Table I.D.1.a Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20,508    18,309    19,883    18,601    20,929    21,048    19,039    20,812   
Industry group **
Agric., fish., forest. 20,526    --    --    --    --    --    --    22,391   
Mining and manufacturing 19,067    --    19,663    20,829    16,777    20,016    20,433    18,899   
Construction 20,035    --    13,712    20,215    22,725    21,293    16,981    22,078   
Utilities and transp. 21,164    --    --    17,662    22,886    21,181    22,229    21,022   
Wholesale trade 21,434    18,621    22,790    21,439    22,409    19,939    21,687    21,319   
Fin. svs. and real estate 20,521    21,687    19,254    19,658    21,716    20,018    21,103    20,384   
Retail trade 21,002    --    19,662    16,693    24,350    20,694    16,768    21,736   
Professional services 21,306    16,535    21,474    16,134    21,071    22,542    17,841    21,894   
Other services 18,597    20,202    18,977    19,805    18,953    17,587    19,947    18,219   
Ownership
For profit, incorporated 20,029    18,458    19,293    18,627    21,429    19,943    18,889    20,298   
For profit, unincorporated 19,633    15,741    20,727    17,771    19,465    21,320    18,566    20,060   
Nonprofit 22,120    21,148    22,801    19,008    20,086    23,218    20,611    22,250   
Age of firm
Less than 5 years 18,538    15,276    22,754    15,883    19,263    18,945    18,597    18,474   
5-9 years 17,207    10,436    19,149    17,241    17,861    21,106    15,342    18,525   
10-19 years 20,232    18,834    17,896    16,690    24,102    16,506    18,189    21,257   
20 or more years 20,754    20,280    20,480    19,366    20,293    21,237    19,986    20,865   
Multi/single status
2 or more locations 20,927    --    21,616    18,570    21,173    20,970    18,594    20,992   
1 location only 19,608    18,274    19,799    18,609    20,539    23,642    19,092    20,086   
Percent full-time employees
Less than 25% 20,455    --    --    22,406    17,791    20,524    22,667    20,079   
25-49 % 20,403    --    17,324    19,709    21,024    21,609    17,448    21,283   
50-74 % 19,950    17,633    19,420    20,246    19,399    20,499    18,626    20,252   
75% or more 20,583    18,561    20,031    18,322    21,088    21,128    19,107    20,882   
Union presence
No union employees 20,244    18,337    20,350    18,396    20,815    20,756    19,118    20,535   
Has union employees 21,469    --    --    21,649    21,830    21,619    17,819    21,656   
Percent low-wage employees
50% or more low-wage 19,513    15,337    18,747    17,223    19,383    20,858    17,207    19,981   
Less than 50% low-wage 20,560    18,512    19,908    18,680    21,029    21,057    19,134    20,856   
Percent women employees
Less than 25% 19,396    19,722    18,001    18,798    20,510    19,291    19,141    19,496   
25-49 % 21,095    17,618    20,794    18,661    22,177    21,018    19,457    21,298   
50-74 % 20,303    17,562    21,213    21,727    19,922    20,522    19,463    20,448   
75% or more 21,413    --    21,737    15,733    20,660    22,896    17,841    21,968   
Percent age 50 or older employees
Less than 25% 20,350    16,600    20,384    18,255    22,359    20,674    18,752    20,922   
25-49 % 20,172    16,653    17,430    17,991    19,751    20,908    17,309    20,507   
50-74 % 22,037    22,272    22,689    22,758    20,746    22,666    22,880    21,803   
75% or more 21,819    --    25,878    19,309    24,404    20,582    20,797    22,297   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a Standard errors for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 274.45    1,078.32    856.56    518.74    736.89    313.88    507.27    307.85   
