Table I.F.9 Percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 91.6%    80.8%    85.3%    87.0%    91.6%    93.6%    83.3%    92.9%   
Industry group **
Agric., fish., forest. 92.2%    90.2%    87.4%    100.0%    95.8%    89.8%    90.7%    92.7%   
Mining and manufacturing 93.1%    85.0%    84.8%    93.3%    94.6%    92.9%    85.1%    93.7%   
Construction 89.6%    74.5%    87.5%    86.4%    96.7%    87.9%    83.3%    92.9%   
Utilities and transp. 94.5%    100.0%    66.2%    94.3%    89.6%    96.3%    80.5%    95.3%   
Wholesale trade 90.5%    83.8%    81.4%    91.9%    89.1%    92.9%    83.7%    92.2%   
Fin. svs. and real estate 94.4%    84.4%    90.6%    96.2%    95.2%    94.8%    89.3%    94.9%   
Retail trade 91.7%    82.7%    91.5%    87.9%    81.1%    94.9%    87.5%    92.3%   
Professional services 91.9%    74.6%    84.7%    80.3%    90.5%    95.4%    79.6%    93.7%   
Other services 85.6%    83.7%    86.1%    83.0%    87.6%    85.6%    83.5%    86.1%   
Ownership
For profit, incorporated 91.8%    78.2%    86.9%    87.0%    92.6%    93.4%    83.8%    92.9%   
For profit, unincorporated 90.0%    84.0%    77.7%    85.1%    87.2%    95.1%    79.8%    92.3%   
Nonprofit 92.5%    88.6%    86.4%    90.7%    91.5%    93.4%    86.5%    93.0%   
Age of firm
Less than 5 years 80.5%    85.7%    78.4%    85.4%    82.4%    64.3% * 81.3%    79.9%   
5-9 years 83.3%    80.5%    83.9%    81.4%    82.6%    96.5%    81.4%    84.7%   
10-19 years 86.8%    81.7%    90.2%    87.5%    92.4%    79.2%    85.8%    87.2%   
20 or more years 93.0%    79.1%    85.4%    88.0%    93.0%    94.4%    83.2%    93.9%   
Multi/single status
2 or more locations 93.6%    87.9%    85.0%    91.9%    92.9%    93.9%    86.0%    93.7%   
1 location only 86.0%    80.6%    85.4%    85.5%    89.7%    83.4%    83.0%    88.5%   
Percent full-time employees
Less than 25% 84.9%    98.5%    76.6%    75.7%    64.6%    94.4%    76.7%    86.6%   
25-49 % 94.5%    82.8%    88.9%    88.4%    92.8%    97.6%    88.0%    95.7%   
50-74 % 90.5%    80.3%    92.3%    83.7%    91.8%    92.2%    84.6%    91.7%   
75% or more 91.7%    80.4%    84.7%    87.4%    91.9%    93.5%    83.1%    93.0%   
Union presence
No union employees 91.4%    82.7%    85.4%    87.2%    92.3%    93.3%    84.1%    92.7%   
Has union employees 92.5%    --    84.9%    84.6%    87.7%    94.2%    71.6%    93.3%   
Percent low-wage employees
50% or more low-wage 90.8%    86.7%    85.8%    74.7%    82.8%    95.1%    84.7%    91.5%   
Less than 50% low-wage 91.7%    80.3%    85.3%    87.7%    92.2%    93.4%    83.2%    93.0%   
Percent women employees
Less than 25% 90.5%    81.0%    84.1%    86.0%    94.1%    92.2%    82.5%    92.4%   
25-49 % 94.0%    81.9%    82.5%    93.2%    94.2%    95.0%    84.9%    94.9%   
50-74 % 90.6%    81.0%    91.9%    85.6%    85.8%    92.9%    86.0%    91.2%   
75% or more 91.1%    78.3%    82.1%    82.5%    90.0%    93.7%    78.6%    92.7%   
Percent age 50 or older employees
Less than 25% 89.9%    84.6%    83.1%    83.3%    90.7%    92.7%    82.7%    91.5%   
25-49 % 93.6%    86.4%    88.4%    91.2%    91.6%    94.7%    87.3%    94.1%   
50-74 % 89.5%    77.3%    87.3%    87.9%    93.9%    89.2%    82.4%    90.8%   
