Table I.B.2.b.1.b Among self-insured plans, percent of private-sector employees that are enrolled in a plan with stop-loss coverage by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 64.1%    22.0%    24.3%    49.1%    82.7%    62.1%    30.6%    65.2%   
Industry group **
Agric., fish., forest. 73.8%    0.0%    0.0%    --    --    100.0%    1.8% * 78.7%   
Mining and manufacturing 73.4%    --    0.2% * 68.1%    93.4%    68.5%    30.1%    74.5%   
Construction 68.8%    12.1% * 30.3% * 43.3%    87.1%    75.0%    26.7%    78.5%   
Utilities and transp. 57.6%    --    --    74.7%    86.2%    52.1%    80.7%    57.2%   
Wholesale trade 68.4%    0.0%    --    62.9%    82.8%    66.2%    31.9%    70.4%   
Fin. svs. and real estate 58.6%    --    --    32.2% * 87.2%    54.7%    31.8%    59.0%   
Retail trade 54.2%    --    26.6% * 52.4%    49.2%    55.2%    41.7%    54.6%   
Professional services 64.3%    12.8% * 15.2% * 40.9%    81.0%    63.3%    25.8%    65.3%   
Other services 66.6%    26.1% * 34.1% * 32.7%    75.8%    68.4%    26.8%    68.4%   
Ownership
For profit, incorporated 63.9%    22.7% * 24.6%    50.5%    83.5%    61.9%    32.2%    65.0%   
For profit, unincorporated 60.8%    12.4% * 13.3% * 53.1%    78.3%    58.3%    24.5%    62.6%   
Nonprofit 66.4%    28.8% * 41.1% * 37.3%    83.7%    64.9%    29.3%    67.2%   
Age of firm
Less than 5 years 57.9%    30.3% * 26.7% * 48.9%    79.9%    88.2%    32.9%    75.3%   
5-9 years 59.8%    19.2% * --    54.3%    63.7%    94.8%    24.1% * 72.9%   
10-19 years 71.9%    20.5% * 15.2% * 36.9%    74.3%    90.4%    27.2%    78.4%   
20 or more years 63.6%    21.4% * 27.6%    53.1%    85.1%    61.0%    33.1%    64.2%   
Multi/single status
2 or more locations 64.1%    --    29.7% * 57.3%    83.4%    61.6%    42.5%    64.2%   
1 location only 63.4%    21.6%    23.5%    46.4%    81.3%    87.1%    29.1%    76.4%   
Percent full-time employees
Less than 25% 46.7%    0.0%    --    --    23.4% * 51.5%    12.5% * 49.2%   
25-49 % 72.0%    --    --    21.7% * 78.2%    74.0%    23.0% * 73.4%   
50-74 % 50.7%    6.9% * --    39.8%    74.4%    49.7%    15.6% * 51.6%   
75% or more 66.0%    24.8%    26.7%    51.1%    83.8%    63.9%    33.1%    67.1%   
Union presence
No union employees 67.8%    22.3%    24.5%    48.8%    82.8%    66.7%    31.1%    69.3%   
Has union employees 52.1%    --    --    --    82.3%    50.5%    23.4% * 52.3%   
Percent low-wage employees
50% or more low-wage 71.3%    --    22.0% * 46.6%    70.6%    72.9%    36.2%    72.3%   
Less than 50% low-wage 63.3%    20.2%    24.4%    49.3%    83.7%    61.0%    30.2%    64.5%   
Percent women employees
Less than 25% 67.1%    21.5% * 25.6%    55.5%    83.7%    65.1%    34.7%    69.7%   
25-49 % 61.4%    20.0% * 13.8% * 63.6%    84.5%    58.6%    26.4%    62.1%   
50-74 % 63.6%    31.4% * 44.8% * 34.1%    82.0%    61.7%    30.7%    64.2%   
75% or more 65.6%    15.5% * 18.1% * 33.1%    79.4%    65.9%    24.2%    67.0%   
Percent age 50 or older employees
Less than 25% 63.3%    20.5% * 21.1% * 42.1%    77.3%    63.7%    24.3%    65.8%   
25-49 % 62.5%    32.9% * 28.0% * 50.9%    84.4%    59.5%    40.2%    62.8%   
50-74 % 73.5%    27.6% * 23.5% * 62.1%    87.7%    72.2%    39.0%    75.1%   