Industry group **
Agric., fish., forest. 2,394.20    --    --    --    --    --    --    2,456.72   
Mining and manufacturing 646.22    --    1,287.78    1,434.30    1,507.57    667.88    1,340.56    700.99   
Construction 1,009.65    --    2,857.01    832.86    1,043.06    1,152.36    1,590.27    740.37   
Utilities and transp. 1,231.66    --    --    2,633.38    1,501.70    1,884.78    2,209.53    1,363.92   
Wholesale trade 707.94    1,901.15    1,955.19    989.15    1,364.61    1,245.38    1,073.53    912.15   
Fin. svs. and real estate 567.56    1,758.61    1,778.38    1,091.45    845.40    824.95    1,286.07    617.66   
Retail trade 1,306.15    --    2,336.32    980.35    2,613.41    725.68    1,204.68    1,361.71   
Professional services 369.68    1,376.82    1,109.06    1,051.39    742.90    436.21    909.55    379.24   
Other services 532.55    1,260.00    2,311.60    1,153.31    726.30    801.12    1,055.13    597.28   
Ownership
For profit, incorporated 375.37    1,212.88    1,024.85    631.83    1,010.51    384.05    607.59    432.99   
For profit, unincorporated 655.64    2,753.29    1,793.67    1,126.85    1,062.92    1,109.32    1,308.57    737.42   
Nonprofit 403.60    1,086.64    1,662.10    1,279.19    641.35    517.93    1,152.98    424.53   
Age of firm
Less than 5 years 1,586.57    1,763.44    2,739.91    3,813.18    2,062.49    896.80    1,823.16    2,662.35   
5-9 years 786.20    1,571.58    1,338.80    1,111.44    773.88    2,263.07    1,400.77    718.09   
10-19 years 1,456.87    1,566.34    2,114.07    943.40    1,868.90    905.30    1,051.32    1,891.93   
20 or more years 250.79    1,255.65    920.27    615.41    578.79    324.00    638.49    271.01   
Multi/single status
2 or more locations 357.18    --    1,444.22    1,090.66    1,116.28    319.53    1,582.56    360.64   
1 location only 373.45    1,087.41    890.85    588.87    627.99    1,562.53    530.99    511.71   
Percent full-time employees
Less than 25% 925.92    --    --    3,014.40    2,198.80    1,120.47    2,787.37    956.21   
25-49 % 664.82    --    801.44    1,106.17    1,048.75    1,170.88    1,043.46    729.88   
50-74 % 586.64    1,248.99    1,358.36    2,168.44    951.15    746.15    1,226.74    621.52   
75% or more 311.73    1,374.48    968.26    531.14    816.41    357.65    574.64    350.16   
Union presence
No union employees 325.61    1,098.67    692.34    533.03    815.04    400.47    501.83    382.28   
Has union employees 465.49    --    --    1,754.85    1,519.66    463.95    2,947.89    448.96   
Percent low-wage employees
50% or more low-wage 753.76    1,565.66    1,402.07    1,508.76    1,130.84    1,421.36    1,157.96    869.39   
Less than 50% low-wage 285.51    1,133.56    875.47    544.06    776.20    321.55    530.79    320.08   
Percent women employees
Less than 25% 456.21    1,568.42    1,585.92    753.07    883.92    789.83    842.20    541.92   
25-49 % 704.05    1,713.94    1,338.76    1,162.41    1,908.02    482.70    935.12    769.54   
50-74 % 422.40    1,598.12    1,323.73    1,183.56    621.33    644.66    997.43    462.84   
75% or more 414.68    --    1,238.74    807.75    669.05    457.94    1,169.81    405.64   
Percent age 50 or older employees
Less than 25% 655.25    1,391.22    1,056.02    735.47    1,510.51    594.53    726.47    795.36   
25-49 % 320.39    1,077.98    1,560.03    727.70    716.85    400.37    722.49    340.40   
50-74 % 596.32    1,610.41    1,405.76    1,586.03    1,139.08    954.62    930.59    706.09   
75% or more 1,531.66    --    2,674.93    1,754.06    4,621.42    774.18    1,850.78    2,094.70   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.