Table I.D.3 Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 28.8%    25.6%    37.7%    37.0%    31.7%    26.4%    34.6%    28.1%   
Industry group **
Agric., fish., forest. 19.3% * --    --    --    --    --    29.4%    17.0% *
Mining and manufacturing 24.2%    --    31.6%    36.8%    25.1%    22.2%    32.9%    23.7%   
Construction 31.3%    18.0% * 43.0%    38.8%    26.1%    28.4%    34.8%    29.6%   
Utilities and transp. 24.8%    --    19.8% * 41.3%    28.5%    22.4%    32.5%    24.4%   
Wholesale trade 26.4%    10.2% * 30.1%    32.9%    31.4%    23.3%    26.4%    26.5%   
Fin. svs. and real estate 28.0%    30.6%    41.0%    32.5%    29.7%    26.8%    35.5%    27.4%   
Retail trade 34.3%    41.4% * 41.6%    55.0%    45.4%    27.2%    46.6%    32.9%   
Professional services 28.6%    29.1%    40.1%    39.5%    32.4%    25.9%    36.9%    27.7%   
Other services 36.4%    21.8%    37.7%    34.4%    39.0%    37.0%    30.4%    37.3%   
Ownership
For profit, incorporated 28.8%    23.8%    38.4%    37.7%    31.5%    26.4%    34.6%    28.1%   
For profit, unincorporated 31.8%    33.2%    39.8%    40.3%    36.4%    27.7%    38.6%    30.8%   
Nonprofit 27.0%    28.6%    29.3%    29.7%    29.4%    25.9%    28.7%    26.9%   
Age of firm
Less than 5 years 40.5%    36.4%    45.7%    41.5%    34.0%    51.9%    41.0%    39.8%   
5-9 years 36.5%    34.4%    42.3%    42.7%    30.8%    33.2%    39.4%    34.3%   
10-19 years 34.4%    25.7%    39.2%    34.8%    36.9%    31.9%    35.4%    34.1%   
20 or more years 27.7%    21.6%    34.7%    36.7%    30.6%    26.2%    32.3%    27.4%   
Multi/single status
2 or more locations 27.5%    --    37.7%    38.0%    30.8%    26.4%    39.9%    27.3%   
1 location only 33.9%    25.4%    37.7%    36.7%    33.5%    29.9%    33.9%    34.0%   
Percent full-time employees
Less than 25% 20.5%    --    50.9%    17.2%    43.4%    17.1% * 26.4%    19.5%   
25-49 % 32.8%    38.4%    35.0%    25.3%    39.2%    32.2%    30.2%    33.3%   
50-74 % 27.3%    29.1%    26.9%    45.1%    34.9%    24.2%    33.6%    26.5%   
75% or more 29.0%    24.9%    38.7%    37.0%    31.2%    26.7%    35.0%    28.3%   
Union presence
No union employees 30.6%    27.0%    38.2%    38.5%    33.2%    27.9%    35.9%    29.9%   
Has union employees 22.1%    9.2% * 29.8% * 15.8%    19.2%    22.6%    17.2% * 22.2%   
Percent low-wage employees
50% or more low-wage 35.8%    22.0% * 41.6%    40.5%    42.1%    34.3%    33.0%    36.1%   
Less than 50% low-wage 28.4%    25.9%    37.6%    36.9%    31.2%    26.0%    34.6%    27.7%   
Percent women employees
Less than 25% 29.2%    20.8%    37.2%    36.9%    31.1%    25.4%    34.1%    28.1%   
25-49 % 26.6%    26.7%    41.2%    33.1%    29.1%    24.8%    32.5%    26.1%   
50-74 % 30.1%    24.7%    32.6%    39.6%    34.0%    28.4%    33.7%    29.8%   
75% or more 30.4%    38.7%    39.8%    40.3%    34.4%    27.5%    40.1%    29.4%   
Percent age 50 or older employees
Less than 25% 32.3%    28.7%    43.6%    39.7%    34.2%    28.7%    37.8%    31.1%   
25-49 % 27.3%    26.0%    31.3%    35.7%    31.0%    25.7%    33.5%    27.0%   
50-74 % 27.7%    25.0%    34.4%    32.3%    29.4%    25.7%    31.0%    27.1%   
