Table I.D.1 Average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20,758    18,935    19,919    19,580    21,230    20,920    19,416    20,923   
Industry group **
Agric., fish., forest. 19,409    --    --    --    --    --    22,122    18,883   
Mining and manufacturing 20,243    16,471    19,777    20,300    19,237    20,648    19,828    20,272   
Construction 19,400    20,038    17,637    19,297    19,639    19,896    18,801    19,716   
Utilities and transp. 21,924    15,774    20,712    18,545    23,511    22,037    19,918    22,029   
Wholesale trade 21,199    18,317    21,163    21,531    22,397    20,859    20,410    21,331   
Fin. svs. and real estate 21,139    21,311    19,628    19,592    22,728    20,926    20,460    21,195   
Retail trade 19,676    17,784    18,701    17,281    22,103    19,490    17,439    19,963   
Professional services 21,402    18,161    20,646    18,873    21,659    21,807    19,159    21,677   
Other services 19,778    19,186    20,145    19,387    20,224    19,748    19,711    19,788   
Ownership
For profit, incorporated 20,583    18,858    19,809    19,916    21,121    20,653    19,398    20,738   
For profit, unincorporated 19,841    18,831    19,534    17,358    20,362    20,269    18,778    20,019   
Nonprofit 22,107    19,600    21,564    20,292    22,288    22,316    20,554    22,209   
Age of firm
Less than 5 years 17,994    16,125    18,731    16,761    20,096    22,276    17,049    19,418   
5-9 years 18,353    17,215    18,153    17,523    19,473    19,127    17,909    18,710   
10-19 years 20,056    18,567    19,995    19,053    21,643    19,517    19,227    20,378   
20 or more years 20,975    20,270    20,513    20,418    21,275    20,986    20,288    21,025   
Multi/single status
2 or more locations 20,989    18,086    20,743    20,353    21,721    20,872    20,330    20,999   
1 location only 19,900    18,953    19,851    19,324    20,272    23,095    19,305    20,410   
Percent full-time employees
Less than 25% 19,411    25,405    22,514    19,039    19,086    18,983    22,776    18,949   
25-49 % 19,829    13,668    19,095    20,805    19,797    20,227    17,957    20,194   
50-74 % 20,156    18,073    19,914    19,458    20,259    20,358    18,938    20,315   
75% or more 20,874    19,245    19,905    19,556    21,350    21,047    19,474    21,042   
Union presence
No union employees 20,607    18,743    20,035    19,482    21,137    20,775    19,404    20,785   
Has union employees 21,329    21,577    18,218    21,145    22,010    21,298    19,570    21,395   
Percent low-wage employees
50% or more low-wage 18,654    17,045    18,879    16,990    20,002    18,535    17,864    18,725   
Less than 50% low-wage 20,885    19,068    19,947    19,678    21,297    21,079    19,485    21,060   
Percent women employees
Less than 25% 20,424    19,975    18,529    19,290    20,416    21,135    19,115    20,728   
25-49 % 20,713    19,437    21,981    19,517    22,114    20,446    20,416    20,737   
50-74 % 20,885    17,780    20,323    21,269    21,142    20,947    19,417    21,011   
75% or more 21,166    17,932    20,400    18,902    21,280    21,581    18,916    21,424   
Percent age 50 or older employees
Less than 25% 20,112    18,307    19,173    18,670    21,106    20,347    18,899    20,378   
25-49 % 20,920    18,082    18,849    20,248    20,927    21,086    18,744    21,053   
50-74 % 21,380    21,602    23,539    20,217    21,542    21,301    21,874    21,296   
75% or more 22,653    18,919    23,862    23,201    28,369    20,980    20,996    23,396   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1 Standard errors for average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 123.51    564.02    469.31    313.14    288.08    158.36    283.06    133.32   
Industry group **
Agric., fish., forest. 2,066.18    --    --    --    --    --    1,196.10    2,491.22   
Mining and manufacturing 261.35    1,562.93    776.59    648.06    579.11    321.77    749.24    274.34   
Construction 445.93    2,574.25    1,383.33    792.34    854.39    652.87    898.29    484.39   
Utilities and transp. 1,035.61    1,598.43    1,959.69    1,697.74    1,150.12    1,369.92    1,184.94    1,081.54   
Wholesale trade 321.30    1,448.63    984.27    915.89    662.68    445.55    624.78    357.48   
Fin. svs. and real estate 240.95    1,532.71    893.66    1,136.82    483.70    284.03    960.27    247.87   
Retail trade 486.27    1,717.05    954.82    930.00    1,735.12    299.70    817.98    516.04   
Professional services 202.01    955.94    1,021.68    547.28    548.81    238.94    585.25    213.83   
Other services 245.24    677.78    1,013.44    609.32    686.30    312.68    493.57    272.17   
Ownership
For profit, incorporated 156.69    679.65    593.84    379.66    383.62    199.77    346.12    169.82   
For profit, unincorporated 262.48    1,587.44    868.49    688.85    548.03    348.92    635.46    286.08   
Nonprofit 270.94    810.53    892.55    766.09    490.93    355.05    573.27    286.46   
Age of firm
Less than 5 years 662.06    2,180.11    1,198.26    983.67    1,174.49    1,353.04    865.41    905.54   
5-9 years 502.22    1,523.38    724.78    748.02    1,085.18    1,073.81    641.35    745.55   
10-19 years 492.30    794.38    1,518.44    825.85    985.18    821.99    682.49    616.34   
20 or more years 130.79    762.19    449.58    374.13    299.50    161.12    350.80    137.82   
Multi/single status
2 or more locations 145.50    1,387.10    1,125.69    687.57    373.89    161.44    994.32    146.79   
1 location only 212.12    574.81    499.09    357.73    413.41    633.08    297.63    294.28   
Percent full-time employees
Less than 25% 629.87    1,548.57    3,516.02    1,661.97    1,353.48    642.01    1,536.21    571.31   
25-49 % 446.59    2,963.51    2,608.53    776.05    645.46    470.63    1,696.40    381.27   
50-74 % 276.44    842.67    952.22    959.23    1,013.10    314.00    657.00    299.73   
75% or more 137.13    638.12    520.10    342.66    306.80    177.89    313.77    147.68   
Union presence
No union employees 143.61    522.87    465.21    317.74    284.19    202.48    277.94    158.25   
Has union employees 244.33    3,412.52    2,515.84    1,587.97    1,295.29    231.93    1,650.54    245.80   
Percent low-wage employees
50% or more low-wage 451.28    1,550.49    926.37    931.92    568.87    596.37    766.17    487.88   
Less than 50% low-wage 126.96    590.72    481.34    322.94    301.91    161.93    293.83    136.93   
Percent women employees
Less than 25% 327.01    930.88    593.00    462.75    412.90    589.92    410.55    385.40   
25-49 % 218.32    1,005.35    1,415.23    714.63    740.93    211.37    704.51    228.72   
50-74 % 183.41    997.96    615.67    723.20    384.77    224.97    579.48    191.83   
75% or more 238.50    1,386.36    1,047.45    707.70    475.79    301.37    697.79    248.47   
Percent age 50 or older employees
Less than 25% 189.97    938.39    525.56    410.90    541.59    215.88    393.96    211.03   
25-49 % 179.12    733.55    641.16    508.19    333.44    225.20    419.84    186.95   
50-74 % 301.31    1,133.87    1,627.02    969.12    599.42    390.85    828.15    322.05   
75% or more 1,338.42    1,335.03    1,280.32    1,671.89    4,408.60    562.47    1,112.97    1,814.52   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.