Table I.E.1 Average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 14,191    13,305    14,070    13,519    14,425    14,268    13,522    14,271   
Industry group **
Agric., fish., forest. 11,210    --    --    --    --    --    13,306    10,614   
Mining and manufacturing 14,019    14,185    12,113    13,968    14,035    14,106    13,421    14,075   
Construction 13,388    13,101    13,092    12,716    14,857    12,960    12,579    13,748   
Utilities and transp. 14,745    --    12,581    13,408    14,491    15,058    13,476    14,824   
Wholesale trade 14,299    12,112    15,345    14,818    14,632    14,002    14,093    14,334   
Fin. svs. and real estate 14,082    14,571    14,604    13,809    14,565    13,959    14,560    14,052   
Retail trade 12,952    14,258    11,478    12,215    13,797    12,881    12,150    13,049   
Professional services 14,965    12,897    14,881    13,509    15,201    15,148    13,740    15,103   
Other services 13,688    13,932    14,748    13,119    13,091    13,837    13,876    13,663   
Ownership
For profit, incorporated 13,945    13,619    14,098    13,552    14,517    13,847    13,542    13,997   
For profit, unincorporated 13,598    12,375    13,866    12,864    13,016    14,163    12,982    13,699   
Nonprofit 15,545    13,294    14,142    14,294    15,277    15,813    14,295    15,615   
Age of firm
Less than 5 years 13,379    13,170    13,284    11,777    14,996    15,560    12,408    14,122   
5-9 years 13,119    10,958    12,679    12,857    14,497    13,641    11,931    14,023   
10-19 years 13,685    12,418    15,262    13,070    13,977    13,680    13,412    13,800   
20 or more years 14,297    14,757    13,867    13,928    14,487    14,294    14,029    14,317   
Multi/single status
2 or more locations 14,307    14,845    14,036    14,214    14,632    14,247    14,849    14,300   
1 location only 13,763    13,291    14,073    13,272    14,036    15,259    13,373    14,082   
Percent full-time employees
Less than 25% 13,860    14,395    15,561    14,798    12,592    13,787    15,286    13,663   
25-49 % 13,443    10,242    13,503    13,401    14,112    13,468    12,157    13,602   
50-74 % 13,937    15,689    14,428    12,259    14,785    13,879    13,557    13,972   
75% or more 14,248    13,216    14,019    13,610    14,420    14,353    13,538    14,334   
Union presence
No union employees 14,125    13,372    14,178    13,468    14,232    14,255    13,560    14,207   
Has union employees 14,468    --    12,018    14,741    16,327    14,305    12,588    14,511   
Percent low-wage employees
50% or more low-wage 12,933    15,941    15,774    11,951    12,913    12,781    14,905    12,725   
Less than 50% low-wage 14,291    13,014    13,988    13,596    14,529    14,398    13,425    14,395   
Percent women employees
Less than 25% 14,115    13,527    13,175    13,289    14,292    14,568    13,166    14,350   
25-49 % 13,710    12,736    14,935    13,587    14,605    13,451    13,838    13,701   
50-74 % 14,417    14,497    15,283    14,133    14,121    14,479    14,556    14,406   
75% or more 14,715    11,432    13,843    13,504    14,798    14,992    12,825    14,902   
Percent age 50 or older employees
Less than 25% 13,586    11,387    13,256    13,054    14,014    13,738    12,684    13,751   
25-49 % 14,299    14,090    13,297    13,552    14,241    14,425    13,158    14,371   
50-74 % 14,814    14,041    15,900    14,338    15,176    14,714    14,700    14,834   
75% or more 16,518    16,796    17,430    15,949    20,987    13,888    16,900    16,246   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.1 Standard errors for average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 92.93    489.92    387.06    181.71    208.87    122.73    212.39    100.66   
Industry group **
Agric., fish., forest. 1,547.27    --    --    --    --    --    1,167.94    1,891.60   
Mining and manufacturing 197.90    1,345.62    842.39    523.01    469.04    238.51    545.78    210.05   
Construction 331.33    1,159.09    899.07    319.73    991.91    305.44    422.40    434.35   
Utilities and transp. 890.13    --    1,058.67    965.53    1,205.43    1,189.44    1,016.86    939.03   
Wholesale trade 227.40    1,591.84    1,024.16    536.10    557.36    276.71    651.59    241.39   
Fin. svs. and real estate 149.21    1,088.32    839.56    720.78    324.45    177.39    644.18    153.52   
Retail trade 216.68    1,701.58    1,001.12    525.51    621.87    242.56    706.39    227.89   
Professional services 140.51    973.07    759.75    329.00    417.59    157.19    460.40    146.83   
Other services 227.80    993.64    1,233.92    514.60    630.66    279.77    616.03    244.94   
Ownership
For profit, incorporated 119.05    614.77    461.25    222.26    263.72    159.34    253.12    130.19   
For profit, unincorporated 181.07    1,001.46    932.07    434.01    460.83    193.90    505.77    192.81   
Nonprofit 188.45    1,023.68    825.75    411.88    473.02    222.62    522.32    196.16   
Age of firm
Less than 5 years 588.87    1,121.35    1,325.74    702.82    1,214.88    511.83    634.21    849.25   
5-9 years 428.23    1,299.07    739.47    533.45    789.70    1,319.77    628.09    534.62   
10-19 years 258.42    726.68    1,036.44    396.32    443.30    530.55    488.23    304.13   
20 or more years 102.36    710.39    402.47    233.01    247.68    126.14    260.15    108.16   
Multi/single status
2 or more locations 108.58    964.21    897.08    366.88    249.45    124.87    556.12    109.82   
1 location only 170.87    494.24    415.12    209.22    375.83    620.51    226.95    247.74   
Percent full-time employees
Less than 25% 539.60    1,040.08    434.81    1,823.75    1,036.49    688.76    641.07    587.93   
25-49 % 323.69    1,584.57    1,729.15    814.99    753.70    395.88    983.65    335.65   
50-74 % 208.57    1,000.64    792.81    530.21    758.81    226.87    666.06    219.49   
75% or more 104.00    540.87    435.83    194.76    223.00    140.11    230.95    112.91   
Union presence
No union employees 104.49    502.18    385.52    186.39    179.15    154.39    216.26    115.14   
Has union employees 206.91    --    2,072.15    776.36    1,311.62    177.32    1,047.06    209.78   
Percent low-wage employees
50% or more low-wage 299.72    1,514.02    1,376.31    844.16    739.03    354.80    820.08    310.30   
Less than 50% low-wage 96.43    495.15    399.51    186.12    215.26    127.93    217.52    104.43   
Percent women employees
Less than 25% 274.29    873.72    586.05    264.25    395.24    528.11    306.69    329.42   
25-49 % 157.66    987.05    1,048.91    461.23    500.37    161.50    561.50    164.21   
50-74 % 132.28    929.11    732.71    412.95    314.80    157.75    473.36    137.80   
75% or more 143.66    867.28    595.22    379.15    321.20    176.95    435.79    149.43   
Percent age 50 or older employees
Less than 25% 116.79    618.77    448.20    263.25    310.47    141.43    286.42    126.33   
25-49 % 137.46    767.70    516.05    271.72    272.66    175.85    302.40    144.49   
50-74 % 256.71    1,055.49    1,203.90    604.81    468.57    364.71    621.54    281.40   
75% or more 884.14    1,013.05    1,652.51    1,224.43    2,995.76    360.06    797.48    1,418.87   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.