Table I.C.1 Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 7,149    7,234    7,158    6,849    7,273    7,166    7,045    7,167   
Industry group **
Agric., fish., forest. 5,716    6,798    7,591    6,667    6,653    3,838    7,193    5,302   
Mining and manufacturing 7,026    8,214    6,656    6,994    7,033    7,023    6,974    7,032   
Construction 6,656    6,008    6,806    6,380    6,979    6,890    6,330    6,869   
Utilities and transp. 7,181    6,917    6,555    6,719    7,090    7,318    6,857    7,218   
Wholesale trade 7,110    6,962    7,995    7,224    7,175    6,851    7,257    7,073   
Fin. svs. and real estate 7,112    7,302    7,445    6,929    7,436    7,006    7,322    7,092   
Retail trade 6,629    6,846    6,888    6,076    6,661    6,710    6,693    6,618   
Professional services 7,661    7,576    7,204    7,108    7,771    7,771    7,284    7,722   
Other services 6,916    7,381    7,301    7,064    6,962    6,791    7,288    6,846   
Ownership
For profit, incorporated 6,952    7,133    7,085    6,710    7,112    6,928    6,927    6,957   
For profit, unincorporated 6,873    7,294    7,099    6,621    6,802    6,921    7,086    6,828   
Nonprofit 8,125    7,794    7,826    7,813    8,068    8,237    7,818    8,155   
Age of firm
Less than 5 years 6,497    6,425    6,870    5,886    7,247    7,320    6,333    6,651   
5-9 years 6,549    6,487    6,260    6,267    6,896    7,334    6,394    6,677   
10-19 years 6,923    7,659    7,333    6,713    6,972    6,580    7,221    6,775   
20 or more years 7,228    7,440    7,290    7,106    7,362    7,194    7,213    7,229   
Multi/single status
2 or more locations 7,209    7,727    7,475    7,174    7,419    7,156    7,371    7,206   
1 location only 6,997    7,228    7,128    6,744    7,040    7,630    7,009    6,986   
Percent full-time employees
Less than 25% 6,603    5,609    6,431    4,991    7,647    6,826    6,052    6,676   
25-49 % 6,817    7,340    6,661    6,653    7,418    6,606    7,003    6,787   
50-74 % 7,027    7,777    7,430    7,195    7,096    6,897    7,378    6,977   
75% or more 7,190    7,153    7,154    6,868    7,280    7,241    7,024    7,220   
Union presence
No union employees 7,084    7,254    7,147    6,799    7,200    7,093    7,031    7,095   
Has union employees 7,489    5,965    7,521    8,029    8,215    7,389    7,659    7,485   
Percent low-wage employees
50% or more low-wage 6,661    6,575    6,235    6,557    7,139    6,540    6,539    6,673   
Less than 50% low-wage 7,207    7,289    7,207    6,874    7,289    7,255    7,081    7,231   
Percent women employees
Less than 25% 6,918    6,856    6,826    6,588    6,857    7,223    6,719    6,989   
25-49 % 6,907    7,079    7,129    6,763    7,301    6,781    7,019    6,894   
50-74 % 7,310    7,604    7,615    7,140    7,396    7,272    7,459    7,293   
75% or more 7,511    7,571    7,369    7,263    7,589    7,544    7,343    7,538   
Percent age 50 or older employees
Less than 25% 6,936    6,560    6,866    6,633    7,126    7,010    6,690    7,001   
25-49 % 7,173    7,235    6,999    6,825    7,231    7,217    6,994    7,190   
50-74 % 7,538    7,785    8,289    7,612    7,711    7,290    7,817    7,475   
75% or more 7,959    8,587    7,781    7,970    8,124    7,267    8,327    7,691   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1 Standard errors for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 34.97    158.93    123.91    83.01    82.00    47.30    69.62    39.27   
Industry group **
Agric., fish., forest. 714.02    660.60    1,126.97    772.86    837.98    964.23    449.26    848.87   
Mining and manufacturing 99.54    924.96    260.23    236.17    231.81    125.18    217.58    108.68   
Construction 129.13    289.39    341.82    154.39    380.09    267.26    158.27    185.57   
Utilities and transp. 212.73    637.57    480.35    344.42    406.96    289.98    299.88    233.60   
Wholesale trade 107.95    473.64    389.17    279.39    244.49    125.62    248.09    119.40   
Fin. svs. and real estate 84.10    407.59    289.95    379.82    199.01    98.45    212.80    89.62   
Retail trade 85.72    404.16    309.28    290.01    244.23    92.53    185.00    95.37   
Professional services 64.24    287.79    253.00    147.71    155.07    83.89    138.90    71.17   
Other services 83.95    384.61    348.64    200.14    191.27    113.87    189.86    92.89   
Ownership
For profit, incorporated 42.00    207.46    148.33    98.71    111.17    53.82    83.46    47.39   
For profit, unincorporated 80.75    253.25    272.89    199.91    169.33    119.44    157.99    92.08   
Nonprofit 83.90    393.12    343.75    212.45    146.31    120.69    186.67    90.28   
Age of firm
Less than 5 years 265.36    301.97    443.64    284.28    823.33    309.52    209.97    467.77   
5-9 years 202.93    376.95    267.78    229.13    530.64    896.92    191.99    331.56   
10-19 years 109.31    394.70    289.06    179.50    207.96    229.43    166.77    139.68   
20 or more years 37.77    202.86    153.31    107.50    86.41    48.21    85.03    40.87   
Multi/single status
2 or more locations 41.19    925.15    425.41    132.23    93.38    48.14    196.05    41.86   
1 location only 66.15    160.41    129.16    100.51    150.48    233.44    74.30    106.30   
Percent full-time employees
Less than 25% 333.80    741.10    751.02    1,000.82    584.20    246.02    419.09    378.03   
25-49 % 106.79    618.88    248.07    241.90    342.31    103.50    228.32    118.44   
50-74 % 92.75    435.85    283.32    218.06    288.76    108.12    208.18    100.78   
75% or more 39.03    177.05    139.45    85.66    88.36    54.40    77.04    43.92   
Union presence
No union employees 38.18    160.93    125.08    83.16    81.70    56.34    70.22    43.80   
Has union employees 86.26    325.76    858.73    523.94    403.07    85.10    515.19    87.46   
Percent low-wage employees
50% or more low-wage 105.08    468.12    357.80    211.41    204.14    142.08    220.88    113.50   
Less than 50% low-wage 36.71    166.16    128.39    88.38    88.23    49.08    72.64    41.40   
Percent women employees
Less than 25% 72.05    242.31    181.05    97.51    137.34    145.43    97.62    90.65   
25-49 % 72.87    431.95    330.18    217.54    200.41    81.86    192.74    78.12   
50-74 % 63.53    288.80    289.63    250.96    143.86    77.63    154.06    68.60   
75% or more 68.46    338.17    213.19    192.67    158.11    90.79    145.01    76.18   
Percent age 50 or older employees
Less than 25% 55.74    198.55    179.31    108.06    125.67    85.97    95.89    65.73   
25-49 % 49.80    252.28    189.75    139.83    115.45    62.83    107.91    53.61   
50-74 % 104.98    510.19    376.16    275.59    231.20    137.40    231.05    117.26   
75% or more 285.26    434.54    368.39    416.24    986.61    307.49    291.55    438.63   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.