75% or more 77.5%    5.5% * --    77.7%    96.2%    82.8%    20.4% * 85.5%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.B.2.b.1.b Standard errors among self-insured plans for percent of private-sector employees that are enrolled in a plan with stop-loss coverage by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1.02%    5.18%    4.71%    3.63%    1.51%    1.21%    2.73%    1.05%   
Industry group **
Agric., fish., forest. 15.23%    0.00%    0.00%    --    --    0.00%    1.96% * 15.56%   
Mining and manufacturing 2.10%    --    0.21% * 7.99%    1.82%    2.65%    8.90%    2.13%   
Construction 4.94%    6.91% * 12.35% * 12.11%    6.31%    6.94%    6.22%    5.17%   
Utilities and transp. 4.03%    --    --    12.33%    6.28%    4.62%    10.13%    4.09%   
Wholesale trade 3.27%    0.00%    --    7.82%    5.14%    4.34%    7.98%    3.44%   
Fin. svs. and real estate 2.96%    --    --    11.65% * 3.32%    3.35%    8.63%    3.02%   
Retail trade 3.39%    --    12.92% * 8.97%    7.66%    3.90%    10.46%    3.50%   
Professional services 1.90%    6.10% * 7.00% * 6.52%    3.03%    2.20%    5.09%    1.96%   
Other services 2.51%    9.13% * 13.59% * 7.65%    4.60%    2.97%    5.89%    2.60%   
Ownership
For profit, incorporated 1.23%    7.23% * 5.26%    4.65%    1.87%    1.45%    3.33%    1.27%   
For profit, unincorporated 2.79%    6.90% * 6.94% * 8.04%    4.54%    3.52%    5.76%    2.91%   
Nonprofit 2.41%    10.26% * 19.56% * 8.51%    2.81%    2.84%    7.36%    2.47%   
Age of firm
Less than 5 years 6.67%    12.05% * 13.81% * 11.45%    11.70%    7.85%    8.38%    8.47%   
5-9 years 6.12%    12.70% * --    11.28%    9.97%    3.98%    7.48% * 6.59%   
10-19 years 2.91%    7.83% * 5.62% * 7.98%    4.94%    2.14%    5.24%    3.12%   
20 or more years 1.09%    8.49% * 7.08%    4.21%    1.56%    1.24%    3.81%    1.11%   
Multi/single status
2 or more locations 1.10%    --    10.98% * 5.96%    1.67%    1.23%    7.59%    1.11%   
1 location only 2.37%    5.22%    5.13%    4.30%    3.26%    4.64%    2.90%    2.78%   
Percent full-time employees
Less than 25% 11.37%    0.00%    --    --    10.28% * 14.27%    7.65% * 12.68%   
25-49 % 4.43%    --    --    9.85% * 6.21%    5.14%    8.42% * 4.57%   
50-74 % 3.67%    6.17% * --    9.16%    6.24%    4.08%    5.07% * 3.80%   
75% or more 1.02%    6.18%    5.37%    4.02%    1.58%    1.23%    3.09%    1.05%   
Union presence
No union employees 1.10%    5.54%    4.94%    3.69%    1.59%    1.36%    2.82%    1.14%   
Has union employees 2.37%    --    --    --    4.72%    2.46%    9.05% * 2.39%   
Percent low-wage employees
50% or more low-wage 2.66%    --    11.80% * 10.24%    5.11%    3.06%    9.72%    2.72%   
Less than 50% low-wage 1.09%    5.14%    4.95%    3.84%    1.57%    1.30%    2.83%    1.13%   
Percent women employees
Less than 25% 1.86%    9.08% * 7.20%    5.67%    2.90%    2.46%    4.33%    1.97%   
25-49 % 2.11%    12.24% * 5.88% * 7.32%    3.06%    2.41%    6.08%    2.16%   
50-74 % 1.80%    11.13% * 15.00% * 7.83%    2.83%    2.05%    6.70%    1.84%   
75% or more 2.32%    7.11% * 7.53% * 6.37%    3.29%    2.74%    4.64%    2.41%   
Percent age 50 or older employees
Less than 25% 1.94%    7.25% * 6.35% * 4.69%    2.82%    2.49%    3.75%    2.07%   
25-49 % 1.36%    11.07% * 9.42% * 6.55%    2.14%    1.54%    5.10%    1.38%   
50-74 % 2.47%    16.13% * 12.04% * 8.62%    2.82%    3.14%    7.60%    2.56%   
75% or more 4.32%    3.61% * --    15.51%    2.13%    5.09%    7.32% * 4.13%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.