0.69    1.24    0.77    0.73   
10-19 years 0.31    0.71    1.00    0.59    0.61    0.49    0.48    0.37   
20 or more years 0.11    0.55    0.52    0.35    0.24    0.14    0.32    0.12   
Multi/single status
2 or more locations 0.12    1.62    0.92    0.50    0.26    0.13    0.72    0.12   
1 location only 0.22    0.47    0.71    0.35    0.35    1.06    0.33    0.29   
Percent full-time employees
Less than 25% 0.50    1.73    2.03    1.64    1.41    0.54    1.13    0.55   
25-49 % 0.34    1.69    2.14    1.05    0.97    0.30    1.11    0.34   
50-74 % 0.32    1.01    0.90    0.65    0.55    0.46    0.54    0.36   
75% or more 0.12    0.54    0.77    0.33    0.23    0.15    0.35    0.12   
Union presence
No union employees 0.12    0.46    0.68    0.30    0.22    0.16    0.31    0.13   
Has union employees 0.22    2.33    0.97    0.85    0.57    0.24    0.70    0.22   
Percent low-wage employees
50% or more low-wage 0.28    0.99    1.14    0.88    0.80    0.30    0.68    0.30   
Less than 50% low-wage 0.12    0.49    0.68    0.31    0.21    0.15    0.32    0.12   
Percent women employees
Less than 25% 0.22    0.63    0.76    0.51    0.43    0.27    0.41    0.24   
25-49 % 0.24    0.87    2.36    0.61    0.41    0.27    0.97    0.23   
50-74 % 0.19    1.05    0.87    0.58    0.38    0.23    0.55    0.19   
75% or more 0.22    1.20    0.79    0.62    0.40    0.29    0.56    0.23   
Percent age 50 or older employees
Less than 25% 0.19    0.84    1.16    0.42    0.33    0.24    0.52    0.20   
25-49 % 0.14    0.96    0.70    0.50    0.28    0.17    0.42    0.15   
50-74 % 0.31    0.80    1.45    0.79    0.73    0.36    0.68    0.33   
75% or more 0.70    0.82    1.82    0.96    0.98    2.12    0.72    1.12   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.