75% or more 80.5%    68.1%    78.2%    86.9%    88.6%    90.7%    71.1%    90.0%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.9 Standard errors for percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.47%    2.54%    1.97%    1.37%    1.11%    0.59%    1.29%    0.50%   
Industry group **
Agric., fish., forest. 3.99%    6.78%    7.76%    0.00%    3.10%    8.45%    4.24%    5.15%   
Mining and manufacturing 1.04%    8.59%    5.49%    2.03%    2.55%    1.23%    3.34%    1.09%   
Construction 1.92%    10.35%    3.98%    3.74%    1.65%    5.10%    3.45%    2.15%   
Utilities and transp. 1.28%    0.00%    9.66%    3.41%    4.07%    1.42%    6.05%    1.29%   
Wholesale trade 1.57%    8.52%    8.84%    2.65%    3.20%    1.96%    4.66%    1.53%   
Fin. svs. and real estate 0.87%    6.69%    4.78%    1.27%    1.87%    1.03%    3.40%    0.88%   
Retail trade 1.65%    6.41%    3.17%    3.55%    8.02%    1.57%    2.74%    1.84%   
Professional services 0.68%    4.86%    3.56%    3.27%    1.77%    0.64%    2.65%    0.66%   
Other services 2.25%    5.20%    3.85%    4.47%    4.36%    3.47%    3.05%    2.67%   
Ownership
For profit, incorporated 0.55%    3.27%    1.77%    1.54%    1.27%    0.72%    1.36%    0.60%   
For profit, unincorporated 1.44%    4.84%    7.26%    4.22%    3.85%    1.24%    3.90%    1.47%   
Nonprofit 1.12%    4.77%    7.93%    2.98%    1.78%    1.50%    3.79%    1.17%   
Age of firm
Less than 5 years 5.56%    5.30%    10.70%    5.43%    10.85%    23.42% * 5.13%    9.28%   
5-9 years 3.58%    7.05%    5.21%    6.86%    7.58%    1.85%    4.33%    5.37%   
10-19 years 2.37%    4.99%    2.27%    2.82%    2.41%    7.49%    2.24%    3.31%   
20 or more years 0.39%    3.81%    2.05%    1.50%    0.88%    0.46%    1.56%    0.40%   
Multi/single status
2 or more locations 0.47%    11.17%    4.82%    1.58%    0.96%    0.56%    2.83%    0.48%   
1 location only 1.19%    2.59%    2.11%    1.72%    2.31%    7.55%    1.40%    1.82%   
Percent full-time employees
Less than 25% 5.65%    1.52%    14.37%    13.23%    18.80%    1.72%    10.53%    6.46%   
25-49 % 1.01%    8.59%    5.14%    3.13%    3.50%    0.66%    3.24%    1.03%   
50-74 % 1.22%    6.17%    2.93%    4.71%    2.28%    1.59%    3.22%    1.31%   
75% or more 0.51%    2.95%    2.22%    1.49%    1.16%    0.66%    1.45%    0.55%   
Union presence
No union employees 0.54%    2.38%    2.03%    1.42%    1.02%    0.77%    1.28%    0.59%   
Has union employees 0.97%    --    7.82%    5.59%    4.51%    0.85%    6.79%    0.96%   
Percent low-wage employees
50% or more low-wage 1.49%    6.07%    5.54%    7.88%    5.69%    0.95%    4.54%    1.57%   
Less than 50% low-wage 0.49%    2.69%    2.03%    1.36%    1.10%    0.64%    1.34%    0.53%   
Percent women employees
Less than 25% 0.84%    3.91%    2.58%    2.16%    1.37%    1.32%    1.82%    0.96%   
25-49 % 0.63%    6.69%    5.37%    1.52%    1.36%    0.71%    2.95%    0.60%   
50-74 % 1.08%    4.66%    2.36%    3.97%    3.38%    1.18%    2.74%    1.17%   
75% or more 1.31%    5.83%    5.99%    3.46%    2.04%    1.82%    3.51%    1.40%   
Percent age 50 or older employees
Less than 25% 0.82%    3.19%    3.47%    2.34%    1.80%    1.08%    2.02%    0.89%   
25-49 % 0.61%    4.39%    2.50%    1.80%    1.81%    0.69%    1.89%    0.64%   
50-74 % 1.57%    5.76%    3.54%    3.46%    1.67%    2.70%    2.83%    1.79%   
75% or more 3.56%    8.23%    8.25%    4.17%    5.64%    3.78%    6.22%    2.59%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.