Table I.F.32 Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2019
Characteristics Generic Preferred Non-Preferred Specialty
United States 18.4%    29.1%    31.8%    41.9%   
Firm size
Less than 50 employees 12.9%    17.3%    21.5%    35.8%   
50+ employees 19.4%    31.3%    33.7%    43.0%   
Less than 10 employees 15.5%    18.9%    23.3%    36.3%   
10-24 employees 12.2%    16.8%    20.0%    33.8%   
25-99 employees 10.5%    15.0%    19.3%    36.3%   
100-999 employees 11.5%    16.2%    18.2%    33.4%   
1000+ employees 23.7%    39.2%    41.7%    47.7%   
Industry group **
Agric., fish., forest. 12.4%    18.2%    26.7%    45.6%   
Mining and manufacturing 20.0%    28.8%    30.8%    39.7%   
Construction 15.1%    19.9%    23.1%    39.7%   
Utilities and transp. 18.7%    38.0%    41.1%    43.0%   
Wholesale trade 17.8%    24.2%    27.1%    39.5%   
Fin. svs. and real estate 21.8%    33.6%    36.4%    43.2%   
Retail trade 18.3%    30.0%    35.1%    48.7%   
Professional services 18.9%    31.1%    33.0%    42.2%   
Other services 14.3%    22.4%    25.1%    38.8%   
Ownership
For profit, incorporated 19.8%    30.8%    33.9%    42.9%   
For profit, unincorporated 15.1%    24.0%    26.3%    39.5%   
Nonprofit 15.2%    26.1%    27.5%    39.7%   
Age of firm
Less than 5 years 11.3%    16.4%    19.1%    35.3%   
5-9 years 12.2%    17.0%    19.3%    36.4%   
10-19 years 12.7%    17.9%    23.2%    40.0%   
20 or more years 19.7%    31.6%    34.1%    42.7%   
Multi/single status
2 or more locations 21.2%    34.5%    37.0%    44.5%   
1 location only 11.6%    15.8%    19.2%    35.5%   
Percent full-time employees
Less than 25% 23.1%    30.2%    32.1%    39.9%   
25-49 % 17.5%    25.5%    34.5%    37.6%   
50-74 % 16.4%    27.6%    30.1%    44.3%   
75% or more 18.6%    29.4%    31.9%    41.9%   
Union presence
No union employees 17.6%    26.1%    29.3%    40.2%   
Has union employees 21.9%    41.2%    42.1%    48.9%   
Percent low wage employees **
50% or more low-wage 21.4%    29.7%    32.9%    45.0%   
Less than 50% low-wage 18.1%    29.1%    31.7%    41.6%   
Percent women employees
Less than 25% 18.0%    26.6%    29.3%    40.6%   
25-49 % 20.0%    33.2%    36.7%    46.1%   
50-74 % 18.2%    28.9%    30.7%    38.7%   
75% or more 17.0%    27.0%    29.8%    42.1%   
Percent age 50 or older employees
Less than 25% 16.0%    23.2%    25.6%    40.5%   
25-49 % 20.7%    34.4%    37.3%    43.7%   
50-74 % 16.2%    25.9%    28.6%    40.3%   
75% or more 14.8%    19.7%    23.1%    30.7%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.32 Standard errors for Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2019
Characteristics Generic Preferred Non-Preferred Specialty
United States 0.50%    0.69%    0.73%    0.81%   
Firm size
Less than 50 employees 0.69%    0.81%    0.91%    1.09%   
50+ employees 0.58%    0.80%    0.84%    0.93%   
Less than 10 employees 1.47%    1.60%    1.76%    2.11%   
10-24 employees 1.13%    1.39%    1.39%    2.00%   
25-99 employees 0.83%    0.98%    1.11%    1.32%   
100-999 employees 0.75%    0.88%    0.92%    1.49%   
1000+ employees 0.81%    1.10%    1.15%    1.25%   
Industry group **
Agric., fish., forest. 3.56%    4.34%    5.69%    6.13%   
Mining and manufacturing 1.23%    1.45%    1.47%    1.67%   
Construction 1.78%    1.98%    2.25%    2.84%   
Utilities and transp. 1.90%    3.68%    3.63%    3.57%   
Wholesale trade 1.96%    2.14%    2.16%    2.36%   
Fin. svs. and real estate 1.66%    1.90%    1.91%    2.33%   
Retail trade 1.81%    2.20%    2.24%    2.20%   
Professional services 0.94%    1.44%    1.41%    1.56%   
Other services 1.11%    1.42%    2.33%    2.56%   
Ownership
For profit, incorporated 0.63%    0.87%    0.93%    1.01%   
For profit, unincorporated 1.10%    1.38%    1.38%    1.85%   
Nonprofit 1.14%    1.70%    1.68%    1.84%   
Age of firm
Less than 5 years 1.88%    2.27%    2.80%    4.87%   
5-9 years 1.53%    1.82%    1.85%    2.52%   
10-19 years 1.12%    1.25%    3.01%    2.88%   
20 or more years 0.59%    0.81%    0.81%    0.89%   
Multi/single status
2 or more locations 0.66%    0.90%    0.95%    1.03%   
1 location only 0.60%    0.72%    0.78%    1.19%   
Percent full-time employees
Less than 25% 2.83%    3.17%    3.22%    3.07%   
25-49 % 1.69%    1.92%    2.50%    2.31%   
50-74 % 1.29%    1.84%    1.87%    2.13%   
75% or more 0.57%    0.78%    0.83%    0.91%   
Union presence
No union employees 0.54%    0.74%    0.81%    0.90%   
Has union employees 1.31%    1.80%    1.80%    1.82%   
Percent low wage employees **
50% or more low-wage 1.71%    1.81%    1.87%    1.95%   
Less than 50% low-wage 0.52%    0.75%    0.79%    0.88%   
Percent women employees
Less than 25% 0.96%    1.55%    1.54%    1.78%   
25-49 % 1.08%    1.41%    1.42%    1.55%   
50-74 % 1.02%    1.27%    1.26%    1.38%   
75% or more 0.89%    1.18%    1.75%    1.69%   
Percent age 50 or older employees
Less than 25% 0.78%    1.00%    1.03%    1.29%   
25-49 % 0.77%    1.07%    1.14%    1.23%   
50-74 % 1.16%    1.50%    1.52%    1.87%   
75% or more 2.76%    2.98%    3.02%    3.26%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.