75% or more 26.2%    15.0% * 32.4%    35.8%    24.9%    28.4%    22.8%    27.6%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.3 Standard errors for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.39%    2.46%    2.27%    1.73%    0.84%    0.45%    1.35%    0.40%   
Industry group **
Agric., fish., forest. 6.65% * --    --    --    --    --    5.85%    7.10% *
Mining and manufacturing 0.67%    --    4.64%    2.26%    1.70%    0.71%    2.64%    0.68%   
Construction 2.67%    7.22% * 7.01%    4.91%    5.78%    2.66%    4.52%    3.24%   
Utilities and transp. 1.95%    --    8.30% * 5.61%    3.15%    2.19%    6.62%    1.98%   
Wholesale trade 1.08%    5.79% * 5.29%    3.13%    1.68%    1.39%    2.88%    1.17%   
Fin. svs. and real estate 0.75%    7.29%    4.49%    5.32%    1.52%    0.82%    4.23%    0.74%   
Retail trade 1.47%    13.06% * 5.29%    4.53%    4.21%    1.39%    5.51%    1.42%   
Professional services 0.68%    4.55%    4.96%    2.19%    1.43%    0.77%    2.78%    0.67%   
Other services 1.20%    4.35%    3.37%    2.91%    2.37%    1.65%    2.24%    1.36%   
Ownership
For profit, incorporated 0.48%    2.90%    2.74%    2.29%    1.12%    0.52%    1.65%    0.49%   
For profit, unincorporated 1.29%    5.16%    5.47%    2.79%    1.96%    1.87%    3.08%    1.39%   
Nonprofit 0.79%    5.76%    4.92%    2.11%    1.29%    1.00%    2.77%    0.81%   
Age of firm
Less than 5 years 3.07%    5.14%    8.62%    5.34%    4.32%    9.85%    4.71%    3.47%   
5-9 years 2.20%    5.99%    5.24%    3.48%    3.81%    3.84%    3.12%    2.95%   
10-19 years 1.66%    5.05%    6.14%    5.82%    1.82%    2.10%    3.34%    1.89%   
20 or more years 0.40%    3.32%    2.29%    1.58%    0.98%    0.46%    1.63%    0.41%   
Multi/single status
2 or more locations 0.41%    --    4.60%    2.31%    0.93%    0.46%    4.02%    0.41%   
1 location only 1.04%    2.49%    2.44%    2.18%    1.76%    2.25%    1.41%    1.49%   
Percent full-time employees
Less than 25% 5.11%    --    12.55%    4.61%    3.48%    5.71% * 7.46%    5.58%   
25-49 % 1.34%    8.44%    6.32%    4.06%    4.02%    1.36%    4.46%    1.35%   
50-74 % 1.24%    8.19%    5.76%    3.30%    2.18%    1.36%    4.38%    1.26%   
75% or more 0.42%    2.62%    2.49%    1.92%    0.90%    0.48%    1.49%    0.43%   
Union presence
No union employees 0.46%    2.46%    2.27%    1.82%    0.77%    0.58%    1.33%    0.48%   
Has union employees 0.69%    6.09% * 12.92% * 4.46%    2.74%    0.69%    5.76% * 0.69%   
Percent low-wage employees
50% or more low-wage 0.92%    9.17% * 6.08%    3.31%    2.26%    1.02%    4.25%    0.93%   
Less than 50% low-wage 0.41%    2.56%    2.33%    1.79%    0.87%    0.47%    1.40%    0.42%   
Percent women employees
Less than 25% 1.06%    3.34%    3.49%    3.10%    2.05%    1.41%    2.10%    1.18%   
25-49 % 0.63%    4.98%    6.03%    2.46%    1.34%    0.70%    3.17%    0.62%   
50-74 % 0.59%    5.07%    4.09%    2.75%    1.33%    0.65%    2.86%    0.59%   
75% or more 0.91%    6.02%    3.23%    2.93%    1.49%    1.09%    2.78%    0.93%   
Percent age 50 or older employees
Less than 25% 0.71%    4.11%    3.08%    2.22%    1.14%    0.92%    2.03%    0.73%   
25-49 % 0.53%    5.27%    2.39%    3.29%    1.30%    0.58%    2.01%    0.54%   
50-74 % 1.01%    3.94%    7.99%    2.91%    2.06%    1.12%    3.87%    0.96%   
75% or more 2.55%    5.24% * 6.24%    6.23%    6.32%    2.31%    4.58%    3.18%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.