Table I.A.2.a Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 41.9%    16.1%    31.7%    75.2%    16.0%    60.7%   
Industry group **
Agric., fish., forest. 21.2%    19.1% * 6.6% * 52.2%    16.4% * 38.4%   
Mining and manufacturing 34.6%    13.3%    49.7%    80.7%    12.9% * 57.4%   
Construction 27.5%    23.4%    19.0%    82.5%    25.2%    35.8%   
Utilities and transp. 51.2%    23.1% * 28.3%    83.5%    21.4% * 70.1%   
Wholesale trade 39.3%    16.3%    43.7%    77.9%    14.9%    61.5%   
Fin. svs. and real estate 54.7%    17.2%    36.4%    77.8%    17.6%    66.3%   
Retail trade 53.4%    13.1%    24.2%    79.3%    12.4%    68.6%   
Professional services 35.6%    14.2%    30.8%    76.2%    14.0%    57.9%   
Other services 35.7%    16.2%    26.9%    63.3%    16.6%    50.9%   
Ownership
For profit, incorporated 44.4%    15.4%    31.4%    77.2%    15.4%    64.2%   
For profit, unincorporated 34.6%    15.2%    32.5%    69.0%    14.6%    53.2%   
Nonprofit 35.0%    21.5%    32.2%    64.0%    22.0%    45.4%   
Age of firm
Less than 5 years 20.6%    19.0%    23.6%    76.2%    19.1%    31.6%   
5-9 years 23.5%    21.8%    27.7%    46.4%    21.8%    30.0%   
10-19 years 20.3%    13.8%    26.9%    54.5%    13.4%    36.0%   
20 or more years 49.7%    15.2%    33.2%    76.5%    15.1%    64.2%   
Multi/single status
2 or more locations 60.8%    15.1%    33.1%    75.4%    15.0%    64.2%   
1 location only 16.7%    16.3%    24.6%    41.5%    16.1%    21.4%   
Percent full-time employees
Less than 25% 35.1%    18.0%    25.4%    55.7%    20.5%    44.2%   
25-49 % 41.9%    13.8%    25.1%    68.0%    13.9%    54.7%   
50-74 % 44.1%    15.5%    30.7%    77.8%    15.4%    64.8%   
75% or more 41.9%    16.3%    33.1%    77.1%    16.0%    61.9%   
Union presence
No union employees 38.1%    15.8%    31.4%    71.6%    15.6%    56.6%   
Has union employees 79.6%    27.7%    38.4%    91.7%    31.6%    85.6%   
Percent low-wage employees
50% or more low-wage 46.5%    16.9%    28.9%    69.1%    16.7%    58.0%   
Less than 50% low-wage 40.9%    16.0%    32.6%    77.1%    15.9%    61.5%   
Percent women employees
Less than 25% 32.5%    17.4%    36.8%    77.4%    17.2%    55.2%   
25-49 % 48.6%    14.3%    26.5%    77.4%    14.3%    65.5%   
50-74 % 46.2%    13.7%    27.7%    74.5%    13.8%    62.8%   
75% or more 40.4%    17.9%    34.8%    72.2%    17.8%    56.7%   
Percent age 50 or older employees
Less than 25% 36.3%    17.3%    30.5%    69.0%    17.5%    53.1%   
25-49 % 55.5%    14.1%    36.1%    80.1%    13.2%    70.1%   
50-74 % 32.7%    14.8%    29.1%    74.0%    14.6%    53.1%   
75% or more 22.0%    16.6%    24.2%    63.3%    16.7%    40.4%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a Standard errors for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.66%    0.89%    1.44%    0.87%    1.00%    0.74%   
Industry group **
Agric., fish., forest. 5.49%    6.06% * 4.49% * 12.58%    6.37% * 9.64%   
Mining and manufacturing 2.41%    3.43%    4.53%    2.77%    4.13% * 2.44%   
Construction 2.72%    3.00%    4.71%    4.96%    3.26%    4.45%   
Utilities and transp. 3.93%    7.34% * 6.72%    2.88%    8.57% * 3.25%   
Wholesale trade 2.53%    2.75%    5.37%    3.46%    3.07%    2.85%   
Fin. svs. and real estate 2.00%    3.29%    3.69%    2.12%    3.89%    1.95%   
Retail trade 1.86%    2.22%    3.71%    1.84%    2.54%    1.81%   
Professional services 1.32%    1.51%    2.45%    1.67%    1.66%    1.53%   
Other services 1.54%    1.96%    3.47%    2.05%    2.22%    1.75%   
Ownership
For profit, incorporated 0.80%    1.04%    1.80%    0.96%    1.16%    0.88%   
For profit, unincorporated 1.81%    2.01%    3.76%    2.73%    2.26%    2.23%   
Nonprofit 1.94%    2.95%    3.11%    2.99%    3.48%    2.00%   
Age of firm
Less than 5 years 3.32%    3.48%    6.71%    10.98%    3.68%    6.18%   
5-9 years 3.15%    3.55%    6.17%    7.74%    3.88%    3.64%   
10-19 years 1.36%    1.44%    3.43%    3.93%    1.55%    2.28%   
20 or more years 0.76%    1.07%    1.65%    0.90%    1.25%    0.80%   
Multi/single status
2 or more locations 0.77%    1.32%    1.66%    0.88%    1.90%    0.79%   
1 location only 0.98%    1.02%    2.01%    4.68%    1.09%    1.38%   
Percent full-time employees
Less than 25% 2.90%    3.86%    5.70%    4.09%    4.61%    3.32%   
25-49 % 2.39%    2.51%    4.38%    3.13%    2.95%    2.66%   
50-74 % 2.13%    2.73%    4.52%    2.16%    3.04%    2.14%   
75% or more 0.79%    1.02%    1.65%    1.02%    1.14%    0.88%   
Union presence
No union employees 0.69%    0.90%    1.46%    1.01%    1.01%    0.82%   
Has union employees 1.62%    5.47%    6.69%    1.06%    6.61%    1.32%   
Percent low-wage employees
50% or more low-wage 1.70%    2.73%    3.24%    1.86%    3.17%    1.66%   
Less than 50% low-wage 0.74%    0.94%    1.59%    0.99%    1.05%    0.85%   
Percent women employees
Less than 25% 1.31%    1.49%    3.16%    2.00%    1.66%    1.74%   
25-49 % 1.55%    1.79%    2.91%    1.75%    2.03%    1.64%   
50-74 % 1.41%    1.87%    2.54%    1.47%    2.10%    1.37%   
75% or more 1.43%    1.96%    2.79%    1.89%    2.25%    1.60%   
Percent age 50 or older employees
Less than 25% 1.07%    1.37%    2.11%    1.59%    1.56%    1.28%   
25-49 % 1.07%    1.27%    2.43%    1.12%    1.45%    1.06%   
50-74 % 1.96%    2.34%    3.60%    2.80%    2.58%    2.48%   
75% or more 2.58%    2.78%    7.22%    6.02%    2.94%    4.38%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.